Temporary Car Insurance in Utah:
Costs and Quotes (2022)

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Last Updated: January 2022

Cheapest Companies for Temporary Car Insurance Utah (2022)

For drivers looking for temporary insurance in Utah, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Utah. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Utah.

Carrier
sun-coast
$112/mo
clearcover
$116/mo
travelers
$129/mo
$129/mo
foremost-signature
$148/mo

What Is Temporary Car Insurance and How to Get It in Utah?

There are many situations where temporary insurance may seem to be the best solution to your driving situation. Perhaps you have a college driver that you want to ensure for the semester or are considering car-sharing insurance. Depending on the details of either scenario, there may be other solutions to your situation than temporary insurance. Your agent may be able to adjust your own insurance to keep your child’s temporary situation in mind. Ridesharing insurance is sometimes regulated by the state and other insurance rules.

But, if short-term insurance is indeed what you need, you can get it in Utah. While you can’t buy it month-to-month, you can find policies written for terms as short as six months. A six-month policy keeps you covered and open to new rates once your policy is set to expire or if you decide to cancel early. Remember that you must always have continuous coverage in Utah. Letting insurance lapse can lead to fees and other problems.

What Are the Average Short-Term Car Insurance Rates in Utah?

The total cost of a six-month, short-term policy in Utah might surprise you. Motorists pay on average about $1,300 to hold a policy for this length of time. We know because we’ve looked at numbers from carriers and actual drivers in the state. Per month, this same six-month premium averages out to $217.

Length of Short-Term Insurance Policy
6 months$217$1,300

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Utah?

When you get a six-month policy instead of signing on to a 12-month premium, you’re able to keep your insurance choices open. Instead of being stuck with the same rate for a year, with a six-month policy, you can shop rates more frequently to ensure you are getting the best deal for your driving dollars.

Why does a six-month policy mean more flexibility? A lot changes in half a year. Your credit may have gone up. You may have improved your driving record. Companies change the way they rate risks as well. The same policy you looked at six months ago may be even cheaper now. The best and fastest way to uncover all your insurance options is to use a site like Insurify. Insurify shows you competitive quotes from up to 20 companies in minutes with just a little information about your vehicle and driving habits.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Utah within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Utah

Insurance prices and policies can vary significantly between companies, and a state like Utah draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

FAQs - Utah Car Insurance

Why is car insurance so expensive in Utah?

There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

Do car insurance rates vary by county in Utah?

Auto insurance costs will vary between locations and insurance carriers, depending on the county Utah. Insurify analyzed the latest data for the five most populous cities in Utah to find you the cheapest quotes in each of these metropolitan areas.

Which providers have the best auto insurance ratings in Utah?

The way to find the carrier with the best auto insurance ratings in Utah and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

How much do annual auto insurance rates increase in Utah?

During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.