Cheap Auto Insurance Quotes in Elizabethtown, KY, for 2023

Car Insurance in Elizabethtown, KY

Car insurance in the Bluegrass State is more expensive than the national average because the state has higher-than-average rates of traffic fatalities and uninsured motorists, but we can help you find the cheapest option for your needs. Review the information below, and when you’re ready to shop, Insurify’s price-comparison tool lets you compare car insurance quotes.

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Cheapest Car Insurance in Elizabethtown, KY

The auto insurance companies below offer some of the most affordable rates in Elizabethtown. Remember that your individual price for auto insurance coverage is determined by many factors beyond where you live, including the coverage options you choose, your age, type of car, driving history, credit score, and even your marital status.

Best Car Insurance in Elizabethtown, KY

When shopping for coverage, there’s more to consider than just the cost of your insurance premiums. You also need to consider the quality of the company. The insurers below ranked highest in Insurify’s Composite Score, which factors reliability, financial strength, customer satisfaction, complaint indexes, user reviews, and mobile app reviews.

Minimum Car Insurance Requirements in Kentucky

Elizabethtown Car Insurance Rates by Driver Age

One of the biggest factors in your auto insurance rate is your age. Since the youngest and oldest drivers are more likely to have accidents, they’re generally charged more for car insurance. The table below lists average monthly premiums in the state of Kentucky (not just Elizabethtown) by age group.

Elizabethtown Car Insurance Rates by Driving and Accident History

Another important factor in the price of your car insurance policy is your driving record. If an insurance agency sees that you’ve had several recent accidents, it’ll assume that you’ll be expensive to insure because it expects to have to pay out for claims. The table below breaks down average monthly premiums in Elizabethtown, Kentucky, based on driving history.

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High-Risk Car Insurance Kentucky

DUI Car Insurance Kentucky

Elizabethtown Car Insurance Rates by Credit Tier

Insurance companies also look at your credit score to get a sense of how responsible and careful you are—and therefore what kind of driver you might be. The higher your credit score, the lower your premiums (and vice versa). Below are average monthly costs for drivers in different credit tiers.

How to Get the Cheapest Car Insurance in Elizabethtown

To find the best price for your insurance needs, it’s imperative to compare auto insurance quotes from insurers in your area. Remember that the “cheapest” plan isn’t always the best if it could leave you responsible for thousands and thousands of dollars after an accident. You don’t want to find yourself without enough insurance—better to have too much than not enough.

When you’re ready to start shopping, Insurify’s price-comparison tool makes it easy to get quotes from multiple insurers at once. We also have objective insurance agents who can assist you, free of charge, at phone number 1 (866) 656-8440.

For more detailed Kentucky city guides, check out these below