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Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.
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Cheapest recent rates near Terre Haute, Indiana
Drivers using Insurify have found quotes as cheap as $48/mo for liability only and $78/mo for full coverage in Terre Haute and other Indiana cities.
*Quotes generated for Insurify users in and around Terre Haute, Indiana within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Terre Haute, Indiana within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Auto insurance in Terre Haute costs an overall average of $99 per month, which is similar to the state average of $107. The city’s location on the Wabash river, large population, and Indiana’s relatively high rate of traffic accidents could contribute to the city's near-average car insurance rates.
Like all Indiana drivers, Terre Haute residents must buy at least the minimum amount of liability insurance Indiana requires.[1]
Here's what you need to know about comparing rates and getting affordable car insurance in Terre Haute.
Quick Facts
The average cost of car insurance in Terre Haute is $69 per month for liability coverage and $129 per month for full coverage.
Indiana law requires insurers to include uninsured and underinsured motorists coverage in policies, unless the driver rejects it in writing.[2]
High-risk drivers who can’t find insurance elsewhere may be able to get a policy through the Indiana Auto Insurance Plan.
3 of the cheapest car insurance companies in Terre Haute
The following companies offer some of the best prices on car insurance in Terre Haute. The right insurer for you depends on your circumstances, so it’s a good idea to ask several companies for quotes before making your decision.
Insurance Company
▲▼
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
▲▼
Full Coverage
▲▼
Liability Only
▲▼
Best For
▲▼
Auto-Owners
8.5
$54
$27
Liability coverage
State Farm
9.3
$57
$29
Teen drivers
GEICO
9.0
$63
$32
Drivers with a speeding ticket
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best company for liability-only coverage: Auto-Owners
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$25/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$50/mo
4.0
Best choiceBased on 146 verified guest reviews and ratings
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Drivers appreciate the friendly customer service, competitive initial rates, and professional agents but dislike the frequent price increases and complicated claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (90)
Jim
November 24, 2024
Verified Review
Auto
Overall, it's good, though their flexibility on pricing is less than desired.
Debra
November 3, 2024
Verified Review
Excellent
They keep raising prices.
Scotty
November 2, 2024
Verified Review
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
They are a bunch of crooks. My policy has increased every single time, and I've only had one small claim.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Auto-Owners started in 1916 and today sells insurance in 26 states, including Indiana. It offers consistently low rates and works only with independent agents.
In addition to selling car insurance, it sells homeowners, life, and business insurance policies. Auto-Owners has a high J.D. Power claims satisfaction rating.[3]
Pros
Discounts available for bundling policies, paying premiums on time, and more
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$27/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$52/mo
4.2
Best choiceBased on 9,243 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,080)
Al
December 19, 2024
Verified Review
My Opinion
Way too high premium.
Agnes
December 19, 2024
Verified Review
Best Insurance Company
I have been with them for a long time. Claims are handled quickly. I never had a problem, even when I had three teenagers driving.
Gabriel
December 18, 2024
Verified Review
My Experience with State Farm
Beware, some companies are more interested in making money than meeting the customers' needs. My wife had a medical issue while driving, and they covered it. A year later, there was a fender bender involving two moving vehicles. To me, it was no fault, but they considered it a second incident. We also had hail damage to our roof. They said there wasn't enough damage, yet my next-door neighbors received a new one. Now, they're canceling me for too much.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
State Farm has been in business for more than 100 years and sells several types of insurance, such as car, motorcycle, homeowners, life, health, and disability policies. It emphasizes community service and gives grants to nonprofits working on disaster preparedness, housing affordability, and related issues.
State Farm has an above-average J.D. Power claims satisfaction.
Pros
Savings of up to 15% possible via Steer Clear program for young drivers
Good student discount can save teens up to 25%
Cons
Low ratings on some customer review sites
Accident forgiveness not available
Best company for drivers with a speeding ticket: GEICO
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$29/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$58/mo
4.0
Best choiceBased on 10,464 verified guest reviews and ratings
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,755)
Dianna
December 19, 2024
Verified Review
Roadside Assistance
When I needed emergency services on the road, they wanted me to go online. That was not possible at the time and they were not helpful.
