Cheap Auto Insurance Quotes in Caldwell, ID (January 2022)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Gem State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Car Insurance in Caldwell, ID

The average cost of Idaho car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Caldwell, ID to find you the cheapest quotes in the area.
$27
$52
$110
$151
$179
ProgressiveAllstateNationwideThe GeneralAmerican Family

Cheapest Car Insurance in Caldwell, ID

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$115
$112
$121
$129
$108
$104
IdahoBoiseNampaMeridianIdaho FallsCaldwell
Click here to learn about car insurance quotes and save on your current policy.

Caldwell, ID Driving Facts

idaho

Minimum Car Insurance Requirements in ID

Every state is unique when it comes to car insurance requirementsThe requirements in Idaho are only slightly higher than the national averageMinimum coverage in Idaho includes:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Optional coverage includes $25,000/$50,000 uninsured and underinsured motorist coverage. However, to waive that coverage Idaho drivers must do so in writing (according to Idaho Insurance Code §41-2502)

Find local Caldwell agents

The Hartwell Corporation
1220 Cleveland Blvd, Caldwell, ID 83605-3856
Three Rivers Insurance Inc. 
910 Cleveland Blvd, Caldwell, ID 83605
Affordable Insurance Co
1117 Cleveland Blvd, Caldwell, ID 83605
Midtowne Insurance
6618 Cleveland Blvd # A, Caldwell, ID 83607
Mike Hanson - State Farm Insurance Agent
2805 Blaine St #120, Caldwell, ID 83605
Warfield Insurance Agency, Inc
524 Cleveland Blvd #150, Caldwell, ID 83605
Farmers Insurance - Keith Bushardt
4618 Beacon Ln Suite 108, Caldwell, ID 83605
Farm Bureau Insurance
4122 Cleveland Blvd, Caldwell, ID 83605
Intermountain Insurance Group
823 Main St, Caldwell, ID 83605
Montoya Insurance Group
6115 Cleveland Blvd #101, Caldwell, ID 83607

Insurify Insights: How Caldwell Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Caldwell, ID
suspended licenses
#6
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Caldwell drivers measure up to their fellow Idaho motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Caldwell

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Caldwell drivers rank 15 in the number of car accidents per driver across all cities in Idaho.

  • Rank within state: #15
  • Percent of drivers in Caldwell with an accident: 11.59%
  • Drivers in Caldwell, ID with an accident in their driving history paid on average 10.08% more than drivers with a clean record

Speeding in Caldwell

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Idaho, Caldwell drivers rank 5 in the number of speeding infractions per driver.

  • Rank within state: #5
  • Percent of drivers in Caldwell with a speeding ticket: 12.9%
  • Drivers in Caldwell, ID with a speeding ticket in their driving history paid on average --% more than drivers with a clean record

DUI/DWIs in Caldwell

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Caldwell drivers rank 1 in the number of DUI’s per driver across all cities in Idaho.

  • Rank within state: #1
  • Percent of drivers in Caldwell with a DUI: 4.1%
  • Drivers in Caldwell, ID with a DUI in their driving history paid on average -87.6% more than drivers with a clean record

Most Popular Vehicle in Caldwell

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Caldwell is the Ford F-Series Pickup.

Rude in Caldwell

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Idaho, Caldwell drivers rank 3 in rude driving infractions.

  • Rank within state: #3
  • Percent of drivers in Caldwell with a reckless driving violation: 4.11%
  • Drivers in Caldwell, ID with a reckless driving violation in their driving history paid on average 1.55% more than drivers with a clean record.

Safest Drivers in Caldwell

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Caldwell drivers rank 5 in clean driving records across all cities in Idaho.

  • Rank within state: #5
  • Percent of drivers in Caldwell with clean record: 75.51%

Failure to Yield the Right of Way in Caldwell

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Caldwell drivers rank 1 in failure to yield violations per driver across all cities in Idaho.

  • Rank within state: #1
  • Percent of drivers in Caldwell with a failure to yield violation: 1.68%
  • Drivers in Caldwell, ID with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Caldwell

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Idaho, Caldwell drivers rank 7 in the number of reckless driving offenses per driver.

  • Rank within state: #7
  • Percent of drivers in Caldwell with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Caldwell

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Caldwell drivers rank 3 in hybrid and electric vehicle ownership across all cities in Idaho.

  • Rank within state: #3
  • Percent of drivers in Caldwell with a hybrid/electric vehicle: 0.83%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3689 Reviews

Insurify is rated 4.8 out of 5 based on 3689 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!