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Cheap Auto Insurance Quotes in West Jordan, UT (July 2022)
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Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka
Last Updated February 4, 2022
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Car Insurance in West Jordan, UT
The average cost of Utah car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in West Jordan, UT to find you the cheapest quotes in the area.
Quick Facts
- The average cost of car insurance in West Jordan is $185 per month, or $2220 annually.
- Car insurance in West Jordan is $12 more than the average cost of car insurance in Utah.
- The cheapest car insurance provider in West Jordan on average is Sun Coast, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
Progressive$48
Allstate$101
State Farm$147
The General$157
American Family$170
Cheapest Car Insurance in West Jordan, UT
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in West Jordan | Quotes |
|---|---|
| Progressive | $48 /mo |
| Allstate | $101 /mo |
| State Farm | $147 /mo |
| The General | $157 /mo |
| American Family | $170 /mo |
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Average Car Insurance Cost
| Utah Cities | |
|---|---|
| Salt Lake City | $132/mo |
| Provo | $119/mo |
| Orem | $130/mo |
| Sandy | $132/mo |
| West Jordan | $125/mo |
| Utah | $128/mo |
Provo$119
West Jordan$125
Average for UT$128
Orem$130
Salt Lake City$132
Sandy$132
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Utah
All motor vehicles operated or parked on Utah roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
- Requested by law enforcement
- Renewing vehicle registration
- The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Utah[1] are:
- $25,000 per person for bodily injury
- $65,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Utah is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.
- $15,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
- $3,000 per accident for PIP
Personal injury protection coverage, also referred to as PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.
Find local West Jordan agents
Behling Insurance Agency, Inc.
8875 S. Redwood Rd Ste B1,
West Jordan, UT 84088GMI Insurance Agency of Utah, LLC
2785 West 9000 South Ste 210,
West Jordan, UT 84088Voni Insurance
9071 South 1300 West Ste 103,
West Jordan, UT 84088One Stop Insurance
8833 S Redwood Rd B1,
West Jordan, UT 84088Four Seasons Insurance Agency Inc.
2273 W 7800 S UNIT 6,
West Jordan, UT 84088Roy Rushton Insurance Agency Inc
1906 W 7800 S,
West Jordan, UT 84088GMI Insurance Agency of Utah
2785 9000 S #210,
West Jordan, UT 84088State Farm: Amy Owens
2785 W 9000 S #212,
West Jordan, UT 84088Steven Blackwell: Allstate Insurance
3823 W 9000 S Ste C,
West Jordan, UT 84088Ability Insurance Agency
7625 3200 W #1,
West Jordan, UT 84084
FAQs - West Jordan, UT Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim. If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs. Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
Insurify Insights
How West Jordan Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in West Jordan, Utah below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how West Jordan drivers measure up to their fellow motorists across Utah in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Honda Civic
Most Popular Car in West Jordan
#9
City with the Most Speeding Tickets Rank in Utah
#31
City with the Most Moving Violations Rank in Utah
#5
City with the Most DUIs Rank in Utah
#11
City with the Most Suspended Licenses in Utah
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. West Jordan drivers rank 13 in the number of car accidents per driver across all cities in Utah.
- Rank within state: #13
- Percent of drivers in West Jordan with an accident: 11.89%
- Drivers in West Jordan, UT with an accident in their driving history pay on average 47.56% more than drivers with a clean record
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Utah, West Jordan drivers rank 9 in the number of speeding infractions per driver.
- Rank within state: #9
- Percent of drivers in West Jordan with a speeding ticket: 13.04%
- Drivers in West Jordan, UT with a speeding ticket in their driving history pay on average 43.29% more than drivers with a clean record
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. West Jordan drivers rank 5 in the number of DUI’s per driver across all cities in Utah.
- Rank within state: #5
- Percent of drivers in West Jordan with a DUI: 3.04%
- Drivers in West Jordan, UT with a DUI in their driving history pay on average -93.29% more than drivers with a clean record
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in West Jordan is the Honda Civic.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Utah, West Jordan drivers rank 2 in rude driving infractions.
- Rank within state: #2
- Percent of drivers in West Jordan with a reckless driving violation: 3.81%
- Drivers in West Jordan, UT with a reckless driving violation in their driving history pay on average 19.51% more than drivers with a clean record.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; West Jordan drivers rank 8 in clean driving records across all cities in Utah.
- Rank within state: #8
- Percent of drivers in West Jordan with clean record: 75.64%
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. West Jordan drivers rank 7 in failure to yield violations per driver across all cities in Utah.
- Rank within state: #7
- Percent of drivers in West Jordan with a failure to yield violation: 0.76%
- Drivers in West Jordan, UT with a failure to yield violation in their driving history pay on average 0% more than drivers with a clean record
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Utah, West Jordan drivers rank 1 in the number of reckless driving offenses per driver.
- Rank within state: #1
- Percent of drivers in West Jordan with a reckless driving offense: 0.19%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. West Jordan drivers rank 14 in hybrid and electric vehicle ownership across all cities in Utah.
- Rank within state: #14
- Percent of drivers in West Jordan with a hybrid/electric vehicle: 1.12%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Sources
- Utah Department of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed May 28, 2022