Alan
December 18, 2024
Verified Review
Satisfied but too expensive
My experience with GEICO was good. They offer great coverage for the price and I'd recommend them to a friend. However, they are a bit more pricey but provide great services all the way around.
Samol
December 18, 2024
Verified Review
Geico is Good Insurance
It's excellent, but after a few accidents, the rates are creeping upwards.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
When it started in 1936, GEICO served customers in the government or military, but today it sells insurance to customers regardless of where they work.
GEICO is the third-largest private passenger-car insurer in the U.S. by market share.[4] It has a high J.D. Power claims satisfaction ranking.[3]
Pros
Offers accident forgiveness
Savings of up to 10% possible for completing an approved defensive driving course
Cons
Gap insurance not available
Low ratings on some customer review sites
How to get the cheapest car insurance in Terre Haute
You’ll likely find cheaper car insurance if you have a clean driving record and drive a lower-priced car with good safety ratings. How often and how far you typically drive can also affect rates, because insurers expect someone who drives long miles for work every day to have a higher chance of filing a claim than someone who only heads out on occasional short excursions.[5]
Consider these strategies to find the best auto rate in Terre Haute:
Gather quotes from multiple insurers. Getting free car insurance quotes can help you understand which companies can offer you the coverage you need at the best price.
Bundle homeowners and car insurance. Insurance companies often quote lower rates to drivers who buy a car insurance policy with a homeowners insurance policy.
Boost your credit score. Paying down credit balances, catching up on paying any accounts that are overdue, and fixing errors on your credit report can improve your standing with the credit bureaus and raise your credit-based insurance scores.
Buy only the coverage you need. A basic policy with low coverage limits and a high deductible typically costs less than policies with extensive riders, high coverage amounts, and minimal deductibles.
Get Cheap Car Insurance in Terre Haute
Liability rates start at $25/mo.
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Based on 3,806+ reviews
4.8/5
Cheapest liability-only car insurance in Terre Haute: Auto-Owners
Liability insurance protects you financially in case you cause an accident. If the other driver in the accident sues you, you could be responsible for paying their medical expenses or compensating them for property damage. Liability insurance pays what you owe, up to a set limit.
The average cost of liability insurance in the city is $69 per month. Here are the cheapest car insurance companies in Terre Haute for liability-only coverage:
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
Auto-Owners
$25
State Farm
$27
USAA
$28
GEICO
$29
American Family
$39
Clearcover
$45
Progressive
$50
Travelers
$52
Farmers
$55
Direct Auto
$59
Root
$61
Allstate
$62
Dairyland
$65
Nationwide
$69
CSAA
$70
National General
$73
The General
$74
Safeco
$76
Bristol West
$79
Elephant
$79
Liberty Mutual
$81
GAINSCO
$83
Foremost
$104
AssuranceAmerica
$115
State Auto
$130
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Terre Haute: Auto-Owners
A full-coverage insurance policy includes liability coverage plus collision coverage and comprehensive coverage. Collision coverage pays for damage to your car from a crash with another vehicle or object, regardless of fault. Comprehensive coverage helps pay for car damages from incidents like natural disasters, hitting an animal, vandalism, or theft.
“When you have a lien holder, typically they require that you have full coverage so that they can get paid back in the event of an accident,” says Camron Moss, an agent with A Plus Insurance. “If your car is paid off, but it is a newer car, it would be a good idea to have full coverage, just so that you can get a replacement vehicle [of] the same type and quality.”
