Cheap Auto Insurance Quotes in Elizabeth, NJ (2021)

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Car Insurance in Elizabeth, NJ

The average cost of New Jersey car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Elizabeth, NJ to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$131
$282
$470
ProgressiveTravelersState Farm
Monthly $

Cheapest Car Insurance in Elizabeth, NJ

Here are the cheapest carriers in Elizabeth for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$279
$317
$295
$304
$183
$294
New JerseyNewarkJersey CityPatersonEdisonElizabeth
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Elizabeth, NJ Driving Facts

new-jersey

Minimum Car Insurance Requirements in NJ

New Jersey requires all drivers to purchase either a basic or standard insurance policy. The basic policy liability limit is as follows:

  • $5,000 of property damage liability per accident

The standard policy liability limits are as follows:

  • $15,000 of bodily injury liability insurance per person, per accident
  • $30,000 of bodily injury liability for multiple injured people per accident
  • $5,000 of property damage liability per accident

Find local Elizabeth agents

First Americano Insurance Agency 
1089 Elizabeth Ave Ste 7, Elizabeth, NJ 07201-2984
Freeway Insurance of NJ-Elizabeth 
435 Elizabeth Avenue, Elizabeth, NJ 07202
Global Insurance Agency
514 Westfield Ave #1, Elizabeth, NJ 07208
Angel Rodriguez - State Farm Insurance Agent
815 Elizabeth Ave Ste 200, Elizabeth, NJ 07201
Carlos Ferrer Travel Agency
58 3rd St, Elizabeth, NJ 07206
InsureOne Insurance
54 Main Ave, Passaic, NJ 07055
Dave Carrubba - State Farm Insurance Agent
321 Rahway Ave, Elizabeth, NJ 07202
RCX Insurance Agency
847 E Jersey St, Elizabeth, NJ 07201
Costa Do Sol Agency
650 Newark Ave, Elizabeth, NJ 07208
'Trucker''s Choice Insurance & Permits'
701 Spring St #4, Elizabeth, NJ 07201

Insurify Insights: How Elizabeth Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Elizabeth, NJ
suspended licenses
#27
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Elizabeth drivers measure up to their fellow New Jersey motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Elizabeth

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Elizabeth drivers rank 26 in the number of car accidents per driver across all cities in New Jersey.

  • Rank within state: #26
  • Percent of drivers in Elizabeth with an accident: 7.07%
  • Drivers in Elizabeth, NJ with an accident in their driving history paid on average 23.96% more than drivers with a clean record

Speeding Elizabeth

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Jersey, Elizabeth drivers rank 30 in the number of speeding infractions per driver.

  • Rank within state: #30
  • Percent of drivers in Elizabeth with a speeding ticket: 2.73%
  • Drivers in Elizabeth, NJ with a speeding ticket in their driving history paid on average 19.17% more than drivers with a clean record

DUI/DWIs Elizabeth

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Elizabeth drivers rank 11 in the number of DUI’s per driver across all cities in New Jersey.

  • Rank within state: #11
  • Percent of drivers in Elizabeth with a DUI: 1.13%
  • Drivers in Elizabeth, NJ with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude Elizabeth

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in New Jersey, Elizabeth drivers rank 7 in rude driving infractions.

  • Rank within state: #7
  • Percent of drivers in Elizabeth with a reckless driving violation: 2.09%
  • Drivers in Elizabeth, NJ with a reckless driving violation in their driving history paid on average 37.7% more than drivers with a clean record.

Safest Drivers Elizabeth

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Elizabeth drivers rank 2 in clean driving records across all cities in New Jersey.

  • Rank within state: #2
  • Percent of drivers in Elizabeth with clean record: 88.1%

Failure to Yield the Right of Way Elizabeth

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Elizabeth drivers rank 1 in failure to yield violations per driver across all cities in New Jersey.

  • Rank within state: #1
  • Percent of drivers in Elizabeth with a failure to yield violation: 0.64%
  • Drivers in Elizabeth, NJ with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Elizabeth

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in New Jersey, Elizabeth drivers rank 9 in the number of reckless driving offenses per driver.

  • Rank within state: #9
  • Percent of drivers in Elizabeth with a reckless driving offense: --%

Most Popular Vehicle Elizabeth

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Elizabeth is the Honda Accord.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.