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Cheap Auto Insurance Quotes in Lakeville, MN (January 2022)

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Last Updated: January 2022
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Car Insurance in Lakeville, MN

The average cost of Minnesota car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Lakeville, MN to find you the cheapest quotes in the area.
$62
$115
$141
$146
$162
ProgressiveAllstateNationwideTravelersAmerican Family

Cheapest Car Insurance in Lakeville, MN

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$130
$157
$119
$127
$122
$125
MinnesotaMinneapolisRochesterDuluthEden PrairieLakeville
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Lakeville, MN Driving Facts

minnesota

Minimum Car Insurance Requirements in MN

All motor vehicles operated or parked on Minnesota roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Minnesota are as follows:

  • $30,000 per person/$60,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Minnesota state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 30/60, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Minnesota law.

  • $10,000/accident for Property Damage (PD)

The state minimum amount of property damage liabiltiy coverage required in the state of Minnesota is $10,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in Minnesota. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In Minnesota, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury

Personal injury protection covers the costs of medical bills resulting from a car accident. If you are injured in a car accidentPersonal Injury Protection (PIP) pays for contributes towards medical expenses and other related costs. In MinnesotaPIP Coverage can help with medical expenses from injuries suffered in an auto accident, lost wages due to missed time at work, and replacement services to assist in domestic work you could have done on your own before you were injured. In MinnesotaPIP coverage is mandatory unless explicitly declined in a waiver.

  • $20,000 Medical Expense per person
  • $20,000 Economic Loss per person

Find local Lakeville agents

Willow Insurance Agency 
8353 210th St W, Lakeville, MN 55044-8502
North Risk Partners 
10645 165Th St W, Lakeville, MN 55044-5670
Faribo Insurance Agency 
7904 Lakeville Boulevard, Lakeville, MN 55044-5700
Miller-Hartwig Insurance 
20960 Holyoke Ave, Lakeville, MN 55044-9644
Lakeville Insurance Agency
9202 202nd St W #200, Lakeville, MN 55044
Edge Insurance Agency
10515 165th St W, Lakeville, MN 55044
Atlas Insurance Brokers
8353 210th St W, Lakeville, MN 55044
The LeVon Group: Allstate Insurance
17595 Kenwood Trail Ste 100, Lakeville, MN 55044
Korba Insurance Group Inc
20686 Holyoke Ave, Lakeville, MN 55044
Larry Engstrom American Family Insurance
20779 Holyoke Ave, Lakeville, MN 55044

Insurify Insights: How Lakeville Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Lakeville, MN
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Lakeville drivers measure up to their fellow Minnesota motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Lakeville

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Lakeville is the Ford F-Series Pickup.

DUI/DWIs in Lakeville

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Lakeville drivers rank -- in the number of DUI’s per driver across all cities in Minnesota.

  • Rank within state: #--
  • Percent of drivers in Lakeville with a DUI: {{percentDrivers}}%
  • Drivers in Lakeville, MN with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Lakeville

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Minnesota, Lakeville drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Lakeville with a speeding ticket: {{percentDrivers}}%
  • Drivers in Lakeville, MN with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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