Cheapest Auto Insurance in Vermont (2025)
State Farm offers the cheapest liability coverage in Vermont, with a rate of $19 per month.
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Written byEmily Guy Birken
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Plutus Award winner
Over 12 years writing about insurance and personal finance
Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.
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Edited bySara Getman
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Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
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Reviewed byDaniel Roccato
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30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
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Data reviewed byKonstantin Halachev
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7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Updated
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Table of contents
Vermont is the second-smallest state by population. The relatively small population and lack of urban density in the Green Mountain State may help explain why its average auto insurance costs are so low.
The state’s overall average cost of car insurance is $109 per month, which is considerably less than the national average cost of $151 per month. But even though Vermonters generally enjoy low rates, it’s always helpful to understand how to find the lowest rates for the coverage you need.
Here’s what you need to know about finding cheap car insurance in Vermont.
Quick Facts
State Farm, USAA, and Safeco offer the cheapest average liability insurance and full-coverage auto insurance in Vermont.
Vermont drivers pay $64 per month for liability coverage and $143 for full-coverage insurance, on average.
In 2023, Vermont recorded 70 traffic fatalities, according to the Vermont State Highway Safety Office.
3 of the cheapest car insurance companies in Vermont
The best company for you will depend on your financial situation and coverage needs. Every insurance company sets rates using different criteria. Most insurers use factors like gender, marital status, ZIP code, driving history, and type of vehicle to calculate rates, but the weight applied to these factors can vary from one insurer to the next.
To find the best coverage at the right price, Vermont drivers need to compare quotes from several different insurers. Start your search with the following three insurers, which all offer cheap rates in Vermont.
State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $19/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $43/mo |
4.1
Best choiceBased on 11,260 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,041)
Steven
June 30, 2025
Verified Review
Happy but Broke Now
State Farm is a great company that comes at a premium.
Tammi
June 29, 2025
Verified Review
State Farm is financially greedy
State Farm is ridiculously expensive!
Dorothy
June 28, 2025
Verified Review
State Farm for the average person
My agent is exceptional!
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
As one of the largest auto insurance companies in America by market share, State Farm has built a reputation for great customer service. State Farm ranked second in customer satisfaction in New England in the J.D. Power 2024 U.S. Auto Insurance Study.
State Farm customers can expect to find multiple ways to save money on their premiums, including coverage customization and a long list of available discounts.
Pros
High J.D. Power customer satisfaction rating
Rideshare insurance available
Cons
Gap insurance not available
May not be the cheapest choice for drivers with violations
USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $39/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $84/mo |
4.9
Best choiceBased on 2,100 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,192)
John
June 17, 2025
Verified Review
USAA Critique
High exposure in the South and East leads to higher premiums. They do have a SafePilot program, which I use. They also have a cashback program, which I use.
Marlon
June 15, 2025
Verified Review
Don't let them hook you
Don't renew with USAA the first year. Go to another company for the first 6 months after your USAA policy expires. Then, when that one expires, check back with USAA for the following 6-month period. USAA will give a better rate when you come back than they would have if you had stayed with them all along.
Timothy
June 10, 2025
Verified Review
The Old Bait and Switch
There's no flexibility, and if you miss your first payment by a day, they will cancel your policy. Then, they make you get a new quote and double the price for half the coverage. It's unbelievable that they treat veterans and their families like that.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA has been insuring vehicles for more than 100 years. The organization offers car insurance and other insurance products to active-duty military members, veterans, and their families.
Around 43,000 veterans, about 9% of the adult population, live in Vermont. Coverage from USAA would provide a great option for these military members and their families.
Pros
AM Best financial strength rating of A++ (Superior)
Usage-based auto insurance plans available
Cons
Not available to every driver
No 24/7 customer service
Safeco
| User Reviews | 4.4 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $50/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $92/mo |
4.4
Best choiceBased on 873 verified guest reviews and ratings
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
How drivers feel about Safeco
Drivers appreciate the smooth claims process and periodic safe driving checks but dislike the frequent and significant rate increases without clear explanation.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cash back for being claims free
Optional coverages
Diminishing deductible
Reviews (490)
Donald
June 26, 2025
Verified Review
DC insurance
Safeco is a good insurance company. The website is easy to navigate. I did not file a claim, so it would be difficult to answer questions regarding service.
Ray
June 18, 2025
Verified Review
Heads Up
Watch for the rising rates after a year.
Jerri
June 6, 2025
Verified Review
SAFECO Ins. - Not for Me
WARNING - Stick with whatever payment plan you begin with. I used to pay in full for each six-month policy. Last month I was short, so I paid 72% of my six-month premium on the 6th and tried to pay the balance on the 28th. (Premium for the six months was due on May 1.) They refused the payment and canceled my policy. I had been with them since 2021. No loyalty - no reinstatement, they just sent me a refund less one month! BEWARE - they would not negotiate at all, no renewal. Then they showed I had no insurance and the rate skyrocketed everywhere because when they checked me out online, it said I currently had no insurance!
