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Temporary Car Insurance in Minnesota (With Quotes)

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Cheapest Companies for Temporary Car Insurance Minnesota (2022)

For drivers looking for temporary insurance in Minnesota, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Minnesota. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Minnesota.

CarrierAvg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Midvale$135
Safeco$167
Travelers$177
Acuity$196
Nationwide$202

What Is Temporary Car Insurance and How to Get It in Minnesota?

In the Land of 10,000 Lakes, temporary car insurance policies typically last six months and are often cheaper than long-term 12-month insurance policies. It’s common to see websites advertising daily, weekly, or monthly car insurance policies, but usually, they’re just sneaky ways to lock you into a standard six-month insurance policy. In the U.S., reputable car insurance companies only market six- or 12-month policies. If you need a policy for less than six months, think about signing up for a six-month policy and canceling early.

Have you ever bought something that just didn’t work out? Short-term car insurance policies might stop buyer’s remorse. Temporary car insurance gives you the freedom to find the best rate every six months. That way, you’re always discovering the best offers on the market. Speaking of the best, you can pick between up to 20 short-term car insurance quotes from top companies in just a few minutes at Insurify!

What Are the Average Short-Term Car Insurance Rates in Minnesota?

After over 25 million insurance quotes, Insurify’s database reveals that Minnesota’s average six-month policy costs $1,177. Punch that into a calculator, and you realize that’s $196 per month, a rate that makes Minnesota the 16th-cheapest for short-term car insurance in the nation.

Length of Short-Term Insurance PolicyAvg. Monthly Rate, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.Total Cost of 6 Month, Short-Term Policy The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
6 months$196$1,177

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What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Minnesota?

Although Minnesota’s rates are pretty reasonable compared to the rest of the country, that doesn’t mean that every driver gets a perfect price. Insurance companies change how they assess risk when new data becomes available. That means a company that’s great today could cost you a lot in half a year. But when you’re only with them for six months, you can jump to a better company.

Another bonus is the flexibility of short-term policies. If you have an awful experience with an insurance agent, claims process, or anything else that just rubs you the wrong way, you’re never more than six months away from saying goodbye. When you’re ready to make a change and lock in the best service, why not snag the best deal at the same time? That’s where Insurify comes in to help you compare quotes for up to 20 companies within minutes, so you find the best match of service and price.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Minnesota within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Minnesota

Insurance prices and policies can vary significantly between companies, and a state like Minnesota draws a wide variety of choices when drivers are evaluating temporary car insurance plans.
Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Minnesota Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Minnesota. Insurify analyzed the latest data for the five most populous cities in Minnesota to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Minnesota and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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  • Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.

Courtney Roy
Courtney RoyInsurance Writer

Courtney Roy is a financial and technology writer. He creates content that makes an actionable difference in the lives of his readers by helping them understand matters of personal finance. In addition to years of experience across multiple industries, Courtney has insurance licenses, a real estate license, and a degree in electrical engineering.