Cost of Nissan Insurance (2026)
Nissan offers vehicles that meet a wide variety of driver needs. But insurance rates vary, so it’s important to shop around.
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Sarah ArchambaultInsurance Writer, Editor
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Reviewed byKatie Powers
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
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Nissan is a popular car brand known for its great gas mileage, reliability, and safety. Popular models include the Altima sedan, Rogue SUV, and budget-friendly Versa. Insurance rates vary by model and other factors, but Nissan insurance averages $106 per month for liability coverage and $218 per month for full coverage, Insurify data shows.
Keep reading to learn about Nissan’s most popular model options and how much they cost to insure.
Quick Facts
Many Nissans have 5-star NHTSA safety ratings, but newer models haven’t scored as well in IIHS safety tests.
Auto insurance rates are about average for most Nissan models.
Nissan vehicles aren’t typically targeted for theft and don’t appear on the list of the 10 most stolen cars.[1]
Cost of Nissan insurance by model
The average cost of a Nissan insurance policy varies by model since insurers consider safety features, vehicle age, vehicle type, driving record, and model information when setting rates.[2] The table below shows the average monthly quote based on the car model.
Nissan Model  | Average Monthly Quote |
|---|---|
| Altima | $238 |
| Frontier | $191 |
| Kicks | $215 |
| LEAF | $224 |
| Pathfinder | $203 |
| Rogue | $199 |
| Sentra | $233 |
| Versa | $218 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Cheapest Nissan insurance by model
A Nissan might be a good option for people shopping on a budget, thanks to relatively low MSRPs and insurance rates. The company offers a wide range of vehicles, including sedans, SUVs, and an electric model. Insurance rates vary by model but also between insurance companies. Shop around for coverage to find the best rate.
Here’s a closer look at some top Nissan models and how much drivers pay, on average, for car insurance.
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Liability rates average $106 per month
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Nissan Altima
The Nissan Altima is one of the bestselling models and has a 5-star NHTSA safety rating, but it didn’t fare so well with the Insurance Institute for Highway Safety (IIHS). It gets good gas mileage, at 32 mpg, and comes with standard features like blind-spot alert, remote start, a collision warning system, and traction control. Altimas have a starting MSRP of $25,730.
Insurance Company | Average Quote: Full Coverage |
|---|---|
| USAA | $111 |
| State Farm | $128 |
| GEICO | $133 |
| Allstate | $155 |
| Progressive | $163 |
| American Family | $194 |
| Nationwide | $207 |
| Travelers | $220 |
| Liberty Mutual | $223 |
| Farmers | $277 |
| The General | $278 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Nissan Rogue
The Nissan Rogue SUV fits five passengers and starts at $28,420, making it a little more expensive than other models. It has a comparable gas mileage to the Altima, at 33 mpg, and a 5-star NHTSA safety rating. But like the Altima, the latest Rogue didn’t earn a top IIHS safety score.
Blind-spot detection, a collision-avoidance system, a driver-attention assist monitor, slip control, and remote keyless entry come standard. But remote start is an optional add-on for the Rogue.
Insurance Company | Average Quote: Full Coverage |
|---|---|
| USAA | $93 |
| State Farm | $107 |
| GEICO | $110 |
| Allstate | $129 |
| Progressive | $135 |
| American Family | $161 |
| Nationwide | $173 |
| Travelers | $184 |
| Liberty Mutual | $186 |
| Farmers | $231 |
| The General | $232 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Nissan Sentra
The Nissan Sentra is a solid budget-friendly option, with an MSRP of $20,890. The gas mileage is similar to other Nissans, at 34 mpg, and it includes many of the same standard safety features as the Altima, like remote keyless entry and a push-button engine start. The Sentra doesn’t have a remote engine start.
Insurance Company | Average Quote: Full Coverage |
|---|---|
| USAA | $109 |
| State Farm | $125 |
| GEICO | $129 |
| Allstate | $151 |
| Progressive | $159 |
| American Family | $189 |
| Nationwide | $202 |
| Travelers | $215 |
| Liberty Mutual | $217 |
| Farmers | $271 |
| The General | $272 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Nissan Frontier
For pickup truck lovers, the Nissan Frontier offers multiple cab options, with a starting MSRP of $29,770 for the crew cab. At 21 mpg, it doesn’t have excellent gas mileage, but it has more horsepower than other Nissan models.