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
613NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.72A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
In 2008, Safeco became part of the Liberty Mutual insurance family. The company offers everything from car insurance and homeowners insurance to renters, boat, motorcycle, and pet insurance, which makes it easy to bundle your auto coverage with other coverage you might need.
Accident-free drivers can save with Safeco’s Claims-Free Cash Back program. Drivers who make no claims for a six-month period will receive a check for 2.5% of their policy premium amount. You can earn up to 5% cash back per year.
Pros
Cash back for customers who remain claims-free
Many options for customizing car insurance
Cons
Limited number of available discounts
Customer reviews indicate room for improvement in customer service
How to get the cheapest car insurance in Vermont
Finding the cheapest insurance in Vermont will vary for every driver. Insurers use a number of factors to set your rate, including your driving history, age, marital status, credit score, and ZIP code.[1] The type of vehicle you drive is also a significant factor in your insurance costs. The best way to find the cheapest rates is to shop around and get multiple quotes from a number of insurance companies.[2]
The following strategies will also help decrease your premium rates:
Reduce your coverage levels. By increasing your deductible, dropping collision or comprehensive coverage, or decreasing your liability coverage limits, you can immediately lower your rates. But don’t forget that lower coverage levels mean you’ll have higher out-of-pocket costs after an accident.
Drive safely. The most effective way to keep your insurance costs low is to maintain a clean driving record.
Use all available discounts. Most insurance companies offer discounts to customers who bundle their home or renters insurance with their auto insurance, among other discounts for everything from your car’s safety features to your driving behavior.
Improve your credit. Vermont allows insurance companies to use credit-based insurance scores as a factor in setting premium rates. Improving your credit will not only save you money on car insurance, but it can also improve your finances in general.
Find Cheap Car Insurance in Vermont
Liability coverage starts at $19 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest liability-only car insurance quotes in Vermont
Liability-only car insurance covers damages if you cause an accident. With liability-only coverage, your insurance company will pay for the property damage and medical costs of other parties in the accident you caused. It won’t cover any medical expenses or damage to your vehicle.
Budget-minded drivers can save money by purchasing liability-only insurance since it’ll have lower premiums than full-coverage insurance. But you should consider the costs you may incur if you cause an accident.
The average monthly cost for liability insurance in Vermont is $64. Vermonters can find cheap liability-only insurance from the following insurers:
The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company  | Average Monthly Quote |
|---|---|
| State Farm | $19 |
| USAA | $39 |
| Safeco | $50 |
| Progressive | $55 |
| Dairyland | $61 |
| Liberty Mutual | $66 |
| Allstate | $69 |
| The General | $72 |
| Nationwide | $74 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance quotes in Vermont
Though not required, many drivers choose full-coverage insurance for greater financial protection. Full-coverage insurance includes liability, collision, and comprehensive insurance. Collision coverage pays for the damages to your vehicle if you cause an accident and comprehensive covers damage from non-collision incidents.
Lenders may require drivers who lease or finance their vehicles to purchase full-coverage car insurance. It’s a good idea for drivers with new or high-value vehicles to purchase full coverage.
Vermonters pay $143 on average for full coverage. Insurers who offer cheap full-coverage insurance in Vermont include the following:
The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $43 |
| USAA | $84 |
| Safeco | $92 |
| Progressive | $118 |
| Liberty Mutual | $143 |
| Allstate | $154 |
| Nationwide | $161 |
| The General | $180 |
| Dairyland | $229 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent car insurance quotes in Vermont
Drivers in and around Vermont have found policies from Dairyland, Safeco, Nationwide, and more, through Insurify in the last few days.
*Quotes generated for Insurify users within the last 10 days. Last updated on July 1, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 1, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on July 1, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 1, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Age is one of the most important factors insurance companies use to determine rates. Teens and drivers younger than 25 have the most expensive rates due to their lack of experience. Older drivers pay the cheapest rates because of their experience and extensive driving history. But around age 70, older drivers may see their rates increase due to reduced faculties.
Here’s how rates compare by age group in Vermont.
Age GroupAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageTeen drivers $136 $305 Adult drivers $64 $143 Senior drivers $54 $120 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Vermont
As an at-fault insurance state, Vermont’s laws require the at-fault driver to pay for the other driver’s damages.[3] This means if your actions result in an accident, your insurance company will pay to repair or replace the other party’s vehicle or property and pay for the other party’s medical costs.
Vermont requires all drivers to purchase the following amounts of minimum coverage:[4]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $10,000 per accident |
| Uninsured/underinsured motorist coverage |
|
Vermonters don’t legally need to carry more than the above minimum requirements, but it may be smart to increase these coverage amounts in case of a serious accident.