The average cost of full-coverage insurance in the city is $129 per month. The following are average monthly quotes for full-coverage car insurance from the most affordable insurers in Terre Haute.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
Auto-Owners
$50
State Farm
$52
USAA
$56
GEICO
$58
Clearcover
$74
American Family
$77
Root
$96
Progressive
$97
Travelers
$104
Farmers
$108
Direct Auto
$115
CSAA
$116
Allstate
$123
Elephant
$123
Nationwide
$136
Safeco
$136
National General
$145
Dairyland
$160
The General
$169
Bristol West
$177
AssuranceAmerica
$180
Liberty Mutual
$182
GAINSCO
$191
Foremost
$196
State Auto
$257
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Terre Haute, Indiana
Drivers using Insurify have found quotes as cheap as $48/mo for liability only and $57/mo for full coverage in Terre Haute and other Indiana cities.
*Quotes generated for Insurify users in and around Terre Haute, Indiana within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Terre Haute, Indiana within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Indiana
Like most other states, Indiana requires drivers to buy a minimum amount of liability coverage in case they’re responsible for an accident. You might need additional coverage types or higher limits than the minimum.
The state also requires insurers to offer the following optional coverages. Drivers who don’t want to buy these policy add-ons must state their rejection in writing.[2]
Uninsured motorist bodily injury: This coverage pays medical expenses for you and your passengers if an uninsured motorist causes an accident with your vehicle. The minimum limits are $25,000 per person or $50,000 per accident.
Uninsured motorist property damage: This compensates you for damage to your car or other property caused by an uninsured driver. Insurers must offer coverage of at least $25,000.
Underinsured motorist bodily injury: If an insured driver causes an accident and their policy doesn’t pay enough to cover the resulting medical expenses, this coverage can make up the difference. The coverage limit must be at least $50,000.
Indiana requires 25/50/25 liability insurance. The following table shows the mandatory types of coverage and the minimum limits for each:[1]
Coverage
▲▼
Minimum Requirements
▲▼
Bodily injury liability
$25,000 per person
$50,000 per accident
Property damage liability
$25,000 per accident
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
While these are just minimums, you may want more coverages to boost your policy. Consider adding these to your auto insurance policy:
Collision coverage
Collision coveragepays for your car repairs or replacement if you hit a stationary object or another vehicle, regardless of fault.
Comprehensive coverage
Comprehensive coverage pays for vehicle repairs or replacement after non-collision incidents. These can include theft, vandalism, falling objects, severe weather, and more.
Gap coverage
If you finance or lease your vehicle, gap insurance can pay the difference between the remaining balance on your agreement and your insurance settlement if your car is a total loss.
Rental reimbursement coverage
Rental reimbursement coverage helps pay for the cost of using a rental car or alternative transportation if your car is in the shop during a covered claim.
Cheapest car insurance for drivers with an incident
Drivers with an incident on their record — meaning an at-fault accident, speeding ticket, DUI, or other moving violation — typically face higher car insurance rates.[5] "Insurance companies try to determine how much they’re going to pay out per person," Moss says. "If you have a moving violation, maybe you would be more likely to file a claim than someone who hasn't had one."
If you have multiple incidents on your driving record, you may have trouble finding car insurance. Terre Haute drivers in this situation can apply for the Indiana Auto Insurance Plan. Any agent in the state can help a driver apply for this coverage. Launched in 1948, the program is intended to help high-risk drivers who haven’t been able to find a company to insure them voluntarily.
Find Cheap Car Insurance in Terre Haute
Get personalized quotes from top insurers in minutes
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest car insurance for drivers with a speeding ticket: Auto-Owners
How much a speeding ticket will raise your rates depends on the insurer and how serious the speeding incident was. In Terre Haute, drivers with a speeding ticket pay an average of $100 per month for liability coverage.
