Cheap Auto Insurance Quotes in Montpelier, VT (January 2022)

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Car Insurance in Montpelier, VT

The average cost of Vermont car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Montpelier, VT to find you the cheapest quotes in the area.
$91
$91
$150
State FarmTravelersThe General

Cheapest Car Insurance in Montpelier, VT

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$109
$119
$115
$104
$95
$111
VermontBurlingtonSouth BurlingtonColchesterRutlandMontpelier
Click here to learn about car insurance quotes and save on your current policy.

Montpelier, VT Driving Facts

vermont

Minimum Car Insurance Requirements in VT

Understanding car insurance requirements is key to getting the best coverage at the best rate. Remember that minimums are named minimum for a reason. You may need to carry higher limits depending on your specific situation. 

The Vermont car insurance requirements are:

  • $25,000/$50,000 bodily liability coverage per person/accident
  • $10,000 property damage liability coverage
  • $50,000/$100,000 uninsured motorist bodily injury coverage
  • $10,000 Uninsured motorist property damage coverage

That final requirement may or may not have a $150 deductible depending on the coverage options you choose. Be sure to speak with your insurance agent if you have any questions. 

Find local Montpelier agents

Everett Insurance Agency 
50 State St, Montpelier, VT 05602-2957
Denis Ricker & Brown of Montpelier 
2 Pioneer Street, Montpelier, VT 05601
Noyle Johnson Group 
119 River St, Montpelier, VT 05602-3724
Everett Insurance Agency
50 State St, Montpelier, VT 05602
Hickok & Boardman Insurance
2 Pioneer St, Montpelier, VT 05602
AAA Northern New England
384 River St, Montpelier, VT 05602
Vermont Mutual Insurance Group
89 State St, Montpelier, VT 05601
Hickok & Boardman Insurance
2 Pioneer St, Montpelier, VT 05602
Noyle Johnson Group
119 River St, Montpelier, VT 05602
Rich Jones - State Farm Insurance Agent
408 E Montpelier Rd #3, Montpelier, VT 05602

Insurify Insights: How Montpelier Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Montpelier, VT
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Montpelier drivers measure up to their fellow Vermont motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Montpelier

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Montpelier is the Honda Civic.

DUI/DWIs in Montpelier

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Montpelier drivers rank -- in the number of DUI’s per driver across all cities in Vermont.

  • Rank within state: #--
  • Percent of drivers in Montpelier with a DUI: {{percentDrivers}}%
  • Drivers in Montpelier, VT with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Montpelier

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Vermont, Montpelier drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Montpelier with a speeding ticket: {{percentDrivers}}%
  • Drivers in Montpelier, VT with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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