Cheap Auto Insurance Quotes in Saint George, UT (2021)

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Car Insurance in Saint George, UT

The average cost of Utah car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Saint George, UT to find you the cheapest quotes in the area.

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KemperSun CoastKemper SpecialtyTravelersClearcover

Cheapest Car Insurance in Saint George

Here are the cheapest carriers in Saint George for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$128
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UtahSalt Lake CityProvoWest JordanOremSaint George

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Saint George, UT Driving Facts

utah

 

Minimum Car Insurance Requirements in UT

All motor vehicles operated or parked on Utah roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Utah are as follows:

  • $25,000 per person/$65,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Utah state law are $25,000 for the death or injury of a single victim as a result of a car accident and $65,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/65, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Utah law.

  • $15,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Utah is $15,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

  • $3,000/person Personal Injury Protection (PIP)

Personal Injury Protection (PIP) provides coverage for medical costs that drivers and their passengers may face after an accident. PIP coverage protects drivers even if they are found at-fault. Medical expenses are covered by this type of protection, and a minimum of $3,000 is required for minimum coverage in Utah

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Insurify Insights: How Saint George Drivers Measure Up

toyota
Toyota Corolla
Most Popular Car in
Saint George, UT
suspended licenses
#25
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Saint George drivers measure up to their fellow Utah motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Saint George

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Saint George drivers rank 23 in the number of car accidents per driver across all cities in Utah.

  • Rank within state: #23
  • Percent of drivers in Saint George with an accident: 9.67%
  • Drivers in Saint George, UT with an accident in their driving history paid on average 41.46% more than drivers with a clean record

Speeding Saint George

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Utah, Saint George drivers rank 26 in the number of speeding infractions per driver.

  • Rank within state: #26
  • Percent of drivers in Saint George with a speeding ticket: 9.79%
  • Drivers in Saint George, UT with a speeding ticket in their driving history paid on average 28.46% more than drivers with a clean record

DUI/DWIs Saint George

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Saint George drivers rank 10 in the number of DUI’s per driver across all cities in Utah.

  • Rank within state: #10
  • Percent of drivers in Saint George with a DUI: 2.45%
  • Drivers in Saint George, UT with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude Saint George

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Utah, Saint George drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Saint George with a reckless driving violation: 2.45%
  • Drivers in Saint George, UT with a reckless driving violation in their driving history paid on average 26.02% more than drivers with a clean record.

Safest Drivers Saint George

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Saint George drivers rank 1 in clean driving records across all cities in Utah.

  • Rank within state: #1
  • Percent of drivers in Saint George with clean record: 81.47%

Failure to Yield the Right of Way Saint George

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Saint George drivers rank 4 in failure to yield violations per driver across all cities in Utah.

  • Rank within state: #4
  • Percent of drivers in Saint George with a failure to yield violation: 1.05%
  • Drivers in Saint George, UT with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Saint George

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Utah, Saint George drivers rank 6 in the number of reckless driving offenses per driver.

  • Rank within state: #6
  • Percent of drivers in Saint George with a reckless driving offense: --%

Most Popular Vehicle Saint George

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Saint George is the Toyota Corolla.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.