|Insurify Composite Score||83||Number of discounts||24||Number of reviews||1,000||User Rating||3.5||A.M. Best||A++||Standard & Poor’s||AA|
Click here for our full review of State Farm car insurance quotes, discounts, and coverages.
As we work together to slow the spread of COVID-19, state insurance commissions and
insurance providers are constantly changing regulations and practices surrounding monthly
payments, claim payouts, and more. To stay up to date with the latest on auto insurance
reimbursements in your area, be sure to check with your state’s insurance commission and
your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
|Overall Satisfaction||About average|
|Policy Offerings||About average|
|Local Agent||About average|
|Insurer Website||The rest|
|Overall Satisfaction||About average|
|First Notice of Loss (FNOL)||About average|
|Claim Servicing||About average|
|Estimation Process||Better than most|
|Repair Process||About average|
|Rental Experience||About average|
|Southwest||829||Better than most|
|New England||838||Better than most|
|New York||820||About average|
|North Central||840||Better than most|
|Mobile App (iOS)||
|Mobile App (Android)||
|Standard & Poor's||AA|
The largest discounts from State Farm are: Good Credit Discount, New Car Discount, Passive Restraint Discount
|Discount Type||Discount %|
|Good Credit Discount||up to 80%|
|New Car Discount||up to 40%|
|Passive Restraint Discount||up to 40%|
|Driving Habits Discount||up to 30%|
|Good Student Discount||up to 25%|
|Good Driver Discount||up to 25%|
|Multiple Vehicle Discount||up to 20%|
|Anti-lock Brake Discount||up to 20%|
|Multiple Policy Discount||up to 17%|
|teenSMART Discount||up to 15%|
|Anti-Theft Device Discount||up to 15%|
|Accident Free Discount||up to 15%|
|Low Mileage Discount||up to 10%|
|Defensive Driver Discount||up to 5%|
|Home Owner Discount||Varies|
|Mature driver discount||Varies|
|Senior Adult Discount||Varies|
|Claims Free Renewal Discount||Varies|
|Driving training discount||Varies|
|Student Away at School Discount||Varies|
|Daytime Running Lights Discount||Varies|
Learn more about State Farm Life Insurance.
State Farm offers a variety of car insurance coverage options, including:
State Farm offers Rideshare Driver Coverage to its personal auto insurance policyholders. This additional coverage extends your personal auto insurance to cover you when you drive for a Transportation Network Company (TNC) like Uber or Lyft.
State Farm Rideshare Driver Coverage applies when:
State Farm offers comprehensive motorcycle insurance for two- and three-wheeled bikes, including factory-built motorcycles, classic motorcycles, custom motorcycles, motor scooters, minibikes, and trail bikes.
Motorcycle insurance policy coverages with State Farm include:
State Farm offers protection against the risks that come with owning and operating a boat, its motor, and its trailer.
With a State Farm boat insurance policy, your runabout, sport boat, cruiser, yacht, sailboat, bass boat, Jet Skis, houseboat, kayaks, and canoes will be protected from a number of perils, such as sinkings, fires, thefts, storms, collisions, capsizings, explosions, and strandings.
Standard boat insurance coverages include:
State Farm offers snowmobile insurance coverage whether your vehicle is out on the trails or stored in your garage. Standard coverages include:
State Farm’s motorhome insurance policies cover your RV and truck or van campers against damages caused by fire, storms, theft, and collision.
Standard motorhome policies include coverage for:
State Farm offers all-terrain vehicle (ATV) insurance coverage whether your vehicle is out on the trails or stored in your garage. Standard coverages include:
State Farm offers golf cart insurance coverage whether your vehicle is out on the trails or stored in your garage. Standard coverages include:
State Farm offers home insurance policies to cover your property from damages caused by weather, theft, sudden accidents like burst pipes, and more.
A standard home insurance policy typically offers coverages like:
State Farm offers standard renters insurance to protect your personal property (computers, furniture, electronics, bikes, etc.) from perils like fire, lightning, freezing, wind, theft, vandalism, etc.
State Farm offers a variety of condo insurance options to fit your unique housing and condo association needs.
Standard condo insurance coverages include:
Optional coverages from State Farm include:
State Farm offers standard manufactured home insurance. Coverages include:
State Farm offers a Rental Dwelling Policy to protect a landlords’ rental property and any personal property located on the premises. This coverage is also known as landlord insurance or dwelling fire insurance. Coverage typically includes:
State Farm’s Farm or Ranch Insurance provides customizable coverage for both your personal and business needs.
Standard Farm or Ranch Insurance coverages include:
State Farm provides personal articles insurance to cover your particularly valuable items beyond your homeowners or renters policy limits. This policy features worldwide coverage and a zero dollar deductible.
A personal articles policy can cover items such as cameras, collectibles, computer equipment, fine art, furs, jewelry, medical devices, and more.
Most homeowners insurance policies do not protect against flood damage. State Farm offers flood insurance through the National Flood Insurance Program (NFIP), which is administered by the Federal Emergency Management Agency (FEMA).
State Farm’s Identity Restoration Insurance makes recovering your identity after a theft easier and less expensive. This coverage can be added to your State Farm home, renters, condo, mobile home, or farm and ranch policy, and covers you, your spouse, and any dependents under 21 years old living in your home.
State Farm Life Insurance Company provides a variety of term, whole, universal, and small business life insurance plans.
State Farm offers a selection of term life insurance policies, so you can pick one that best fits your needs and budget. Each policy provides coverage for a family’s loss of income and long term expenses, such as mortgages and education.
State Farm’s whole life insurance policies build cash value to provide your family with a death benefit that can replace a loss of income, repay a mortgage, pay for tuition, etc. Coverage plans include:
Lastly, universal life insurance plans not only provide death benefits, but they also offer access to the cash value that you may withdraw from for personal expenses.
Your premium payments are held in an account where they build tax-deferred interest. State Farm offers three different universal life plans:
State Farm offers Small Business Life Insurance to protect the success of your business after an unexpected death. Plans include:
State Farm offers individual, family, and supplemental health insurance plans on their own or through partnerships with healthcare companies. Coverage options include:
State Farm offers long-term care insurance if you or a loved one needs help paying for professional assistance in a nursing home, living facility, or even your own home.
Not only does this policy cover the cost of care, but it also allows you to protect your savings and other assets while maintaining your quality of life.
State Farm offers a variety of disability insurance options to cover your monthly expenses (like mortgage, car loans, groceries, and more) if you’re sick or injured and can no longer work. Disability insurance plans include:
A State Farm® Personal Liability Umbrella Policy (PLUP) can provide additional liability protection when the limits on your homeowners, auto, or boat insurance policies have been reached. Coverage starts at $1 million and can be increased by increments of $1 million.
Personal umbrella insurance provides coverage against personal claims, like defamation of character, libel, or slander.
State Farm offers small business and professional liability insurance to cover the defense costs that come with customer claims of professional negligence, error, or omission. Coverage options include:
Cue the music. "Like a Good Neighbor, State Farm is There!"
Headquartered in Bloomington, Illinois and founded in 1922, State Farm Insurance has been the United States' largest auto insurance company for over 75 years. It currently employs around 58,000 people, contracts 19,000 local agents, and services over 83 million policies and accounts throughout the nation.
State Farm offers several insurance services and products, including auto insurance, motorcycle insurance, property insurance, and other financial services.
A.M. Best, an organization that assesses insurance companies' financial strength, gives State Farm a "superior" grade of A++, signaling industry-leading financial health and ability to pay out claims.
You must contact your local agent in order to cancel your State Farm policy.
They have increased my premium for my auto insurance within the past 6 months to over $500 per 6 months policy all supposedly due to my cancelling coverage for a vehicle I no longer have. Even my insurance agent couldn't understand the drastic increase because l have a spotless driving record and no accidents and have my homeowners insurance with them. My annual auto insurance rate is over $2000 which is double what my annual premium is for my homeowners insurance.
savings of esurance