Cheap DUI Car Insurance in Nebraska (With Quotes)

Best DUI Insurance Companies in Nebraska (2022)

For drivers with a DUI or DWI offense in Nebraska, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Nebraska. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Nebraska.

DUI Car Insurance Costs in Nebraska

In Nebraska, a DUI or DWI offense will on average have drivers paying $335 per month and $4,020 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 80% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Nebraska?

A DUI charge will have a negative impact on your life for some time. It will be a mark on your driving record; it might affect your ability to get a job (or cost you your current one); and from a financial standpoint, a lot of your money will go toward fines, legal fees, and a higher car insurance premium.

Maintaining a clean driving record is a good way to keep your car insurance rates low. In Nebraska, drivers without a DUI pay $148.52 less a month on their car insurance than those with a conviction. One lapse in judgment could raise your insurance costs almost 80 percent, to $334.52 a month. Hopefully this significant rate hike will make you think twice about getting behind the wheel after you've been drinking.

What Are the Average Car Insurance Prices After a DUI in Nebraska?

Your individual circumstances will dictate your car insurance rate after a DUI. However, most Nebraska drivers with a DUI on their record pay $334.52 a month to remain insured.This makes Nebraska the 35th most expensive state for car insurance after a DUI.

Choosing car insurance is a big decision for someone with a clean driving record. Having a DUI charge makes the decision an even bigger one. Take your time when comparing insurance companies' prices. Also, be sure to see what other insurance products they cover and what types of discounts you might be eligible for. Insuring your vehicle after a DUI will be expensive—every dollar you can save helps.

How Long Is the Lookback Period for a DUI in Nebraska?

A lookback period is how long a DUI remains on a driver's record. Nebraska's DUI lookback period is 15 years. That means if you were charged with another DUI within 15 years of the first one, it would be deemed a second offense and result in a harsher penalty. One the other hand, if a subsequent DUI came after the lookback period expired, it would be considered a first offense. Car insurance companies typically only look back three to five years regarding your DUI when determining your premium price.

Hopefully, you'll never have to deal with the fallout from a subsequent DUI. The first is damaging enough to your life and wallet. Maintain a clean driving record after your DUI charge to keep your insurance rates from increasing too much higher. Over time, your insurance premium should decrease as long as you avoid any more traffic violations.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies