Best Car Insurance in West Virginia (2025)

Erie, State Farm, and USAA are three of the best car insurance companies in West Virginia.

Danny Smith
Written byDanny Smith
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Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Katie Powers
Edited byKatie Powers
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Katie PowersSenior Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

  • NPN: 20564519

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Daniel Roccato
Reviewed byDaniel Roccato
Headshot of industry expert Daniel Roccato
Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

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Shopping for car insurance can be difficult. Each driver has different needs and a unique driving history. West Virginia drivers pay an average of $83 per month for liability insurance and $152 for full-coverage car insurance.

Various factors can affect your car insurance rates, such as your age, location, and ZIP code. Although you can’t control some of these factors, you can still find cheaper rates by comparing car insurance quotes.

Insurify analyzed 50 car insurance companies to determine the best car insurance companies in West Virginia. Here’s what you need to know about finding the best car insurance in the Mountain State.

Best car insurance companies in West Virginia

West Virginia has many excellent car insurance companies, but some stand out from the rest. Insurify analyzed various factors like coverage offerings, average costs, available discounts, and industry ratings to determine five of the best car insurance companies for West Virginia drivers.

Learn more about the best car insurance options in West Virginia below.

Erie: Best overall

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$76/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$95/mo
4.0
Best choiceBased on 365 verified guest reviews and ratings
How drivers feel about Erie Insurance

Customers appreciate the insurer’s excellent customer service and quick claim handling but are dissatisfied with the unexpected and unexplained rate increases. Some also found the policy details hard to understand.

AI-generated from the text of verified reviews collected by Insurify
Best For
High customer satisfaction
Competitive rates
Optional coverages
How drivers feel about Erie Insurance

Customers appreciate the insurer’s excellent customer service and quick claim handling but are dissatisfied with the unexpected and unexplained rate increases. Some also found the policy details hard to understand.

AI-generated from the text of verified reviews collected by Insurify
Best For
High customer satisfaction
Competitive rates
Optional coverages
Reviews (189)
Dudley
Verified Review
My rate goes up every year
Reviewed in Pennsylvania on July 2025
My rate goes up every year, even though there have been no claims in the past 3 years. Also, my wife and I are over 70.
John
Verified Review
Erie Insurance is Amazing
Reviewed in Tennessee on July 2025
Erie Insurance and Summit Agency are wonderful companies. Ask them for the best rates.
Lori
Verified Review
Erie
Reviewed in Maryland on July 2025
My car insurance rates have gone up again. I also have my homeowners insurance with them, and that is poor, especially with the handling of claims.
See all Erie Insurance reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
713
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.68
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

Erie is the best overall car insurance company in West Virginia, with affordable average rates, strong customer satisfaction, and good financial strength. It’s an excellent choice for any West Virginian driver. The company has standard coverage offerings and unique optional endorsements, including pet coverage, auto glass repair, and locksmith services.

Pros
  • Top J.D. Power customer satisfaction rating in the Mid-Atlantic region

  • Fewer-than-average number of complaints on the National Association of Insurance Commissioners (NAIC) complaint index

  • AM Best financial strength rating of A+ (Superior)

