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Cheapest Companies for Temporary Car Insurance Utah (2022)

For drivers looking for temporary insurance in Utah, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Utah. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Utah.

CarrierAvg. Monthly Cost
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Sun Coast$112
Clearcover$116
Travelers$129
Novo$129
Foremost Signature$148

What Is Temporary Car Insurance and How to Get It in Utah?

There are many situations where temporary insurance may seem to be the best solution to your driving situation. Perhaps you have a college driver that you want to ensure for the semester or are considering car-sharing insurance. Depending on the details of either scenario, there may be other solutions to your situation than temporary insurance. Your agent may be able to adjust your own insurance to keep your child’s temporary situation in mind. Ridesharing insurance is sometimes regulated by the state and other insurance rules.

But, if short-term insurance is indeed what you need, you can get it in Utah. While you can’t buy it month-to-month, you can find policies written for terms as short as six months. A six-month policy keeps you covered and open to new rates once your policy is set to expire or if you decide to cancel early. Remember that you must always have continuous coverage in Utah. Letting insurance lapse can lead to fees and other problems.

What Are the Average Short-Term Car Insurance Rates in Utah?

The total cost of a six-month, short-term policy in Utah might surprise you. Motorists pay on average about $1,300 to hold a policy for this length of time. We know because we’ve looked at numbers from carriers and actual drivers in the state. Per month, this same six-month premium averages out to $217.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Total Cost of 6 Month, Short-Term Policy
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$217$1,300

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Utah?

When you get a six-month policy instead of signing on to a 12-month premium, you’re able to keep your insurance choices open. Instead of being stuck with the same rate for a year, with a six-month policy, you can shop rates more frequently to ensure you are getting the best deal for your driving dollars.

Why does a six-month policy mean more flexibility? A lot changes in half a year. Your credit may have gone up. You may have improved your driving record. Companies change the way they rate risks as well. The same policy you looked at six months ago may be even cheaper now. The best and fastest way to uncover all your insurance options is to use a site like Insurify. Insurify shows you competitive quotes from up to 20 companies in minutes with just a little information about your vehicle and driving habits.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Utah within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Utah

Insurance prices and policies can vary significantly between companies, and a state like Utah draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Utah Car Insurance

  • Why is car insurance so expensive in Utah?

    There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Do car insurance rates vary by county in Utah?

    Auto insurance costs will vary between locations and insurance carriers, depending on the county Utah. Insurify analyzed the latest data for the five most populous cities in Utah to find you the cheapest quotes in each of these metropolitan areas.

  • Which providers have the best auto insurance ratings in Utah?

    The way to find the carrier with the best auto insurance ratings in Utah and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • How much do annual auto insurance rates increase in Utah?

    During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
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Methodology

Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Jeanette Wisniewski
Jeanette WisniewskiInsurance Writer

Jeannette Wisniewski is a technology writer whose passion is encouraging people to engage with technology by making it more understandable and more interesting. Though she enjoys writing business copy for a wide range of subjects, she is most inspired by emerging tech and its applications. She is a graduate of San Jose State University, a Georgia Peach at heart, and happy to call Boise, ID home.