Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Tickets vs. Citations: What’s the Difference?

Tickets vs. Citations: What’s the Difference?

Ticket is the informal name for a citation, or the written statement an officer issues detailing a traffic or parking violation.
By Jerry Brown|February 1, 2026
Bodily Injury Liability Coverage: What to Know

Bodily Injury Liability Coverage: What to Know

A component of a minimum-coverage insurance policy, bodily injury liability covers medical bills and accident-related costs for other drivers, but not the policyholder.
By Amy Beardsley|February 1, 2026
How to Get Car Insurance With No Credit History

How to Get Car Insurance With No Credit History

Drivers with no credit history tend to pay more for insurance. But using telematics programs, usage-based insurance, and comparison shopping can save you money.
By Elizabeth Rivelli|February 1, 2026
How Much Does Car Insurance Increase After an Accident? (2026)

How Much Does Car Insurance Increase After an Accident?

An at-fault accident can cause a premium increase of 45% or more, depending on your insurance company.
By Emily Guy Birken|February 1, 2026
What Happens If You Get Into a Car Accident Without Insurance?

What Happens If You Get Into a Car Accident Without Insurance?

You may face serious legal and financial consequences if you’re in a car accident without insurance, even if you’re not responsible for the crash.
By Geoff Williams|February 1, 2026
How Divorce Affects Your Car Insurance

How Divorce Affects Your Car Insurance

If you have a joint car insurance policy with your ex-spouse, you need to purchase a new policy after getting divorced.
By Elizabeth Rivelli|February 1, 2026
Which Insurance Companies Don’t Use Credit History?

Which Insurance Companies Don’t Use Credit History?

Most insurance companies use credit history in determining their rates. However, telematics and usage-based insurance (UBI) programs typically don’t require credit scores and can be a good alternative to standard insurance.
By Tanveen Vohra|January 31, 2026
How Much Is a Speeding Ticket?

How Much Is a Speeding Ticket?

The cost of a speeding ticket varies depending on how fast you were going, local laws, and other factors like previous violations and court fees.
By Miranda Marquit |January 31, 2026
Here’s How Long a Speeding Ticket Stays on Your Record

Here’s How Long a Speeding Ticket Stays on Your Record

Depending on where you live, a speeding ticket can remain on your record anywhere from one to 10 years.
By Jamie Johnson|January 31, 2026
11 Ways to Lower Car Insurance Costs in 2026

11 Ways to Lower Car Insurance Costs in 2026

From focusing on safety to maximizing discounts, here are money-saving tactics to try.
By Kevin Payne|January 31, 2026
What Is Full-Coverage Car Insurance?

What Is Full-Coverage Car Insurance?

Full coverage can pay for damage to your car that results from an accident you caused.
By Elizabeth Rivelli|January 31, 2026
2026 Drunk Driving Statistics

2026 Drunk Driving Statistics

In 2022, 32% of crashes in the U.S. involved alcohol-impaired driving. Find statistics and more in this comprehensive guide to drunk driving data.
By Julia Taliesin|January 31, 2026
Does a Speeding Ticket Affect Your Car Insurance?

Does a Speeding Ticket Affect Your Car Insurance?

Speeding tickets typically cause your car insurance premiums to increase, but by how much depends on your state and insurer.
By Nick Dauk|January 31, 2026
Noblr Auto Insurance: User Reviews and Quotes (2026)

Noblr Auto Insurance: User Reviews and Quotes

USAA, which owns Noblr, has started integrating its pay-per-mile policies into USAA’s core usage-based insurance products, so it may no longer be available in some states.
By Melanie Lockert|January 31, 2026
How to File a Car Insurance Claim

How to File a Car Insurance Claim

A car insurance claim is a formal request for compensation you submit to an insurer after an accident.
By Anna Baluch|January 31, 2026
How to Cancel Your Infinity Auto Insurance Policy (2026)

How to Cancel Your Infinity Auto Insurance Policy

You can cancel your Infinity auto insurance by contacting customer service or logging into your online portal. But check your renewal date first.
By Jamie Johnson|January 31, 2026
What Is SR-22 Insurance, and Who Needs It

What Is SR-22 Insurance, and Who Needs It

An SR-22 is a form some drivers must file with their state DMV as proof of minimum coverage requirements after a serious violation.
By Sarah Sharkey|January 31, 2026
Cheapest Liability Car Insurance in Florida (2026)

Cheapest Liability Car Insurance in Florida

Florida drivers can find the cheapest liability-only car insurance from State Farm, with rates starting at $106 per month.
By Janet Berry-Johnson|January 31, 2026