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Cheap Auto Insurance Quotes in Essex Junction, VT (May 2022)
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Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka
Last Updated February 4, 2022
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Quick Facts
- The average cost of car insurance in Essex Junction is $110 per month, or $1320 annually.
- Car insurance in Essex Junction is $25 less than the average cost of car insurance in Vermont.
- The cheapest car insurance provider in Essex Junction on average is Progressive, but you should always compare quotes to find your best personal rate.
Car Insurance in Essex Junction, VT
The average cost of Vermont car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Essex Junction, VT to find you the cheapest quotes in the area.
Quotes by Top Companies
GEICO$55
Allstate$57
State Farm$84
Travelers$88
American Family$130
Cheapest Car Insurance in Essex Junction, VT
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Essex Junction | Quotes |
|---|---|
| GEICO | $55 /mo |
| Allstate | $57 /mo |
| State Farm | $84 /mo |
| Travelers | $88 /mo |
| American Family | $130 /mo |
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Average Car Insurance Cost
| Vermont Cities | |
|---|---|
| Burlington | $119/mo |
| South Burlington | $115/mo |
| Colchester | $104/mo |
| Rutland | $95/mo |
| Essex Junction | $95/mo |
| Vermont | $106/mo |
Rutland$95
Essex Junction$95
Colchester$104
Average for VT$106
South Burlington$115
Burlington$119
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in VT
Understanding car insurance requirements is key to getting the best coverage at the best rate. Remember that minimums are named minimum for a reason. You may need to carry higher limits depending on your specific situation.
The Vermont car insurance requirements are:
- $25,000/$50,000 bodily liability coverage per person/accident
- $10,000 property damage liability coverage
- $50,000/$100,000 uninsured motorist bodily injury coverage
- $10,000 Uninsured motorist property damage coverage
That final requirement may or may not have a $150 deductible depending on the coverage options you choose. Be sure to speak with your insurance agent if you have any questions.
FAQs - Essex Junction, VT Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim. If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs. Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
Insurify Insights
How Essex Junction Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Essex Junction, Vermont below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Essex Junction drivers measure up to their fellow motorists across Vermont in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Toyota Camry
Most Popular Car in Essex Junction
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City with the Most Speeding Tickets Rank in Vermont
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City with the Most Moving Violations Rank in Vermont
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City with the Most DUIs Rank in Vermont
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City with the Most Suspended Licenses in Vermont
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Essex Junction is the Toyota Camry.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Essex Junction drivers rank in the number of DUI’s per driver across all cities in Vermont.
- Rank within state: #
- Percent of drivers in Essex Junction with a DUI: {{percentDrivers}}%
- Drivers in Essex Junction, VT with a DUI in their driving history pay on average {{overpay}}% more than drivers with a clean record
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Vermont, Essex Junction drivers rank in the number of speeding infractions per driver.
- Rank within state: #
- Percent of drivers in Essex Junction with a speeding ticket: {{percentDrivers}}%
- Drivers in Essex Junction, VT with a speeding ticket in their driving history pay on average {{overpay}}% more than drivers with a clean record
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Content Specialist at Insurify
Olivia Oksenhorn is an SEO content specialist at Insurify and received a BA in English Literature from the University of Colorado. Before starting at Insurify, she worked as a freelance writer and in newsrooms and nonprofits across Colorado. Born and raised in the mountains, Olivia is a lover the outdoors and spends her spare time adventuring in nature whenever and wherever she can.