The 10 Best Car Insurance Comparison Sites in 2025

Our sample driver

We created a driver profile intended to appear the most insurable to quoting engines, and then went through the quoting process for each site. Our sample profile was for a 50-year-old female driver residing in a suburban area, driving a paid-off 2019 Hyundai Elantra. Our driver has a clean motor vehicle record and average credit, rents her home, is single, and has a current in-force policy. She got her license at 17, commutes 10 miles per day to work, and is a high school graduate. 

Our sample policy

We sought full-coverage quotes for:

• $50,000 per person and $100,000 per accident bodily injury liability

• $50,000 property damage liability

• $1,000 collision/comprehensive deductible

Our rating criteria

Insurify’s researchers considered each site’s available online ratings, the number of real quotes the site served for our sample driver, prices of provided quotes, and ease of use. We also looked at customer reviews and whether using the site might result in spam emails, phone calls, or text messages. To assess spam risks, we created a test email account and tracked the number of emails it received.

Insurify is a virtual insurance agent licensed in all 50 states and Washington, D.C. The company partners with many well-known insurance companies, including Liberty Mutual, Travelers, Allstate, and Progressive. The company has provided more than 90 million quotes. Users can save up to $1,025^† on annual car insurance premiums when they compare rates through the website, Insurify says.

Users consistently give Insurify positive reviews for ease of use, customer service, and savings. Insurify partners with more than 120 auto insurance companies, including top-rated national, regional, and ultra-regional insurers, so the company can provide the most real-time quotes. Insurify offers auto, home, renters, life, and bundled insurance.

Insurify prompts users to provide information like their age, gender, and ZIP code; car year, make and model; and their driving record. You also need to share your current insurance status and pick whether you want to buy liability-only or full-coverage (comprehensive and collision) insurance.

Once you’ve completed the process, Insurify shows you quotes from top insurance companies. The site even recommends which offer might be best for you.

The entire process can take five minutes or less, and Insurify charges no fees of any kind. 

In most cases, users have the option to complete their purchase online or talk to an agent. Some users may have to speak with an agent to complete their policy purchase.

Insurify typically returns multiple quotes. Our sample driver’s information got nine offers, including six real-time quotes. It’s worth noting that in previous years’ testing, Insurify served even more quotes.

Clicking “View deal” showed us some high-level details of the policy, including coverages, limits, policy length, down payment, and payment schedule. We had the option to finalize our purchase online or by speaking with an agent on the phone.

Clicking “Get quote” took us to the insurer’s website to complete the quoting and purchase process. Insurify prefilled some of our test driver’s basic information on the insurer’s website.

Compare only offers auto insurance, but users will generally see multiple offers at the end of Compare’s quoting process. Compare.com works with more than 75 top insurance companies, according to its website. It partners with major national insurers, including Liberty Mutual, USAA, and Travelers.

The site claims it saves its users $720 per year on average, and many of its reviews echo that assertion. Compare.com customers generally have positive things to say about their experiences.

Like Insurify, Compare.com makes money through commissions its insurance company partners pay when a user buys a policy through Compare.com. The site says it doesn’t sell user information.

To get a quote from Compare.com, you’ll first provide the standard personal, driving record, and vehicle information. Compare.com adds a few additional personal questions.

Compare has refined its results page to be much more understandable. You can adjust coverage levels on the results page and see updated offers right away.

Compare only showed us one instant quote, but it was a competitive price. The other two offers were an insurance company and another comparison platform. In both cases, we needed to re-enter information we’d already provided to Compare.

Quotes show the monthly premium, the total cost over the life of the policy (usually six to 12 months), and how much is due when you buy the policy. If you choose one of the policies Compare.com shows you, the website will transfer your data to the insurance company’s website. You’ll complete your purchase there.

Policygenius offers quotes for auto, home, disability, renters, and other types of insurance. Policygenius allows you to compare policies and premiums from multiple companies.

The website claims to save shoppers an average of $435 per year on auto insurance from “dozens of the nation’s top auto insurance companies.”

Policygenius is an online insurance broker. It can help users find insurance companies to work with but can’t complete the policy sale — known as “binding” the policy. Like human insurance brokers, Policygenius receives a commission from an insurance company when you buy a policy.

Policygenius initiates the quoting process by asking for your ZIP code. It then requests information you would need to provide to any company, agent, or broker for a quote.

