Cheap DUI Car Insurance in Utah (With Quotes)

Jeanette Wisniewski
Written byJeanette Wisniewski
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Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

John Leach
Edited byJohn Leach
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John LeachInsurance Content Editor at Insurify

John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.

Amber Benka
Reviewed byAmber Benka
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Amber BenkaLicensed Insurance Agent

Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.

Updated March 9, 2022

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Best DUI Insurance Companies in Utah (2022)

For drivers with a DUI or DWI offense in Utah, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Utah. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Utah.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Sun Coast General Insurance Agency, Inc.$95
Travelers$124
Freedom National$125
Kemper$131
Liberty Mutual$151
GAINSCO$171
Bristol West$183
Dairyland Insurance$191
Metropolitan Property and Casualty Insurance Company$192
American Family Insurance$225

DUI Car Insurance Costs in Utah

In Utah, a DUI or DWI offense will on average have drivers paying $344 per month and $4,128 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 91% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Utah?

It may be years before you really understand how much a DUI impacts your life. But you can anticipate higher car insurance rates right away. By how much and for how long? DUI drivers experience a 91 percent increase in car insurance rates in Utah. They pay $164.44 more than non-DUI drivers, at a monthly average of $344.44.

Rates generally stay elevated for three to five years, over which time you will have paid nearly $10,000 more to insure your ride. Keeping a clean driving record from here on out is optimal. After several good driving years, rates can decrease considerably.

No Violation - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
After DUI - Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Average Percent Increase After DUI
$180$34491.11%

What Are the Average Car Insurance Prices After a DUI in Utah?

Individual circumstances dictate how much someone will pay for car insurance. However, looking at averages gives us a very good idea of the range of rates you can expect both before and after a DUI. If you have a DUI in Utah, expect to pay an average of $344 for insurance. Averages also tell us that drivers without a DUI pay $164 less.

Utah ranks 30th for insurance costs after a DUI. This means that compared to the rest of the country, your insurance costs would be more in 29 other states.

Utah After DUI Avg. Monthly Rate
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Most Expensive State for DUI (1-50)
$34430th

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How Long Is the Lookback Period for a DUI in Utah?

In some states, DUIs are considered by the courts forever. In Utah, the lookback period is 10 years. This means that the courts recognize every impaired driving offense within 10 years for the purposes of handing down penalties and punishments.

For example, if you get pulled over a second time for a DUI in Utah and already have an offense on your record—and it's less than 10 years old—the court will hand down harsher penalties.

Utah DUI Penalties

Utah has the nation's lowest drunken driving limit at.05 blood alcohol content (BAC). Going over this limit means subjecting yourself to fines, jail time, and loss of your driver's license, among other things.
If it's your first offense in Utah, you'll face up to six months in jail, up to $1,000 in fines, and 90 days without your license. You may also be required to use an ignition interlock device. Penalties increase with each subsequent DUI offense. They also increase if someone under 16 is in the vehicle at the time of your offense.

Top Auto Insurance Companies

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Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Utah Car Insurance

  • Why is car insurance so expensive in Utah?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Utah?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Utah. Insurify analyzed the latest data for the five most populous cities in Utah to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Utah?

    The way to find the carrier with the best auto insurance ratings in Utah and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Utah?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Jeanette Wisniewski
Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.

John Leach
Edited byJohn LeachInsurance Content Editor at Insurify
Photo of an Insurify author
John LeachInsurance Content Editor at Insurify

John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.

Amber Benka
Reviewed byAmber BenkaLicensed Insurance Agent
Icon of a woman
Amber BenkaLicensed Insurance Agent

Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.