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Cheapest Companies for Temporary Car Insurance Iowa (2022)

For drivers looking for temporary insurance in Iowa, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Iowa. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Iowa.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Travelers$118
Midvale$125
Foremost Signature$133
Nationwide$141
Safeco$142

What Is Temporary Car Insurance and How to Get It in Iowa?

While some people like knowing that their car insurance is taken care of for the next year, not everyone needs (or wants) insurance for that long. That’s where temporary insurance comes in. Some people like to remain flexible enough to switch providers as soon as possible. Others only need insurance for a short period.

However, you can’t buy insurance on a month-to-month basis (regardless of what you’ve heard or read). Insurers sell policies as short as six months and as long as a year. Short-term policies, therefore, can be considered those that are purchased every six months. If you need a shorter policy, you can consider canceling early (though you may have to pay a penalty). You can also talk to your insurer about your temporary insurance needs. Chances are they’ll have a different solution and can adjust your policy accordingly.

What Are the Average Short-Term Car Insurance Rates in Iowa?

Insurify has taken averages of six-month policies from carriers and actual drivers across the state to find the most solid rates for six-month premiums in Iowa. The average total cost of a short-term policy here is $1,035. Monthly, this premium amounts to $173.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Total Cost of 6 Month, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$173$1,035

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Iowa?

You have many choices when it comes to auto insurance, including how long you stick with a particular provider. Though your loyalty may be strong, it doesn’t hurt to remain flexible by having a short-term insurance policy. A six-month policy frees you up to shop other options, whether or not you choose to leave your current carrier.

For some people, shaving even $20 a month off their insurance rates eases budgeting. Why do rates change? You may not have included every carrier the last time you shopped, or perhaps your personal driving history has improved. Even improving a credit score can have a positive effect on a new premium. Insurify keeps motorists in the know by keeping their hands on current data from hundreds of insurance companies across the U.S. Just a little information from you, and they’ll return cheap, must-have quotes in a matter of minutes.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Iowa within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Iowa

Insurance prices and policies can vary significantly between companies, and a state like Iowa draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Iowa Car Insurance

  • Why is car insurance so expensive in Iowa?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Iowa?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Iowa. Insurify analyzed the latest data for the five most populous cities in Iowa to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Iowa?

    The way to find the carrier with the best auto insurance ratings in Iowa and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Iowa?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Jeanette Wisniewski
Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.