Best Car Insurance for Federal Employees (2026)
Federal employees may qualify for exclusive car insurance discounts and specialized programs that help reduce premiums.
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Written byBen Luthi
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Ben Luthi
Ben Luthi has been writing about personal finance for over a decade with the intent to help people improve their finances and lifestyle. He’s covered just about every personal finance topic under the sun for a variety of publications, including the Wall Street Journal, Fortune Recommends, Yahoo Finance, Experian, Credit Karma, NerdWallet, and many more. Ben lives near Salt Lake City with his two kids and two cats.
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Edited byKatie Powers
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Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Data reviewed byKonstantin Halachev
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7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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Table of contents
Table of contents
Federal employees are often eligible for car insurance discounts based on their government employment. Insurance companies recognize government workers as lower-risk customers due to job stability, consistent income, and other factors.
Some insurers offer federal employee car insurance programs with exclusive discounts. For example, you can earn up to 12% off through GEICO’s Eagle Discount program. Occupation-based savings can help reduce your insurance costs, but discount amounts vary by insurance company and your specific risk profile.
Here’s what you need to know about the best car insurance for federal employees and how to earn the best rates.
Quick Facts
GEICO, Liberty Mutual, USAA, Farmers, and Travelers offer some of the best savings for federal employees and military members.
Your eligibility for discounts will depend on which agency you work for and the insurer you choose.
Beyond savings opportunities, auto insurance for federal employees is the same as traditional car insurance.
Best car insurance companies for federal employees
Several insurance companies offer discounts and specialized programs for federal employees, but specifics vary. You should always compare quotes from several insurers to find the best possible coverage for your needs at the cheapest price.
Here are some of the best car insurance companies for federal employees.
Insurance Company | Federal Employee Discount | Average Monthly Rate: Full Coverage | Best For |
|---|---|---|---|
| GEICO | Up to 12% | $141 | All government employees |
| Liberty Mutual | Doesn’t disclose | $210 | Loyal drivers |
| USAA | Doesn’t disclose | $100 | Military members |
| Farmers | Doesn’t disclose | $212 | Customizable coverage |
| Travelers | Doesn’t disclose | $187 | Other discounts |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
GEICO: Best for all government employees
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $88/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $141/mo |
4.0
Best choiceBased on 14,089 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (7,130)
Esperanza
Verified Review
Price: I feel the price on my car insurance can be cheaper since I don't drive much and we are seniors
Reviewed in Florida on January 2026
Good experience with service, but I feel I am paying too much.
Joshuah
Verified Review
Just meh. Not impressed.
Reviewed in Mississippi on January 2026
Don't use the tracker app as it is wildly inaccurate. Don't expect a discount for loyalty. Customer service is less than helpful.
Michael
Verified Purchase
Great service
Reviewed in New York on January 2026
I had them in the past and you get a good deal for your money.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO offers the best savings opportunities for federal government employees. The insurer operates a dedicated Federal Employee Program with the Eagle Discount.[1] Active and retired federal employees at the GS-7 level or above can save up to 12%.[2]
Federal workers with coverage from GEICO can also qualify for membership discounts through federal organizations — though they can’t stack these discounts. Finally, military members can save up to 15% on premiums.
Pros
Three different discount programs for federal employees
Broad range of other discounts
Mechanical breakdown coverage available
Cons
Federal employee discount not available in some states
Limited network of local agents
Minimal optional coverages
Liberty Mutual: Best for loyal drivers
| User Reviews | 3.4 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $154/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $210/mo |
3.4
A solid optionBased on 3,311 verified guest reviews and ratings
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
New and financed vehicles
Accident forgiveness
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
New and financed vehicles
Accident forgiveness
Reviews (1,836)
Glenn
Verified Review
I Don't Know
Reviewed in New Hampshire on January 2026
Bring the price down. We can get full coverage here for $59 a month, so I would think about that.
Sandra
Verified Review
Payments
Reviewed in Indiana on January 2026
Couldn't be a couple of days late with payment without being charged a fee.
Anna
Verified Review
I was very disappointed in Liberty Mutual last year. They repeatedly added my son to my policy, which raised my rates. I went through the proper paperwork to have him removed and was always told it wouldn’t happen again. It happened five times. The last time, I was told that to remove him, they would need to rewrite my policy, which would raise my rates as I had been grandfathered into my existing rate. This is why I canceled.
Reviewed in Florida on January 2026
I was very disappointed in Liberty Mutual last year. They repeatedly added my son to my policy, which raised my rates. I went through the proper paperwork to have him removed and was always told it wouldn’t happen again. It happened five times. The last time, I was told that to remove him, they would need to rewrite my policy, which would raise my rates as I had been grandfathered into my existing rate. This is why I canceled.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
612NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
4.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Liberty Mutual doesn’t offer a federal employee discount directly, but the insurer partners with more than 15,000 organizations to provide affiliation discounts. Federal workers with coverage from Liberty Mutual may qualify for discounts through membership in credit unions, professional associations, and alumni groups.[3]
The insurance company also offers a vanishing deductible perk for loyal customers. Each year, you contribute $30, and Liberty Mutual provides $70, with the full $100 available to you if you file a claim.