The following are average monthly quotes for liability coverage from some of the most affordable insurance companies offering policies in Terre Haute:
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With Speeding Ticket
▲▼
Auto-Owners
$25
$33
State Farm
$27
$35
USAA
$28
$37
GEICO
$29
$38
American Family
$39
$52
Clearcover
$45
$60
Progressive
$50
$66
Travelers
$52
$69
Farmers
$55
$72
Direct Auto
$59
$78
Root
$61
$87
Allstate
$62
$82
Dairyland
$65
$86
Nationwide
$69
$92
CSAA
$70
$94
National General
$73
$97
The General
$74
$100
Safeco
$76
$102
Bristol West
$79
$105
Elephant
$79
$112
Liberty Mutual
$81
$115
GAINSCO
$83
$118
Foremost
$104
$147
AssuranceAmerica
$115
$151
State Auto
$130
$185
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Auto-Owners
An at-fault accident will typically lead to higher premiums for the following three years, according to the Insurance Information Institute.[6] In Terre Haute, drivers with an at-fault accident on their records pay an average of $99 per month for liability coverage.
If you have a recent accident on your driving record, consider one of the insurers listed below.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With Accident
▲▼
Auto-Owners
$25
$34
State Farm
$27
$36
USAA
$28
$38
GEICO
$29
$39
American Family
$39
$53
Clearcover
$45
$66
Progressive
$50
$68
Travelers
$52
$71
Farmers
$55
$74
Direct Auto
$59
$82
Root
$61
$89
Allstate
$62
$84
Dairyland
$65
$87
Nationwide
$69
$94
CSAA
$70
$98
National General
$73
$99
The General
$74
$102
Safeco
$76
$103
Bristol West
$79
$107
Elephant
$79
$105
Liberty Mutual
$81
$117
GAINSCO
$83
$108
Foremost
$104
$150
AssuranceAmerica
$115
$152
State Auto
$130
$191
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: Auto-Owners
Accidents in which at least one driver was alcohol-impaired accounted for 30% of all fatal crashes in 2020, according to the National Highway Traffic Safety Administration (NHTSA).[7] Insurers take this violation seriously and may quote higher rates to drivers with a DUI.
In Terre Haute, drivers with DUIs on their records pay an average of $113 per month for liability coverage.
Drivers with DUI convictions may find the cheapest insurance in Terre Haute from the insurers below.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With DUI
▲▼
Auto-Owners
$25
$41
State Farm
$27
$44
USAA
$28
$46
GEICO
$29
$48
American Family
$39
$64
Clearcover
$45
$74
Progressive
$50
$82
Travelers
$52
$85
Farmers
$55
$90
Direct Auto
$59
$97
Root
$61
$90
Allstate
$62
$102
Dairyland
$65
$107
Nationwide
$69
$113
CSAA
$70
$103
National General
$73
$120
The General
$74
$122
Safeco
$76
$112
Bristol West
$79
$130
Elephant
$79
$130
Liberty Mutual
$81
$133
GAINSCO
$83
$136
Foremost
$104
$171
AssuranceAmerica
$115
$189
State Auto
$130
$213
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Auto-Owners
Drivers tend to pay lower car insurance rates starting around age 26, but costs go up again once they reach their 70s.[5] Older drivers get into accidents more often than middle-aged drivers, although the Insurance Institute for Highway Safety (IIHS) reports that the rate at which older motorists are killed in collisions decreased between 1997 and 2021.[8]
In Terre Haute, senior drivers pay an average of $53 per month for liability coverage and $98 per month for full coverage.
Here are the cheapest car insurance companies for senior drivers in Terre Haute.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Liability Only
▲▼
Full Coverage
▲▼
Auto-Owners
$19
$38
State Farm
$20
$39
USAA
$21
$43
GEICO
$22
$44
American Family
$29
$58
Progressive
$35
$67
Clearcover
$38
$62
Travelers
$39
$78
Farmers
$41
$81
Direct Auto
$44
$86
Allstate
$48
$95
Nationwide
$49
$97
Dairyland
$50
$123
Root
$50
$78
CSAA
$51
$85
National General
$53
$106
The General
$57
$131
Bristol West
$61
$136
Elephant
$62
$96
Safeco
$63
$112
Liberty Mutual
$65
$146
GAINSCO
$67
$154
Foremost
$80
$150
AssuranceAmerica
$83
$130
State Auto
$93
$184
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Auto-Owners
Finding affordable car insurance for teens can be challenging because teens have less driving experience than adult motorists and are statistically more likely to be involved in accidents.[5] Consequently, auto rates for teens are usually significantly higher than for adults.
