Cheap Car Insurance for High-Risk Drivers in Utah:
Costs and Quotes (2021)

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Cheapest Insurance Companies for High Risk Drivers in Utah (2021)

For drivers that are high-risk in Utah, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Utah. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Utah.

What Makes a Driver High-Risk in Utah?

Most people don't get behind the wheel with the intention of being an unsafe driver; however, we sometimes end up engaging in dangerous behavior on the road without even realizing it. Speeding, running a red light, or changing lanes frequently can happen quickly if we aren't paying attention and may classify you as a high-risk driver.

Those living in Utah who are in this category may wonder if they can still find affordable car insurance. It's best to do some price shopping before you enroll in a new policy, as some car insurance companies specialize in coverage specifically for these situations.

Utah Car Insurance Rates for High-Risk Drivers
Average Monthly Cost
$181
$216
$233
$186
$218
No ViolationSpeeding TicketAt-Fault AccidentReckless DrivingFailure to Stop
Driving History

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Utah?

Even just one infraction on the road can make a lasting impression on both your driving record and your car insurance premiums. Violations like speeding, driving with a suspended license, and causing an accident are serious in Utah, and along with the likelihood of paying a ticket or fine, your auto coverage rates will definitely increase.

In some cases, a driving violation can boost your auto insurance rates by more than $600 annually, so it's important to price shop before you enroll in new coverage. Some of the most common driving infractions may bring your monthly rates to these figures:

Driving History
No Violation$181
Speeding Ticket$216
At-Fault Accident$233
Reckless Driving$186
Failure to Stop$218

How Much Does a Speeding Ticket Impact Car Insurance Rates in Utah?

Whether you're headed to work or taking a short trip to the grocery store, it never pays to speed—even if you're short on time. Speeding is dangerous and can be expensive when it comes time to renew your car insurance. Drivers in Utah will likely see the following increase with this type of violation on their record:

$181
$216
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$35 ▴Avg. Monthly Rate Increase

How Does an at-Fault Accident Impact Insurance Rates in Utah?

An at-fault accident can happen in the blink of an eye, but unfortunately, the costs associated with this situation can linger. While motorists in Utah may have previously enjoyed affordable car insurance rates, they can expect prices to jump by roughly $50 per month after this violation is added to their record:

$181
$233
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$52 ▴Avg. Monthly Rate Increase

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Utah?

No one in Utah wants to pay more for their car insurance than they have to, but if you run a red light or fail to stop at a stop sign, you'll likely see your annual premiums rise by over $400. Shopping around for lower car insurance rates is an option, but you should be prepared to see this kind of change to your insurance costs:

$181
$218
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$37 ▴Avg. Monthly Rate Increase

Does Driving With a Suspended License Impact Car Insurance Rates in Utah?

Most people don't get behind the wheel with the intention of being an unsafe driver; however, we sometimes end up engaging in dangerous behavior on the road without even realizing it. Speeding, running a red light, or changing lanes frequently can happen quickly if we aren't paying attention and may classify you as a high-risk driver.

Those living in Utah who are in this category may wonder if they can still find affordable car insurance. It's best to do some price shopping before you enroll in a new policy, as some car insurance companies specialize in coverage specifically for these situations.

Tips for Researching High-Risk Utah Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a large and growing state like Utah draws a wide variety of choices when factoring high-risk driving insurance rates.

Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.