Pros
Has affinity partnership discounts
Several optional add-ons available
High claims satisfaction score from J.D. Power
Cons
No publicly available list of eligible organizations and associations
Above-average amount of complaints filed with the National Association of Insurance Commissioners (NAIC)
Relatively high average premiums
USAA: Best for military members
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $100/mo |
4.9
Best choiceBased on 2,657 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,396)
Sally
Verified Review
Smiling
Reviewed in Arizona on January 2026
Very happy with USAA.
George
Verified Review
Excellent
Reviewed in Tennessee on January 2026
They're great. I would recommend them to anyone.
Kenneth
Verified Review
Service Great but Pay a Lot More
Reviewed in New York on January 2026
The rates are more than twice as high.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
USAA primarily serves military members, veterans, and their families, but you can also join if you work for an eligible federal agency, such as the Defense Criminal Investigation Services (DCIS), the Drug Enforcement Administration (DEA), the Federal Bureau of Investigation (FBI), or the Department of State (DOS).[4]
The insurer doesn’t offer specific discounts for federal employees, but active-duty service members can get a discount during deployment or if they’re garaging a vehicle on a military base.
Pros
Low average premiums
Exceptional customer service ratings
Offers military-focused benefits
Cons
Only accessible to the military community and some government employees
No network of local insurance agents
Fewer discounts compared to competitors
Farmers: Best for customizable coverage
| User Reviews | 3.8 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $110/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $212/mo |
3.8
A solid optionBased on 2,368 verified guest reviews and ratings
How drivers feel about Farmers
Customers appreciate the helpful agents and good initial quotes but dislike the consistent rate increases and lack of senior discounts. Some also reported issues with claim handling and communication.
AI-generated from the text of verified reviews collected by Insurify
Best For
Bundling discounts
Minimum coverage
Safe drivers
How drivers feel about Farmers
Customers appreciate the helpful agents and good initial quotes but dislike the consistent rate increases and lack of senior discounts. Some also reported issues with claim handling and communication.
AI-generated from the text of verified reviews collected by Insurify
Best For
Bundling discounts
Minimum coverage
Safe drivers
Reviews (1,115)
Lois
Verified Review
State Farm was at the best rate
Reviewed in Montana on December 2025
Just got their insurance.
Joe
Verified Review
A Bit of a Communication Issue with Farmers
Reviewed in Missouri on November 2025
It's been a bit difficult lately to directly contact the agent who initially signed me up and saved me a lot of money on my home insurance bundled with my auto insurance. The office assistant got me insurance for a new vehicle recently, but I think the rate is too high. I am going to attempt to get through to the agent I used initially. It could be just the issue of using the phone instead of a direct email to the person I am referring to.
Larry
Verified Review
Car Insurance Choices
Reviewed in Nebraska on November 2025
In my opinion, Farmer's best trait is they really do listen to what you tell them and try to do it.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
619NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
3.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Farmers offers group discounts to federal employees through partnerships with organizations like the American Federation of Government Employees (AFGE).[5] You can also qualify for savings if you’re a current or retired member of the military or if you belong to other eligible professional organizations. Farmers offers a wide range of coverages, making it easy to tailor your policy to your specific needs.
Pros
Robust coverage options
Broad range of discounts
Strong network of local agents
Cons
Below-average claims and customer satisfaction scores from J.D. Power
Higher premiums than many competitors
Doesn’t offer coverage in every state
Travelers: Best for other discounts
| User Reviews | 4.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $100/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $187/mo |
4.7
Best choiceBased on 1,076 verified guest reviews and ratings
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
Gap insurance
Rideshare coverage
Reviews (533)
Jeanine
Verified Review
Current Auto Insurance with Travelers
Reviewed in New Jersey on January 2026
Too expensive now. No real reduction in price regarding Senior citizen discount, good driving record, no DUI, no tickets or driving violations, and AARP driving course acknowledgment. Furthermore, I pay on the phone and still get charged a processing fee.
Jose
Verified Review
Excellent
Reviewed in Florida on January 2026
Very responsive to customer needs and flawless customer service.
Mary
Verified Review
High rates/no claims
Reviewed in California on January 2026
My main concern is the cost I now pay. As a result, I have been searching for comparable insurance. A number of companies’ rates are at least $500 lower. As I am on a limited income, I am seriously considering transferring. I have been with Travelers for nearly 10 years with no claims.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
616NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Travelers offers federal employee discounts through its Affinity Car & Home Program, which partners with organizations, credit unions like PenFed, and professional associations.[6]
Beyond occupation-based savings, Travelers provides robust discount opportunities. It offers the IntelliDrive telematics program, hybrid vehicle discounts, early quote savings, and continuous insurance discounts.
Pros
Affinity partnership discount may provide broad federal employee eligibility
Wide range of other discounts
Accident forgiveness available
Cons
Below-average claims and customer satisfaction scores from J.D. Power
No publicly available list of eligible organizations and associations
Higher premiums than many competitors
How to qualify for federal employee car insurance discounts
To qualify for federal employee car insurance discounts, you’ll need to provide documentation proving your government employment during the car insurance quote process. Insurance companies may require you to verify your federal status.
