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Cheap Auto Insurance Quotes in South Sioux City, NE (January 2022)

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Last Updated: January 2022

With a flat midwestern environment and plenty of highways, South Sioux City is a driver’s paradise. And as a South Sioux City driver, you’ll want to make sure you’re hitting the open road with the peace of mind that comes from having a great car insurance policy.

As Nebraska’s 14th-largest city, South Sioux City isn’t served by major public transportation. Almost all residents get around with the help of a car, which means opting for good car insurance is key as a South Sioux City resident.

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Car Insurance in South Sioux City, NE

The average cost of Nebraska car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in South Sioux City, NE to find you the cheapest quotes in the area.
$34
$51
$98
$101
$166
ProgressiveState FarmNationwideTravelersAmerican Family

Cheapest Car Insurance in South Sioux City, NE

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$114
$133
$92
$124
$102
$119
NebraskaOmahaLincolnBellevueGrand IslandSouth Sioux City
Click here to learn about car insurance quotes and save on your current policy.

South Sioux City, NE Driving Facts

nebraska

Minimum Car Insurance Requirements in NE

Minimum car insurance laws are as varied as the U.S. states. With each state enforcing different rules and regulations, it can be confusing to know what’s required from what’s recommended from what’s only going to make your premium more expensive. Let us help you with that.

In Nebraska, drivers are required to purchase car insurance coverage meeting at least the following minimums:

  • $25,000 bodily injury liability coverage per person
  • $50,000 bodily injury liability coverage per accident
  • $25,000 property damage liability coverage
  • $25,000/$50,000 uninsured and underinsured motorist bodily injury protection

Uninsured and underinsured motorist coverage cannot be waived. Its minimums can be increased for drivers with families or those looking for added peace of mind. For increases, drivers typically need to notify their insurance company in writing. 

South Sioux City Car Insurance Rates by Driver Age

As average car insurance rates in the Cornhusker State demonstrate, rates tend to fall as you get up in years. Why? Older drivers are more experienced. Therefore, they are less likely to make as many insurance claims as younger drivers do. In contrast, the risk level assigned to young drivers in their 20s and teens is very high. Insurance premiums for teen drivers in South Sioux City average out to $295, while those in their 20s pay $137.

Driving History
No Violation$79
Speeding Ticket$296
At-Fault Accident$104
Failure to Stop for Red Light / Stop SignN/A

South Sioux City Car Insurance Rates by Driving and Accident History

Want the lowest insurance rates in South Sioux City? Do your best to keep your driving record clean. While causing an accident will raise your rates from $78 (for no offenses) to $104, reckless driving can be incredibly detrimental to insurance costs. On average, people with a history of speeding violations pay $295 for their premiums—that’s over 300 percent more for a single driving mistake! Remember: insurance companies review your driving history both when they establish your policy and when it comes time to renew.

South Sioux City Car Insurance Rates by Credit Tier

Who knew that paying your bills on time could help keep car insurance premiums low? Insurance companies turn to credit-based insurance scores to determine the likelihood (or risk) of a driver making an insurance claim. Studies show that people with higher credit are less likely to have accidents and make claims against their insurance. These drivers enjoy better rates than drivers with lower credit scores. If you aren’t already actively managing your credit score, now is a good time to start. Motorists in South Sioux City with excellent credit can expect to pay an average of $69 in car insurance premiums per month.

South Sioux City, NE DMV Information

While South Sioux City doesn’t have a DMV outpost, residents can access a DMV office just a few miles away in Dakota City, Nebraska. It offers the full range of DMV services, from license renewals to vehicle title services.

Public Transportation in South Sioux City, NE

The Sioux City Transit System offers local bus service around South Sioux City, making it easy for residents of Sioux City, South Sioux City, and North Sioux City to get around Monday to Friday from 6 a.m. to 6 p.m. and Saturdays from 6 a.m. to 7 p.m.

Find local South Sioux City agents

Securus Insurance Group 
100 W 29th St #219, South Sioux City, NE 68776
F&M Insurance Associates 
2024 Dakota Ave, South Sioux City, NE 68776-2740
Myrah Favors - State Farm Insurance Agent
601 W 29th St Suite B, South Sioux City, NE 68776
Tom Yaneff - State Farm Insurance Agent
1000 W 29th St #208, South Sioux City, NE 68776
Joe Morten & Son Inc.
1309 W 29th St, South Sioux City, NE 68776
Diversified Insurance
2700 Dakota Ave, South Sioux City, NE 68776
Tobar Agency Inc American Family Insurance
125 E 19th St, South Sioux City, NE 68776
Securus Insurance Group, Inc.
1000 W 29th St Suite 216, South Sioux City, NE 68776
Northeast Nebraska Insurance Agency
2021 Dakota Ave, South Sioux City, NE 68776
Farm Bureau Financial Services
1901 Cornhusker Dr # 150, South Sioux City, NE 68776

Insurify Insights: How South Sioux City Drivers Measure Up

buick
Buick Verano
Most Popular Car in
South Sioux City, NE
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how South Sioux City drivers measure up to their fellow Nebraska motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in South Sioux City

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in South Sioux City is the Buick Verano.

DUI/DWIs in South Sioux City

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. South Sioux City drivers rank -- in the number of DUI’s per driver across all cities in Nebraska.

  • Rank within state: #--
  • Percent of drivers in South Sioux City with a DUI: {{percentDrivers}}%
  • Drivers in South Sioux City, NE with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in South Sioux City

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Nebraska, South Sioux City drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in South Sioux City with a speeding ticket: {{percentDrivers}}%
  • Drivers in South Sioux City, NE with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

How to get the best and cheapest car insurance in South Sioux City, NE

South Sioux City is, geographically, one of the flattest towns in its region, which means you won’t find too many surprises on its roads. But accidents still happen, which means drivers should be prepared for anything. With Insurify on your side, you can find car insurance that prepares you for all the twists and turns at a price that fits your budget.


FAQs - South Sioux City, NE Car Insurance

Do major insurance carriers have offices in South Sioux City?

State Farm has two offices in South Sioux City, along with a variety of regional sellers. When it comes to car insurance, South Sioux City residents have options.

Will my credit score affect my car insurance rates in South Sioux City?

In Nebraska, a low credit score can lead to higher car insurance rates. If you’re shopping for car insurance and have a low credit score, seek out providers that traditionally don’t increase rates too much for drivers with low credit scores.

Who offers the cheapest car insurance in my area?

Car insurance prices vary by state, driver history, and a host of other factors. To help you find the right policy at the right price, use Insurify to easily compare 10+ free quotes from a wide range of companies.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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