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Cheap Auto Insurance Quotes in Broken Arrow, OK (January 2022)

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Last Updated: January 2022

Car Insurance in Broken Arrow, OK

The average cost of Oklahoma car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Broken Arrow, OK to find you the cheapest quotes in the area.
$85
$90
$170
$177
$227
State FarmAllstateProgressiveTravelersAmerican Family

Cheapest Car Insurance in Broken Arrow, OK

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$169
$185
$168
$180
$149
$164
OklahomaOklahoma CityTulsaNormanLawtonBroken Arrow
Click here to learn about car insurance quotes and save on your current policy.

Broken Arrow, OK Driving Facts

oklahoma

Minimum Car Insurance Requirements in OK

All motor All motor vehicles operated or parked on Oklahoma roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Oklahoma are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Oklahoma state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Oklahoma law.

  • $25,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage property damage liability property damage liability coverage required in the state of Oklahoma is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Broken Arrow agents

Harmon Insurance 
709 W Washington St, Broken Arrow, OK 74012
Poplin Crop Insurance 
18708 E 141 St South, Broken Arrow, OK 74011-3707
The Arrow Group 
2720 N Hemlock Court Suite A, Broken Arrow, OK 74012
CMC Insurance Services LLC. 
4408 W. Elgin St, Broken Arrow, OK 74012
Flippo Insurance Agency, LLC
4008 S Elm Pl., Ste. C , Broken Arrow, OK 74011
Swinehart Insurance Agency
2604 W Kenosha St # 201, Broken Arrow, OK 74012
Alchemy Insurance
2409 W Kenosha St, Broken Arrow, OK 74012
Allstate Insurance: Chris Bonnewitz
2484 W New Orleans St, Broken Arrow, OK 74011
AAA Oklahoma - Broken Arrow Northeast Insurance/Membership Only
721 W Queens St, Broken Arrow, OK 74012
Matt McCoy State Farm Insurance Agency
3520 W Houston St, Broken Arrow, OK 74012

Insurify Insights: How Broken Arrow Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Broken Arrow, OK
suspended licenses
#17
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Broken Arrow drivers measure up to their fellow Oklahoma motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Broken Arrow

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Broken Arrow drivers rank 3 in the number of car accidents per driver across all cities in Oklahoma.

  • Rank within state: #3
  • Percent of drivers in Broken Arrow with an accident: 10.88%
  • Drivers in Broken Arrow, OK with an accident in their driving history paid on average 31.11% more than drivers with a clean record

Speeding in Broken Arrow

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Oklahoma, Broken Arrow drivers rank 22 in the number of speeding infractions per driver.

  • Rank within state: #22
  • Percent of drivers in Broken Arrow with a speeding ticket: 6.79%
  • Drivers in Broken Arrow, OK with a speeding ticket in their driving history paid on average 19.44% more than drivers with a clean record

DUI/DWIs in Broken Arrow

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Broken Arrow drivers rank 18 in the number of DUI’s per driver across all cities in Oklahoma.

  • Rank within state: #18
  • Percent of drivers in Broken Arrow with a DUI: 1.08%
  • Drivers in Broken Arrow, OK with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Broken Arrow

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Broken Arrow is the Ford F-Series Pickup.

Rude Drivers in Broken Arrow

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Oklahoma, Broken Arrow drivers rank 8 in rude driving infractions.

  • Rank within state: #8
  • Percent of drivers in Broken Arrow with a reckless driving violation: 1.4%
  • Drivers in Broken Arrow, OK with a reckless driving violation in their driving history paid on average 23.33% more than drivers with a clean record.

Safest Drivers in Broken Arrow

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Broken Arrow drivers rank 4 in clean driving records across all cities in Oklahoma.

  • Rank within state: #4
  • Percent of drivers in Broken Arrow with clean record: 82.87%

Failure to Yield the Right of Way in Broken Arrow

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Broken Arrow drivers rank 6 in failure to yield violations per driver across all cities in Oklahoma.

  • Rank within state: #6
  • Percent of drivers in Broken Arrow with a failure to yield violation: 0.32%
  • Drivers in Broken Arrow, OK with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Broken Arrow

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Oklahoma, Broken Arrow drivers rank 5 in the number of reckless driving offenses per driver.

  • Rank within state: #5
  • Percent of drivers in Broken Arrow with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Broken Arrow

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Broken Arrow drivers rank 17 in hybrid and electric vehicle ownership across all cities in Oklahoma.

  • Rank within state: #17
  • Percent of drivers in Broken Arrow with a hybrid/electric vehicle: 0.48%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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