Typically, you can verify this through a government-issued employee ID, a recent paystub showing your federal agency employer, or a membership card for a qualifying organization.[7]
Federal employees include people working for executive branch agencies, legislative offices, judicial branches, and independent federal organizations. This covers civilian employees of government agencies like the Department of Defense (DoD), the Internal Revenue Service (IRS), the Department of Education (ED), and other federal departments.
Eligibility requirements vary by insurance company. Some insurers extend discounts to all federal workers regardless of agency, while others may have specific partnerships or affiliations that provide enhanced savings.
Other ways federal employees can save on car insurance
Beyond occupation-based discounts, federal employees can find multiple potential savings opportunities to reduce their insurance costs. Combining these strategies with federal employee car insurance discounts can significantly lower your insurance premiums.
Learn more about common auto insurance discounts below:
Safe driver discount: Maintaining a clean driving record free of accidents or violations can earn you substantial savings. Many insurers also offer an accident forgiveness program or a discount for experienced safe drivers.
Bundling discount: Combining your auto insurance with home insurance, life insurance, or renters insurance coverage through the same company can typically result in a discount. Insurers often provide discounts for bundling two or more insurance products.
Multi-car discount: Insuring multiple vehicles on a single policy reduces per-vehicle premiums and simplifies policy management.
Telematics programs: Usage-based insurance tracks your driving habits through a mobile app or device. Safe drivers with low mileage can potentially earn lower car insurance rates.
Mileage discounts: Federal employees with short commutes or those working remotely may qualify for low-mileage savings based on reduced driving exposure.
Payment discount: Setting up auto pay for your policy term can earn small but consistent savings on your premiums.
Safety features discount: Vehicles equipped with anti-theft systems, airbags, and advanced driver assistance technologies may qualify for reduced insurance costs.
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What federal employee car insurance covers
Federal employee car insurance includes the same insurance coverage components as standard policies. The federal status provides access to discounts but doesn’t change the fundamental coverage types. Your needs will determine the insurance options and deductible levels you select.
Standard auto insurance policies include the following:
Liability coverage
Liability insurance pays for injuries and property damage you cause to others, including bodily injury and property damage liability protection.
Collision coverage
Collision insurance covers damage to your vehicle from collisions with other vehicles or objects, regardless of fault.
Comprehensive coverage
Comprehensive coverage protects your vehicle from non-collision damage, like theft, vandalism, weather events, and animal strikes.
Uninsured/underinsured motorist (UM/UIM) coverage
With UM/UIM coverage, you’ll get protection if an at-fault driver lacks adequate insurance to cover your damages.
Medical coverage
Depending on where you live, you may also legally have to purchase personal injury protection (PIP) or medical payments coverage, which helps cover medical expenses for you and your passengers after an accident, regardless of fault.
Federal employee car insurance FAQs
The following information can help answer your remaining questions about how being a federal employee can affect your car insurance.
Which companies have the best insurance for federal employees?
No single insurer offers the best insurance coverage for federal employees, so it’s important to shop around. But some insurers, including GEICO, Liberty Mutual, and USAA, offer discounts to federal employees and military personnel.
Do federal contractors qualify for government employee discounts on insurance?
Federal contractors may not qualify for federal employee car insurance discounts because they’re not direct government employees.
Can you stack federal employee discounts with other savings?
Yes. You can combine federal employee discounts with other auto insurance savings, such as safe driver programs, bundling discounts, and mileage discounts. Ask your insurance company about all available incentives.
Do retired federal employees qualify for discounts?
Eligibility requirements for retired federal employees vary by insurance company. Some insurers extend government employee discounts to retirees, while others limit discounts to active employees or members of eligible organizations.
Why do federal employees get insurance discounts?
Insurance companies may offer discounts to federal employees because they view them as lower-risk customers with a secure job.
How much is the GEICO discount for federal employees?
GEICO offers federal employees discounts of up to 12%, with additional savings of up to 15% for military members. Actual auto insurance rates vary based on factors like your driving record, vehicle, coverage selections, and location, so it’s best to request a personalized quote to see how much you can save. Check in with an agent at your local insurance agency if you have any questions.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- GEICO. "Car Insurance Discounts."
- GEICO. "Federal Employees Insurance Discounts And Premium Reductions."
- Liberty Mutual. "Liberty Mutual Launches MasterThis Platform."
- USAA. "Membersip."
- American Federation of Government Employees. "AFGE’s Farmer's Auto & Home® Insurance Policies."
- Travelers. "Affinity Car & Home Program."
- Action Insurance Group. "Car Insurance for Government Employees."
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Ben Luthi
Ben Luthi has been writing about personal finance for over a decade with the intent to help people improve their finances and lifestyle. He’s covered just about every personal finance topic under the sun for a variety of publications, including the Wall Street Journal, Fortune Recommends, Yahoo Finance, Experian, Credit Karma, NerdWallet, and many more. Ben lives near Salt Lake City with his two kids and two cats.
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.