Cheap Auto Insurance Quotes in Nampa, ID (2021)

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Car Insurance in Nampa, ID

The average cost of Idaho car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Nampa, ID to find you the cheapest quotes in the area.

$70
$80
$108
$173
$176
State FarmProgressiveNationwideAmerican FamilyThe General

Cheapest Car Insurance in Nampa

Here are the cheapest carriers in Nampa for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$114
$112
$129
$108
$99
$121
IdahoBoiseMeridianIdaho FallsPocatelloNampa

Click here to learn about car insurance quotes and save on your current policy.

Nampa, ID Driving Facts

idaho

Minimum Car Insurance Requirements in ID

Every state is unique when it comes to car insurance requirementsThe requirements in Idaho are only slightly higher than the national averageMinimum coverage in Idaho includes:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Optional coverage includes $25,000/$50,000 uninsured and underinsured motorist coverage. However, to waive that coverage Idaho drivers must do so in writing (according to Idaho Insurance Code §41-2502)

Find local Nampa agents

Allegis Casualty
16132 N High Desert St, Ste 120, NAMPA, ID 83687
Ballenger Insurance
324 12th Ave S, Nampa, ID 83651
WW Deal Insurance Agency
917 2nd St S, Nampa, ID 83651
Redding Insurance
524 3rd St S, Nampa, ID 83651
Sellman Insurance Agency
321 2nd Street South Suite 104, Nampa, ID 83651
WP Insurance Agency
904 12th Ave S, Nampa, ID 83651
Can-Do & Showers Insurance Agency
516 3rd St S, Nampa, ID 83651
All Valley Insurance, LLC
4301 Garrity Blvd #203, Nampa, ID 83687
Health Insurance Associates Inc.
324 Caldwell Blvd Ste A, Nampa, ID 83651
Jim Waters Insurance
1713 12th Ave Rd, Nampa, ID 83686

Insurify Insights: How Nampa Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Nampa, ID
suspended licenses
#8
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Nampa drivers measure up to their fellow Idaho motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Nampa

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Nampa drivers rank 12 in the number of car accidents per driver across all cities in Idaho.

  • Rank within state: #12
  • Percent of drivers in Nampa with an accident: 12.62%
  • Drivers in Nampa, ID with an accident in their driving history paid on average 27.87% more than drivers with a clean record

Speeding Nampa

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Idaho, Nampa drivers rank 4 in the number of speeding infractions per driver.

  • Rank within state: #4
  • Percent of drivers in Nampa with a speeding ticket: 13.03%
  • Drivers in Nampa, ID with a speeding ticket in their driving history paid on average 40.98% more than drivers with a clean record

DUI/DWIs Nampa

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Nampa drivers rank 6 in the number of DUI’s per driver across all cities in Idaho.

  • Rank within state: #6
  • Percent of drivers in Nampa with a DUI: 2.97%
  • Drivers in Nampa, ID with a DUI in their driving history paid on average -78.69% more than drivers with a clean record

Most Popular Vehicle Nampa

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Nampa is the Ford F-Series Pickup.

Rude Nampa

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Idaho, Nampa drivers rank 4 in rude driving infractions.

  • Rank within state: #4
  • Percent of drivers in Nampa with a reckless driving violation: 4%
  • Drivers in Nampa, ID with a reckless driving violation in their driving history paid on average 27.87% more than drivers with a clean record.

Safest Drivers Nampa

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Nampa drivers rank 6 in clean driving records across all cities in Idaho.

  • Rank within state: #6
  • Percent of drivers in Nampa with clean record: 74.56%

Failure to Yield the Right of Way Nampa

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Nampa drivers rank 5 in failure to yield violations per driver across all cities in Idaho.

  • Rank within state: #5
  • Percent of drivers in Nampa with a failure to yield violation: 0.62%
  • Drivers in Nampa, ID with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Nampa

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Idaho, Nampa drivers rank 3 in the number of reckless driving offenses per driver.

  • Rank within state: #3
  • Percent of drivers in Nampa with a reckless driving offense: 0.31%

Hybrid/Electric Vehicle Ownership Nampa

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Nampa drivers rank 7 in hybrid and electric vehicle ownership across all cities in Idaho.

  • Rank within state: #7
  • Percent of drivers in Nampa with a hybrid/electric vehicle: 0.31%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.