Cons
  • 2.3 out of 5 stars on Trustpilot

  • Can’t file a claim online

  • Fewer available discounts than competitors

State Farm: Best for affordability

User Reviews
4.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$62/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$79/mo
4.1
Best choiceBased on 11,415 verified guest reviews and ratings
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,086)
Anthony
Verified Review
State Farm Review
Reviewed in California on August 2025
Much more expensive each year despite no accidents.
John
Verified Review
Be very careful when purchasing insurance policies
Reviewed in Florida on August 2025
My representative at Scott Cameron Insurance misspelled my last name. Accidents happen. He, Daymeion Hill, said they would correct it when it went through (the name change did not happen; I received the policy with my last name misspelled). My agent may have been inexperienced; I hope that was the case. Another agent, Lexi, said I needed to sign a paper for each of my vehicles to make the change. That took a while. She asked if there was anything else she could help with. I mentioned that I received the monitoring devices you install in the vehicle to monitor your driving in the mail. I did not want these devices and specifically stated I wasn’t interested. Lexi said that if I didn’t use those items, my premium would increase. I said, "Hold on, wait a minute, I never asked for these monitoring services in the first place." She said, "Well, maybe I can help you save some money. How much do you drive?" I sent photos of my odometer and the last service records for each vehicle. I told her the amount of miles I drive per month, and she said, "Well, I can save you a bit of money there." I said, "Great." I also distinctly explained this to my agent Daymeion in the office when I purchased the policy, the few miles I drive, and I paid in full. Why did he not apply these discounts to my policy in the first place? It’s practices like this that lead you to distrust all insurance industries. Lexi, the agent on the phone, said that I could expect a refund, but I probably wouldn’t receive it for 3 to 4 weeks. I paid my policy in full at the time of purchase. My check was cashed as soon as I purchased the policy, but State Farm isn’t going to refund me the difference for the low miles traveled until a month later.
Diane
Verified Review
Average
Reviewed in Arizona on August 2025
Good but keeps raising my policy.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
652
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm is the best car insurance company for West Virginians looking for cheap coverage. It has the cheapest average rates for both liability coverage and full coverage. The biggest U.S. auto insurer by market share, State Farm is a reliable option for West Virginia drivers to consider. State Farm has quality coverage options and solid discount opportunities.

Pros
  • Fewer-than-average number of complaints on the NAIC complaint index

  • AM Best financial strength rating of A++ (Superior) 

  • Rideshare insurance available

Cons
  • Slightly below-average J.D. Power customer satisfaction rating in the Mid-Atlantic region

  • 1.9 out of 5 stars on Trustpilot

  • Accident forgiveness coverage not available

Progressive: Best for customer service

JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
624
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.7 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$74/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$118/mo
How drivers feel about Progressive

Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive

Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
Reviews (6,999)
Sheila
Verified Review
Train Your Online Sales & Customer Service Reps Right
Reviewed in Georgia on August 2025
First, the female representative I secured online coverage with failed to send me a temporary password as she promised. I also asked for coverage for uninsured and underinsured motorists, a $250 deductible on comprehensive, and a $1000 deductible on collision. Additionally, I wanted towing, labor, and car rental for at least $40 to $50 per day. I contacted a male customer service representative, and he also failed to send me a temporary password so I could start online tracking of my new policy effective July 11, 2025. I finally got a customer service rep today, named Carmella, who graciously sent me the temporary password and helped me set up an online account. I had to inform her that the documentation they wanted did not arrive in the mail until today, August 11, 2025, and there is no way I can send copies by the August 16th deadline because it takes up to two weeks to get most mail in Albany, GA (it has to go out of state to Jacksonville, FL before they send it here). I advised her that I would send the following documentation: a copy of the closing papers on the house I currently own (which shows there is no mortgage), proof of home insurance from State Farm, and proof of the 2025 taxes from Dougherty County, GA via email after I take photos. I promised her that I would do so prior to the August 16, 2025 deadline so I do not lose any discounts currently included on my auto policy.
Christine
Verified Review
Run from Progressive!
Reviewed in Georgia on August 2025
Horrible, last week the representative told me my insurance would be $69, and the renewal came four days later at $94. I have a 2003 Lincoln that is only liability. We drive less than 11 miles a day!
Christopher
Verified Review
My policy went up nearly $100 after hitting a deer
Reviewed in Georgia on August 2025
I'm not happy with my policy going up about $75 to $90 because I hit a deer in a car that belongs to my mother, which she has since sold. The insurance was in her name and not even through my Progressive policy. Because the deer ran out in front of me and there was nothing I could do to avoid hitting it, it raised my policy almost $100. Extremely unhappy with this situation is an understatement.
See all Progressive reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
624
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company

Progressive is the best option for West Virginia drivers who want accessible customer service. The insurer has numerous local insurance agents operating in West Virginia, making it easy for drivers to get quick customer service. Progressive offers numerous coverages for all different types of drivers, making it a solid all-around choice.