But Policygenius asks for your full name and other personal details much sooner in the quoting process than some other sites. The site states that it doesn’t sell your information to third parties. But it offers no assurance that you won’t receive phone calls or emails as a result of sharing your information.

At the end of the quote process, Policygenius showed us seven offers instead of estimated quotes. Three of the offers allowed us to see actual quotes by clicking through to the insurer’s website. Clicking on other offers took us to insurer websites, some of which had prefilled the information we’d already shared with Policygenius. 

Policygenius can’t help you complete a policy purchase, so the time lapse from comparing to buying a policy will largely be up to the insurance company. But the site has agents available to assist shoppers, and many online reviews praise their customer service. 

The Zebra allows users to compare car insurance quotes from multiple companies for free. The site offers real-time quotes in all 50 states and Washington, D.C., by partnering with more than 30 top insurers. While The Zebra started out offering only car insurance, you can now use the site to compare home, renters, and condo insurance policies too.

Generally, The Zebra has more positive reviews than negative ones on sites like Trustpilot. But many negative reviews — especially recent ones — tend to follow common themes. Users dislike the need to go to a different website to finalize a purchase and report receiving annoying spam calls.

The Zebra quoting process begins with users entering their ZIP code. Then, the site prompts you to add your birthdate, insurance history, driving record, marital status, and other personal information. You’ll also need to provide your vehicle make and model and the type of coverage you want to buy.

The site gives you the option to create an account and save your information for easier access in the future.

According to The Zebra, the company has provided more than 18 million quotes and can help users “save hundreds every year.”

The Zebra delivered four offers but no instant quotes in our test. One offer was to another comparison website. Still, the auto insurance companies offered were reputable and well-known names. 

After you choose a car insurance company, you must click through to the company website to finish your purchase. In some cases, The Zebra transfers the information you already provided to prefill some of the data that the company needs to finalize your quote and policy. But some users may have to re-enter information on the insurer’s website to get an actual quote.

Gabi is an online auto and home insurance broker in all 50 states and Washington, D.C. Gabi also sells renters, condo, umbrella, and landlord insurance. The company works with more than 40 insurers, such as Travelers, Safeco, Clearcover, and Nationwide. 

Gabi makes money through commissions from its partner companies when you buy a policy through its quote engine.

Gabi requires users to verify their identity by providing a phone number before beginning the quote process. Gabi then sends a verification code to your phone. After you verify your identity, Gabi will request personal, vehicle, and policy limit information.

You can upload a PDF of your current car insurance policy’s declarations page, and Gabi uses the information on the page to match its quotes to your coverage needs.

But because Gabi is an online broker, it doesn’t offer any real-time quotes, and it can’t help you buy a policy online. Rather, Gabi uses the information you provide to vet insurers that might be willing to sell you a policy.

To get a quote and complete a purchase, you’ll have to connect with an agent by email or phone.

To get exactly the coverage you want, you may have to opt out of some additional coverages that Gabi adds by default. We had to reject uninsured/underinsured motorist coverage and towing. 

Gabi returned just one quote for our sample driver. Although it was from a well-rated insurance company, the monthly price was more than double the highest quotes we found elsewhere. What’s more, the site immediately sent a text message to the cell phone number we provided.

Gabi’s users report various outcomes. For example, Gabi may show you only one quote or several quotes. Or the site may refer you to other quoting websites, such as Insurify, to get a quote. 

If you do receive an actual quote, you may have to complete the quoting and purchasing process on the insurer’s website. And the quote you receive from Gabi may differ from the final quote the insurance company provides.

A LendingTree company, QuoteWizard is a lead-generation site. It collects user information to match buyers to local agents. By filling out a single form, online shoppers can connect with agents who will help them obtain three to four quotes. Agents pay a fee to participate in the network and receive the leads that QuoteWizard generates.

QuoteWizard says it’s connected more than 50 million people to agents.

To request a quote, you provide standard information like your ZIP code; vehicle year, make, and model; name and phone number; and the address where you park the vehicle. After you complete the process, QuoteWizard will return just a few results.

Clicking on “View My Rate” takes you to the insurance company’s website, where you’ll have to provide more information to verify your identity before you can see the quote.

QuoteWizard is a lead-generation service for insurance agents. It doesn’t show any real quotes at the end of its quote-requesting process. Instead, the site will direct you to insurance company sites. It may even point you to another comparison website.

Agents pay a fee to participate in QuoteWizard’s network. The site bases matches on filters and territories rather than an agent’s qualifications or quality.