Additionally, you should consider the following types of coverage depending on your financial situation and insurance needs:
Collision coverage
If you cause an accident, this kind of coverage will pay to repair or replace your vehicle. Without collision coverage, you’ll have to pay out of pocket to repair any damage to your car.
Comprehensive coverage
If something other than an accident damages your vehicle, comprehensive coverage can pay to repair or replace it. This includes incidents involving theft, flood, fire, storm, or vandalism.
Roadside assistance coverage
Though it depends on the insurer, roadside assistance typically includes roadside services like gas delivery, wenching, towing, and more.
Cheapest car insurance in Vermont by driving record
Finding cheap car insurance is easy for drivers with a clean record. Drivers with a past incident on their record — including speeding tickets, at-fault accidents, DUIs, or other traffic infractions — may have a hard time finding affordable coverage. An incident on your record will increase your rates because insurers view you as more likely to have a repeat offense.
On average, Vermont drivers with a past incident pay $117 per month for car insurance, though specific premiums will vary based on the severity and frequency of violations.
The table below shows how various incidents may affect your insurance rates.
The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | With Speeding Ticket | With At-Fault Accident | With DUI/DWI |
|---|---|---|---|
| State Farm | $23 | $25 | $27 |
| USAA | $48 | $53 | $56 |
| Safeco | $63 | $71 | $75 |
| Progressive | $68 | $76 | $79 |
| Dairyland | $75 | $82 | $88 |
| Liberty Mutual | $84 | $90 | $95 |
| Allstate | $85 | $93 | $99 |
| Nationwide | $92 | $100 | $107 |
| The General | $94 | $101 | $104 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Vermont
Check quotes from 120+ top insurance companies
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Where you live, even down to the ZIP code, affects how much you pay for car insurance. Insurers take into account how likely you are to file a claim. Drivers in a more populated area with higher crime rates have a higher possibility of an accident and theft, so they pay more for insurance than drivers in more rural areas.
For example, Burlington is highly populated compared to the rest of Vermont, has many young students, and has a higher crime rate, so drivers there will see higher rates.
Since changing where you live would be a big undertaking, it’s even more important to compare multiple quotes from different insurers in your area, as each insurer weighs location differently.
Vermont car insurance FAQs
Before you shop around for car insurance, you should determine the right amount of auto coverage for your insurance needs. The information below should help you navigate your remaining questions about finding car insurance in Vermont.
The overall average cost of car insurance in Vermont is $104 per month. Vermont drivers pay $64 per month for liability coverage and $143 for full-coverage insurance, on average.
State Farm has the cheapest car insurance in Vermont, with a rate of $19 per month for liability coverage and $37 for full-coverage insurance. USAA and Safeco also offer cheap auto coverage. The best way to find cheap car insurance in Vermont is to compare quotes from multiple auto insurers.
The best car insurance company selling coverage in Vermont is State Farm, thanks to an Insurify Quality (IQ) Score of 9.3, an A++ (Superior) financial strength rating from AM Best, and affordable coverage options. State Farm policyholders in Vermont pay $19 per month for liability and $37 for full coverage. Other top insurers include USAA and GEICO.
The overall average cost of car insurance in Vermont is $104 per month. This is lower than the overall national average of $151 per month.
Vermont drivers must carry the following minimum amounts of car insurance:
$25,000 per person and $50,000 per accident of bodily injury liability
$10,000 per accident of property damage liability
$50,000 per person and $100,000 of uninsured/underinsured motorist bodily injury liability
$10,000 of uninsured/underinsured motorist property damage liability
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- III. "What determines the price of an auto insurance policy?."
- III. "How to save money on car insurance."
- Vermont Department of Motor Vehicles. "Insurance."
- Vermont Department of Financial Regulation. "Consumer's Guide to Auto Insurance."
)
Emily Guy Birken
Emily Guy Birken is a former educator, lifelong money nerd, and a Plutus Award-winning freelance writer who specializes in the scientific research behind irrational money behaviors. Her background in education allows her to make complex financial topics relatable and easily understood by the layperson.
Her work has appeared on The Huffington Post, Business Insider, Kiplinger's, MSN Money, and The Washington Post online.
She is the author of several books, including The 5 Years Before You Retire, End Financial Stress Now, and the brand new book Stacked: Your Super Serious Guide to Modern Money Management, written with Joe Saul-Sehy.
Emily lives in Milwaukee with her family.
Emily has been a contributor at Insurify since October 2022.
Sara Getman is an Associate Editor at Insurify and has been with the company since 2022. Prior to joining Insurify, Sara completed her undergraduate degree in English Literature at Simmons University in Boston. At Simmons, she was the Editor-in-Chief for Sidelines Magazine (a literary and art publication), and wrote creative non-fiction.
Outside of work, Sara is an avid reader, and loves rock climbing, yoga, and crocheting.
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.