Pros
  • AM Best financial strength rating of A+ (Superior)

  • Accident forgiveness available

  • Fewer-than-average number of complaints on the NAIC complaint index

Cons
  • Snapshot program can result in increased rates

  • Below-average J.D. Power customer satisfaction rating in the Mid-Atlantic region

  • 1.9 out of 5 stars on Trustpilot

USAA: Best for military families

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$75/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$94/mo
4.9
Best choiceBased on 2,136 verified guest reviews and ratings
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,207)
Michael
Verified Review
Insurance
Reviewed in Kansas on August 2025
A good company for military personnel and veterans.
Carol
Verified Review
USAA is the Best
Reviewed in Georgia on August 2025
Excellent customer service. Prompt. Answers questions clearly. Pricing is better than most insurance companies.
Richard
Verified Review
I don't like that you only get the discount if you're enrolled in their monitoring safe driving program. It's not easy for someone like me who has a hard time navigating on my phone. I've tried to do it on the phone with one of their agents, but it didn't go through, so they raised my monthly payments. I'm on auto-pay, so I'm not very happy.
Reviewed in Connecticut on August 2025
I don't like that you only get the discount if you're enrolled in their monitoring safe driving program. It's not easy for someone like me who has a hard time navigating on my phone. I've tried to do it on the phone with one of their agents, but it didn't go through, so they raised my monthly payments. I'm on auto-pay, so I'm not very happy.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
743
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA is the best car insurance option for military members and their families in West Virginia. It offers numerous exclusive coverages and discounts for the more than 125,000 veterans living in the state.[1] USAA has excellent customer satisfaction and financial strength ratings, making it a great choice for qualifying drivers.

Pros
  • AM Best financial strength rating of A++ (Superior)

  • Above-average J.D. Power customer satisfaction rating in the mid-Atlantic region

  • Fewer-than-average number of complaints on the NAIC complaint index

Cons
  • Available only to military members and eligible family members

  • 1.2 out of 5 stars on Trustpilot

  • Some reports of delayed claims

GEICO: Best for discounts

User Reviews
3.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.2 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$118/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$145/mo
3.9
A solid optionBased on 12,084 verified guest reviews and ratings
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,458)
Steven
Verified Review
I have no loyalty to insurance companies.
Reviewed in Missouri on August 2025
They stayed pretty stable price-wise, but I'm dropping them for a much better deal.
Keith
Verified Review
Crappie
Reviewed in New Jersey on August 2025
I'm unhappy that my rate went from $1,138 to $1,800 in just 6 months.
Mark
Verified Review
Needed help on the road and they were fast to help!
Reviewed in South Carolina on August 2025
Their app is great! They are quick to respond when needed.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
647
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO is the best option for drivers who want to benefit from discounts. The company offers 23 ways for drivers to save on their policies. GEICO’s an excellent insurer, with solid financial strength ratings and claims satisfaction. It also offers affordable average rates to West Virginia drivers.

Pros
  • Fewer-than-average number of complaints on the NAIC complaint index

  • AM Best financial strength rating of A++ (Superior)

  • Affordable average rates

Cons
  • Slightly below-average J.D. Power customer satisfaction rating in the Mid-Atlantic region

  • 1.5 out of 5 stars on Trustpilot

  • Rideshare coverage not available

  • Our editorial team analyzed regional and national auto insurance companies that sell policies in West Virginia to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.

How to get the best car insurance in West Virginia

You can use the tips below if you’re looking to get the best car insurance for your needs in Virginia.

  • illustration card https://a.storyblok.com/f/162273/150x150/95fa30ac35/insurify-icons-auto-orange-96x96_005-insurance.svg

    Keep a clean driving record

    The best way to keep your car insurance costs low is by not giving your insurance company a reason to raise them by having driving incidents. Keeping a clean driving record is a great way to ensure your rates stay low. Insurance companies consider your driving record when setting rates, and any infractions in your driving history will likely result in increased premiums.

  • illustration card https://a.storyblok.com/f/162273/x/73ee7a876e/repair.svg

    Consider your coverage level

    Before buying a policy, consider how you intend to use your car. If you only drive occasionally or have an older car not worth much, the state-minimum liability coverage may be enough. But if you drive frequently, live in a high-traffic area, or have a new car, you’ll want full coverage, which includes liability, collision, and comprehensive coverage. If you are financing or leasing a vehicle, your lender will likely require full coverage.