ValuePenguin is a lead-generation site that claims it saves users an average of $1,092 per year by comparing quotes. Visitors to the site have the option of starting the process online or getting a quote by phone from agents who are available 24/7.

ValuePenguin clearly states in its terms of use that users will receive phone calls or text messages “including for marketing purposes.”

LendingTree also owns QuoteWizard, which may explain why its quote process looks like ValuePenguin’s. But ValuePenguin offers users a faster start. You only have to enter your ZIP code, age, and whether you currently have insurance to start the process. The site then collects some of the standard information for a quote.

Like QuoteWizard, ValuePenguin may return multiple results, but few are likely to be from insurers. Results from our sample driver profile were mostly ads for other comparison sites. Clicking on insurance companies on the results page navigates you to the insurer’s website. There, you’ll need to enter more information to complete the process.

Searching on ValuePenguin won’t yield any real-time quotes. Instead, the site sends you to other websites to continue or complete the process. It may even recommend another lead-generation site. You may navigate through multiple sites — and enter your information many times — without actually getting a quote.

Read the fine print at the bottom of LendingTree’s home page, and you’ll find the company is “a marketing lead generator” and licensed mortgage broker. The website started out as an online loan marketplace and moved into insurance when it acquired QuoteWizard and ValuePenguin. 

LendingTree gets high marks on Trustpilot for its loan services, with 4.3 (out of 5) stars and more than 14,500 reviews. But numerous reviewers report negative experiences with its insurance product, including spam calls and emails.

LendingTree starts by asking you to provide the same kind of information most comparison platforms need to provide you with a quote, such as your ZIP code, the number of vehicles you want to insure, vehicle information, your gender, marital status, and more. You’ll also need to provide your name, email address, street address, and phone number.

Our sample driver got a list of multiple offers but no instant quotes. Most of the offers were for other comparison websites.

LendingTree’s insurance product is a lead-generation tool for other comparison sites, insurers, and marketers. It doesn’t show any quotes at the end of its process. Instead, you have to click through to one or more other sites and provide additional information to see any real quotes. Using LendingTree for insurance comparison could be a frustrating process that results in a significant amount of spam.

NerdWallet started out in 2009 as a credit card comparison platform and source for personal finance information. It now offers insurance, banking, travel, small business, personal loans, mortgages, student loans, and investing products. It also has a robust library of educational articles, tools, and guides.

NerdWallet isn’t a digital insurance agent or broker. It uses your information to match you with its insurance partners. Those partners include one national insurance company and two marketing companies.

You’ll have to track down NerdWallet’s insurance product if you want to get a quote. Unlike with other insurance-comparison sites, you can’t access NerdWallet’s quoting engine from the site’s home page. You’ll have to click multiple times to find a page that will let you start the quoting process.

NerdWallet’s car insurance quote process starts just like many others — with your ZIP code. As you add information like your vehicle’s make and model, your age, and your driving record, the site will show you preliminary matches. 

Just before the end of the process, NerdWallet provides the opportunity to create an account. Opening an account allows you to take full advantage of the site’s many calculators, tools, and educational articles.

At the end of NerdWallet’s quote process, you won’t receive any real-time quotes.

The site showed just two options for our test driver: Experian and Root Insurance. Experian is a national credit bureau, not an insurance company. For both results, we had to click through to another website and either re-enter information or confirm information we’d already provided to NerdWallet.  

As Red Ventures properties, Bankrate and Coverage.com may share your information with other Red Ventures companies or other companies. You can opt out of sharing your data for marketing purposes.

Its insurance partner, Coverage.com, says it’s licensed to sell car insurance in all 50 states and Washington, D.C. It makes money through insurer commissions and advertising.

Bankrate sends people looking for insurance quotes to its sister website, Coverage.com. Like other sites, Coverage.com asks users to provide basic information like ZIP code, age, and gender. You’ll also need to provide your email address.

When you use Bankrate to get a quote, you may see both advertisements and actual quote offers.

Through its partnership with Coverage.com, Bankrate did a credible job of gathering our profile driver’s information and quickly showing us a combination of offers and quotes. The quote prices were on par with what we saw from other comparison sites.

But if you want a fully online experience, you can’t finalize a policy through Bankrate’s website. You’ll need to speak with an agent on the phone. And using Bankrate to compare auto quotes could trigger multiple spam emails for financial products you’re not shopping for.