See More: Cheap Car Insurance Idaho
See More: Compare Car Insurance
| Insurance Provider in Caldwell | |
|---|---|
Progressive | $27/mo |
 Allstate | $52/mo |
 Nationwide | $110/mo |
 The General | $151/mo |
 American Family | $179/mo |
| Boise | $112/mo |
| Nampa | $121/mo |
| Meridian | $129/mo |
| Idaho Falls | $108/mo |
| Caldwell | $104/mo |
| Idaho | $115/mo |
Every state is unique when it comes to car insurance requirements. The requirements in Idaho are only slightly higher than the national average. Minimum coverage in Idaho includes:
Optional coverage includes $25,000/$50,000 uninsured and underinsured motorist coverage. However, to waive that coverage Idaho drivers must do so in writing (according to Idaho Insurance Code §41-2502)
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Caldwell drivers measure up to their fellow Idaho motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Caldwell drivers rank 15 in the number of car accidents per driver across all cities in Idaho.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Idaho, Caldwell drivers rank 5 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Caldwell drivers rank 1 in the number of DUI’s per driver across all cities in Idaho.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Caldwell is the Ford F-Series Pickup.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Idaho, Caldwell drivers rank 3 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Caldwell drivers rank 5 in clean driving records across all cities in Idaho.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Caldwell drivers rank 1 in failure to yield violations per driver across all cities in Idaho.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Idaho, Caldwell drivers rank 7 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Caldwell drivers rank 3 in hybrid and electric vehicle ownership across all cities in Idaho.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
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