  • illustration card https://a.storyblok.com/f/162273/150x150/0a6ece6bd6/insurify-icons-auto-green-96x96_013-family.svg

    Read customer reviews

    It’s crucial to read up on what current customers have to say about an insurer before buying a policy. Check ratings from organizations like J.D. Power, AM Best, and the NAIC, and look at customer reviews on Trustpilot and the Better Business Bureau. Make sure you have a good understanding of what to expect if you ever need to use your insurance coverage. A slightly cheaper rate may not be worth a customer service headache.

  • illustration card https://a.storyblok.com/f/162273/x/d980bd9cc4/membership.svg

    Apply for discounts

    Car insurance discounts are one of the best ways to decrease your insurance costs a bit. Most insurance companies offer numerous discounts, giving you plenty of avenues to save. One of the best discount opportunities comes from bundling your auto and home insurance with one insurer. If you’re not sure what discounts you qualify for, just ask your insurance company or insurance agent.

  • illustration card https://a.storyblok.com/f/162273/150x150/8329623678/money-96x96-blue_025-online-money.svg

    Compare car insurance quotes

    Comparing car insurance rates is one of the easiest ways to find lower rates for your policy. Every insurance company determines rates differently, so premiums can vary across companies even for the same policy. When you compare quotes and companies, don’t just choose the cheapest option — pick a reliable insurer that has good customer reviews.[2]

Find Cheap Car Insurance in West Virginia

Liability quotes start at $62 per month

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Average cost of car insurance in West Virginia

The overall average cost of car insurance in West Virginia is $117 per month, compared to the national average rate of $149 per month. West Virginia drivers pay an average rate of $83 per month for liability coverage and $152 for full coverage.

The cost of a full-coverage car insurance policy in West Virginia increased by 5% from 2023 to 2024, from an average of $1,811 to $1,906 for one year’s worth of coverage. This is likely due in part to the increased prices of vehicle repairs and increases in the number of claims.[3] Insurify projects an additional 1% increase in 2025.[4]

Best car insurance in West Virginia FAQs

If you’re still not sure about the right policy for your coverage needs, the following information can help answer your remaining questions about car insurance in the Mountain State.

  • How much is car insurance in West Virginia?

    On average, West Virginia drivers pay $117 per month for car insurance. The average cost of state-minimum coverage in West Virginia is $83 per month, but full coverage is $152 per month.

    For comparison, U.S. drivers pay $107 per month for liability and $192 for full coverage. How much you pay will depend on your driving history, age, ZIP code, and more. The best way to find cheap auto insurance is to compare quotes from multiple insurers.

  • What are the best car insurance companies in West Virginia?

    Erie, State Farm, Progressive, USAA, and GEICO are the best car insurance companies in West Virginia. But those insurers may not be the best choices for you. Every insurer determines premiums differently. It’s crucial to compare car insurance quotes and companies before deciding on a policy.

  • What is the required auto insurance coverage amount in West Virginia?

    West Virginia drivers must carry the state-minimum requirements of $25,000 per person and $50,000 per accident in bodily injury liability coverage and $25,000 per accident in property damage liability coverage. Drivers also need to carry the same liability limits in uninsured motorist coverage.[5]

Sources

  1. U.S. Department of Veterans Affairs. "West Virginia: Distribution of Veterans by County (FY2023)."
  2. Insurance Information Institute. "How to save money on car insurance."
  3. West Virginia Offices of the Insurance Commissioner. "West Virginia Insurance Bulletin No. 24-04."
  4. Insurify. "Insurify Projects Car Insurance Costs Will Increase Another 5% in 2025, After Soaring 42% Since 2022."
  5. West Virginia Offices of the Insurance Commissioner. "Automobile Mandatory Limits."
Danny Smith
Danny Smith

Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.

Danny has been a contributor at Insurify since March 2022.

Katie Powers
Edited byKatie PowersSenior Editor
Photo of an Insurify author
Katie PowersSenior Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

  • NPN: 20564519

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

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Daniel Roccato
Reviewed byDaniel RoccatoAdvisor
Headshot of industry expert Daniel Roccato
Daniel RoccatoAdvisor
  • 30+ years in financial services

  • Clinical Professor of Finance, University of San Diego

Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.

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