Teens may be able to find cheaper rates if they stay on their parents’ insurance or get on the insurance plan of another older relative or friend. Teens who can’t join another person’s auto policy should look for discounts, like good student discounts, paperless discounts, and telematics-based discounts that set a rate based on driving behavior.
"If you are trying to get an insurance policy on your own, and you’re a young driver, try not to get a vehicle that requires full coverage. So maybe stay away from newer vehicles," Moss says. The following table illustrates some full-coverage car insurance rates for teen drivers in Terre Haute.
In Terre Haute, teen drivers pay an average of $126 per month for liability coverage and $235 per month for full coverage.
Here are the cheapest car insurance companies for teen drivers in Terre Haute.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Liability Only
▲▼
Full Coverage
▲▼
Auto-Owners
$43
$87
GEICO
$48
$97
State Farm
$48
$93
USAA
$49
$98
American Family
$70
$138
Clearcover
$85
$140
Progressive
$91
$176
Root
$95
$149
Travelers
$98
$195
Farmers
$100
$196
Dairyland
$108
$267
Direct Auto
$112
$218
Allstate
$115
$228
CSAA
$117
$193
The General
$122
$279
Nationwide
$125
$247
Elephant
$133
$207
Bristol West
$138
$309
Liberty Mutual
$144
$323
GAINSCO
$148
$341
National General
$148
$295
Safeco
$149
$267
Foremost
$192
$361
AssuranceAmerica
$218
$342
State Auto
$239
$473
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Terre Haute?
The average rate for full-coverage insurance in Terre Haute is $129 a month. That’s less than the national average of $202 a month.
But the statewide average cost of full coverage in Indiana is just $142 per month, and auto insurance in Terre Haute is somewhat more expensive than in other nearby cities like Bloomington, Fort Wayne, and South Bend.
A variety of factors can cause car insurance premiums to be higher in some cities than in others. Insurers consider the size of the population, weather conditions, and accident rates when determining premiums.
More cities in Indiana
Here's how average rates in other Indiana cities compare to Terre Haute's rates.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Terre Haute car insurance FAQs
Indiana drivers can learn more about how car insurance rates are increasing to better understand why it’s so important to find affordable car insurance coverage. Here are the answers to commonly asked questions about auto insurance in Terre Haute.
How much is car insurance in Terre Haute?
The average cost of car insurance in Terre Haute is $69 per month for liability coverage and $129 per month for full coverage.
Who has the cheapest car insurance in Terre Haute?
The cheapest liability car insurance companies in Terre Haute are Auto-Owners, State Farm, and USAA, with rates starting $25, $27, and $28 per month, respectively.
What are the best car insurance companies in Terre Haute?
The best car insurance companies in Terre Haute are USAA, GEICO, Auto-Owners, and State Farm. These companies have low average car insurance costs, high third-party ratings, and solid IQ Scores, indicating customer satisfaction and financial strength.
How much car insurance do you need in Indiana?
In Indiana, drivers must have $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per accident for property damage liability.[1]
Is Indiana a no-fault state?
No. Indiana follows a fault system in car insurance. This means the driver responsible for a car accident is liable for the injuries and damages they cause. The driver’s liability insurance policy will cover damages and injuries they cause.[10]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sarah Brodsky is a freelance writer with 15 years of experience covering personal finance and economics. She enjoys delving into the details of insurance, credit, loans, and the labor market. She’s written for publications including Bankrate, CNET, and Investopedia, and she’s created content for brands like Credit Karma, KeyBank, and Thrivent. When she’s not writing, you might find her learning languages or baking pizza. She has an AB in economics from the University of Chicago, and she lives in St. Louis, MO. Connect with her on LinkedIn.
Más de 3 años produciendo contenidos sobre seguros y finanzas personales
Principal artífice de la puntuación de calidad de Insurify
Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.
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