4.8out of 3,000+ reviews

Cheap Auto Insurance Quotes in Cedar Falls, IA (January 2022)

  • Personalized quotes in 5 minutes or less
  • No signup required
1 Insurance
Last Updated: January 2022

Car Insurance in Cedar Falls, IA

The average cost of Iowa car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Cedar Falls, IA to find you the cheapest quotes in the area.
$20
$34
$40
$83
$193
ProgressiveState FarmAllstateNationwideThe General

Cheapest Car Insurance in Cedar Falls, IA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$77
$70
$64
$92
$85
$74
IowaDes MoinesCedar RapidsDavenportSioux CityCedar Falls
Click here to learn about car insurance quotes and save on your current policy.

Cedar Falls, IA Driving Facts

iowa

Minimum Car Insurance Requirements in IA

Iowa drivers are held to different standards than most of the nation's motorists: there is no specific law mandating that they purchase Iowa car insurance. However, if an Iowa driver gets into an accident, or gets a license suspended or revoked, they must demonstrate proof of financial responsibility to the state's Department of Transportation.

Find local Cedar Falls agents

Cedar Ridge Insurance Services
200 State Street Ste 201D, Cedar Falls, IA 50613
Phillips Stafford Insurance Group
200 State Street Ste 202-H, Cedar Falls, IA 50613
TrueNorth Companies
226 Main Street, Cedar Falls, IA 50613
Brummel Madsen & Assoc
318 Main, Cedar Falls, IA 50613
The Accel Group
100 E 2nd St, Cedar Falls, IA 50613
LSB Insurance
219 Main Street, Cedar Falls, IA 50613
Brad Jacobson - State Farm Insurance Agent
4919 University Ave, Cedar Falls, IA 50613
Douglas Trunnell Insurance
3826 Cedar Heights Dr, Cedar Falls, IA 50613
Sandy Benak - State Farm Insurance Agent
2103 Main St, Cedar Falls, IA 50613
Brad McCunniff - State Farm Insurance Agent
1708 State St, Cedar Falls, IA 50613

Insurify Insights: How Cedar Falls Drivers Measure Up

kia
KIA Forte
Most Popular Car in
Cedar Falls, IA
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Cedar Falls drivers measure up to their fellow Iowa motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Cedar Falls

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Cedar Falls is the KIA Forte.

DUI/DWIs in Cedar Falls

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Cedar Falls drivers rank -- in the number of DUI’s per driver across all cities in Iowa.

  • Rank within state: #--
  • Percent of drivers in Cedar Falls with a DUI: {{percentDrivers}}%
  • Drivers in Cedar Falls, IA with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Cedar Falls

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Iowa, Cedar Falls drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Cedar Falls with a speeding ticket: {{percentDrivers}}%
  • Drivers in Cedar Falls, IA with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3690 Reviews

Insurify is rated 4.8 out of 5 based on 3690 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!