Not all models have four-wheel drive, but forward-collision warning with automatic emergency braking is standard. IIHS safety testing for the 2024 Frontier hasn’t been completed, and the NHTSA has yet to test it.
Insurance Company | Average Quote: Full Coverage |
|---|---|
| USAA | $89 |
| State Farm | $103 |
| GEICO | $106 |
| Allstate | $124 |
| Progressive | $130 |
| American Family | $155 |
| Nationwide | $166 |
| Travelers | $177 |
| Liberty Mutual | $178 |
| Farmers | $222 |
| The General | $223 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Nissan Pathfinder
The Nissan Pathfinder is another popular SUV option and has a starting MSRP of $35,810. This model is one of the more expensive options and doesn’t have excellent gas mileage, with just 23 mpg. This spacious option seats up to seven people and has two-wheel drive, unlike the Rogue.
The Pathfinder includes a blind-spot alert, a collision warning system, traction control, slip control, and driver-attention assist.
Insurance Company | Average Quote: Full Coverage |
|---|---|
| USAA | $95 |
| State Farm | $109 |
| GEICO | $113 |
| Allstate | $132 |
| Progressive | $138 |
| American Family | $165 |
| Nationwide | $176 |
| Travelers | $188 |
| Liberty Mutual | $189 |
| Farmers | $236 |
| The General | $237 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Nissan Kicks
The Kicks is one of the more affordable SUVs, with a starting MSRP of $23,220. It has significantly better gas mileage than the Pathfinder, at 33 mpg, and it seats five people.
Unlike the other vehicles on this list, the Kicks doesn’t include driver-attention assist or slip control. But Bluetooth, cruise control, remote keyless entry, and push-button engine start come standard.
Insurance Company | Average Quote: Full Coverage |
|---|---|
| USAA | $100 |
| State Farm | $115 |
| GEICO | $119 |
| Allstate | $139 |
| Progressive | $146 |
| American Family | $174 |
| Nationwide | $186 |
| Travelers | $199 |
| Liberty Mutual | $201 |
| Farmers | $250 |
| The General | $251 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Nissan Versa
The Nissan Versa is a cheaper sedan option. The Versa gets average gas mileage, at 30 mpg, and has fewer bells and whistles, resulting in a lower starting price of $18,330. This model doesn’t include a blind-spot alert, a collision warning system, or driver-attention assist.
It has a “Good” IIHS score for two crashworthiness tests and a 5-star safety rating from the NHTSA. If you’re looking for a budget-friendly vehicle, the starting price of this car might be its biggest selling point.
Insurance Company | Average Quote: Full Coverage |
|---|---|
| USAA | $102 |
| State Farm | $117 |
| GEICO | $121 |
| Allstate | $142 |
| Progressive | $149 |
| American Family | $178 |
| Nationwide | $190 |
| Travelers | $202 |
| Liberty Mutual | $204 |
| Farmers | $254 |
| The General | $255 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Nissan LEAF
Eco-friendly drivers can find an affordable electric vehicle with the Nissan LEAF. The car gets 34 mpg and runs entirely on electricity, so drivers can see significant savings as they skip the gas station. The LEAF can average around 149 miles on a full battery. The five-seater requires eight hours to get a full charge.
Drivers may pay lower insurance premiums, as the car has five stars on crash ratings from the NHTSA. And the Nissan LEAF is one of the most affordable electric vehicles on the market, with a starting MSRP of $29,280.
Insurance Company | Average Quote: Full Coverage |
|---|---|
| USAA | $105 |
| State Farm | $121 |
| GEICO | $125 |
| Allstate | $146 |
| Progressive | $153 |
| American Family | $182 |
| Nationwide | $195 |
| Travelers | $207 |
| Liberty Mutual | $210 |
| Farmers | $261 |
| The General | $262 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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Best companies for Nissan car insurance
Choosing the right insurance company can take some time, but the right fit will help put your mind at ease when you’re on the road. Here are some of the best car insurance companies for Nissan drivers.
USAA: Best for military members
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $51/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $103/mo |
4.9
Best choiceBased on 3,671 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.8 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best For
Showing recent national reviewsSee all 1,581 USAA reviews
Verified Review
Reviewed in Louisiana on May 28, 2026
Very good coverage, quick and courteous service. Premiums are too high. Increases with last 3 renewals, no changes in driving record.
Verified Review
Reviewed in Texas on May 23, 2026
Get a copy of the policy before you commit. The website is hard to navigate.
Verified Review
Reviewed in Florida on May 22, 2026
Fair pricing and good customer service, if you can get through the AI phone system to a real person!
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
State Farm: Best for customer satisfaction
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $108/mo |
4.0
Best choiceBased on 18,282 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best For
Showing recent national reviewsSee all 7,584 State Farm reviews
Verified Review
Reviewed in California on May 28, 2026
I love my agent in Oakdale. They're amazing!
Verified Review
Reviewed in Florida on May 27, 2026
Coverage is good. Cost is the best compared to others, even with an umbrella policy.
Verified Review
Reviewed in Michigan on May 27, 2026
It's expensive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
GEICO: Best for discounts
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $80/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $148/mo |
4.0
Best choiceBased on 18,364 verified driver reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.0 | 3.2 |
| Customer service | 4.1 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.8 | 2.9 |
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Based on analysis of verified reviews collected by Insurify
Best For
Showing recent national reviewsSee all 7,762 GEICO reviews
Verified Review
Reviewed in California on May 28, 2026
I am a loyal customer and haven’t had any issues in 40 years. I had a slight fender bender, my fault - no damage to my car, but the other party got a crooked lawyer/doctor and made a large medical claim, which Geico paid off as a joke lawsuit. The downside is now my rates have gone up and no other insurance company will take me for 3 years. I would really appreciate it if Geico could find a way to help a poor senior living on social security.
Verified Review
Reviewed in New York on May 28, 2026
Good service 👍.
Verified Review
Reviewed in New Mexico on May 28, 2026
My policy was priced average, then I had some financial problems with my bank and let it lapse. The following week, I was going to reactivate it, but it was too pricey.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Nissan car insurance coverages
Liability-only insurance may not be enough coverage to protect you in a serious accident or incident — or from a driver with no insurance. Adding optional coverage can help cover costs if you need to file a claim:[3]
Collision coverage
Collision insurance pays for damages to your vehicle if you’re in a collision with another car or object. Insurance policies include this type of coverage as part of a full-coverage policy. Collision coverage doesn’t protect against damage from other incidents or natural disasters.
Comprehensive coverage
Comprehensive insurance protects against damage to your vehicle, including damage from vandalism, theft, fire, and natural disasters.
Uninsured/underinsured motorist coverage
Some drivers don’t have insurance (even though it’s legally required), or their policy may not cover enough to provide adequate compensation for damages. Uninsured/underinsured motorist coverage adds extra protection for you if the other driver doesn’t have enough insurance coverage.
Personal injury protection coverage
Personal injury protection (PIP) provides coverage for medical costs and lost wages. Some states require drivers to purchase a PIP policy with liability-only policies. Check with your state for its requirements.
Gap coverage
Gap insurance is an optional product that helps protect you from financial loss if you have a vehicle loan and your car gets totaled. A gap policy pays the difference between what you owe on your loan and your vehicle’s insurance payout.
Nissan insurance FAQs
If you’re considering a Nissan but still have questions about the cost of insurance, check out the additional information below.
Which company has the cheapest Nissan insurance?
Nissan insurance rates vary based on numerous factors, including safety features, driver history, location, and discount options. While your vehicle’s model can affect the cost of your insurance policy, you can help control the price with higher deductibles and different coverage amounts.
Are Nissans expensive to insure?
Insurance rates for Nissan vehicles are comparable to other brands and models. One factor affecting a model’s insurance rates is how often it’s stolen. According to the National Insurance Crime Bureau, Nissans aren’t even in the top 10 most stolen vehicles.
How much does it cost to insure a Nissan Frontier?
The cost to insure a Nissan Frontier averages $191 per month, Insurify data shows. But the rates you pay to insure your Frontier depend on your driving history, location, and coverage options. The highway safety ratings for the Nissan Frontier are lower in many areas, which could increase insurance costs.
Which Nissan model is the cheapest to insure?
The Nissan Frontier is one of the cheapest models to Insure, at an average of $191 per month, according to Insurify data.
Sources
- National Insurance Crime Bureau. "New Report: Imports Top List for America’s Most Stolen Vehicles."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Angela BrownFreelance Personal Finance Writer
17+ years in insurance and personal finance writing
In-depth knowledge of home and real estate topics
Featured in
Sarah ArchambaultInsurance Writer, Editor
Experienced personal finance writer
Background working with banks and insurance companies
Featured in
Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in