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Cheap Auto Insurance Quotes in Burlington, IA (September 2022)

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Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Tanveen Vohra

By: Tanveen Vohra

Edited by Olivia Oksenhorn | Reviewed by Licensed Insurance Agent, Amber Benka

Updated February 4, 2022

Car Insurance in Burlington, IA

Buying a new car is exciting, but do you have car insurance? Drivers in Burlington should have car insurance to stay protected behind the wheel, and while Iowa is one of the cheaper states when it comes to the cost of auto insurance, with average premiums of $158 per month, drivers can find cheaper car insurance if they know where to look. Use Insurify to get the best rates!

Quick Facts

  • The average cost of car insurance in Burlington is $137 per month, or $1644 annually.
  • Car insurance in Burlington is $5 less than the average cost of car insurance in Iowa.
  • The cheapest car insurance provider in Burlington on average is Travelers, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Dairyland
$117
Bristol West
$133
Liberty Mutual
$153
The General
$165

Cheapest Car Insurance in Burlington, IA

Everyone wants cheap car insurance, and luckily for Burlington residents, affordable car insurance options are available. Although the following insurance companies have the cheapest car insurance quotes in Burlington on average, it’s always a good idea to shop around and compare quotes so you can make sure you’re getting the absolute best rate.

Insurance Provider in BurlingtonQuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Dairyland$117 /mo
Bristol West$133 /mo
Liberty Mutual$153 /mo
The General$165 /mo

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Best Car Insurance in Burlington, IA

While cheap car insurance is a priority, it’s also important to make sure you have an insurance company with good customer service that can reliably pay claims.  We analyzed factors that reflect quality, reliability, and health of an insurance company to calculate its Insurify Composite Score and rank car insurance providers. The following is the best insurer in Burlington.

Best CompaniesScoreThe Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor's, Moody's, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews.QuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Liberty Mutual82$153 /mo

Average Car Insurance Cost

Iowa Cities
Des Moines$70/mo
Cedar Rapids$64/mo
Davenport$92/mo
Sioux City$85/mo
Burlington$142/mo
Iowa$91/mo
Cedar Rapids
$64
Des Moines
$70
Sioux City
$85
Average for IA
$91
Davenport
$92
Burlington
$142
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Iowa

All motor vehicles operated or parked on Iowa roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Iowa[1] are:

  • $20,000 per person for bodily injury
  • $40,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Iowa is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $15,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Burlington Car Insurance Rates by Driver Age

Age is one of the first factors an insurance provider will look at when determining your  auto insurance premium. Younger drivers, who are less experienced and more likely to get into accidents, tend to see the highest rates. Older drivers, on the other hand, see lower costs. Here’s what you can expect to pay in Iowa based on your age bracket.

Driver's AgeAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Teens$273
20s$174
30s$125
40s$111
50s$95
60s$88
70s$93
80+$96

Burlington Car Insurance Rates by Driving and Accident History

One of the many factors that will determine your car insurance rates is your driving record. Drivers with DUIs, car accidents, and other traffic violations in their past will see higher rates than drivers with clean records, because drivers with infractions are a higher risk to insure. Here’s what you can expect to pay on average in Iowa based on your driving history.

Driving HistoryAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clean Record$130
Speeding Ticket$182
At-Fault Accident$190
DUI$257

Burlington Car Insurance Rates by Credit Tier

Your credit score will also impact your car insurance rates. Usually, drivers with a good credit score will typically pay less for auto insurance than drivers with a bad credit score because historically, drivers with good credit file fewer claims. Here’s what you can expect to pay on average in Iowa based on your credit score.

Credit TierAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Excellent$131
Good$140
Average$163
Bad$203

Burlington DMV Information

The department of motor vehicles (DMV) is a state-level government agency that provides services related to cars and other vehicles, such as purchasing new license plates and vehicle registration renewal. Burlington has a driver’s license station, where drivers can schedule an appointment for services or, in some cases, drivers can get licenses renewed online. 

The Burlington Driver’s License Station is open from 8:30 a.m. to 5:00 p.m. Tuesday through Friday and from 8:00 a.m. to 1:00 p.m. on Saturday. The office is located at:

550 S Gear Ave
West Burlington, IA 52601

Public Transportation in Burlington

The Burlington Urban Service (BUS) provides public transportation for Burlington and West Burlington residents. All buses are available to all Burlington residents and are equipped with accessibility features for residents with disabilities. For residents who prefer a bit more privacy when commuting, Uber, Lyft, and Taxi services are all available in the Burlington area. 

How to get the cheapest car insurance in Burlington

The easiest way to get the best and cheapest car insurance in Burlington is to compare quotes. Instead of spending hours on the phone with an insurance agent just to get one quote, try comparing quotes online. With Insurify, you can compare free quotes and find your best rate in a matter of minutes. 

At Insurify, we make it easy. Just enter a bit of information about yourself and in under five minutes we’ll provide quotes from the insurance giants such as Nationwide, Allstate, and State Farm insurance along with quotes from local insurance agencies so you can rest easy knowing you’ve found the best possible rate. You can also use Insurify for homeowners insurance.

FAQs - Burlington, IA Car Insurance

  • The best way to find cheap car insurance in Burlington is to compare quotes with Insurify. With our tools, you can compare quotes side-by-side and all in one place, so it’s easy to find the cheapest car insurance. You can also save on your car insurance by bundling insurance products like home insurance, renters insurance, or life insurance with your auto policy.

  • The average cost of car insurance in Burlington is $68 per month, but no two drivers are the same and your driving record, your age, and your credit score will impact your rates. That’s why it’s always important to shop around and compare quotes, because the average cheapest auto insurance company in your area might not have the best rate for you.

  • While Iowa auto insurance coverage is relatively cheap compared to the rest of the nation, individual circumstances such as your driving record and your age can cause your car insurance premiums to go up. Your insurance needs can also impact your insurance rates; if you decide to purchase a full-coverage car insurance policy, you’ll see higher costs.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Insurify Insights

How Burlington Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Burlington, Iowa below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Burlington drivers measure up to their fellow motorists across Iowa in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

ford

Ford F-Series Pickup

Most Popular Car in Burlington

#22

City with the Most Speeding Tickets Rank in Iowa

#17

City with the Most Moving Violations Rank in Iowa

#20

City with the Most DUIs Rank in Iowa

#6

City with the Most Suspended Licenses in Iowa

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Burlington drivers rank 19 in the number of car accidents per driver across all cities in Iowa.

    • Rank within state: #19
    • Percent of drivers in Burlington with an accident: 8.2%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Burlington drivers rank 20 in the number of DUI’s per driver across all cities in Iowa.

    • Rank within state: #20
    • Percent of drivers in Burlington with a DUI: 1.4%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Iowa, Burlington drivers rank 8 in the number of reckless driving offenses per driver.

    • Rank within state: #8
    • Percent of drivers in Burlington with a reckless driving offense: 2.4%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Iowa, Burlington drivers rank 10 in rude driving infractions.

    • Rank within state: #10
    • Percent of drivers in Burlington with a reckless driving violation: 2.4%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Iowa, Burlington drivers rank 22 in the number of speeding infractions per driver.

    • Rank within state: #22
    • Percent of drivers in Burlington with a speeding ticket: 11.7%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Burlington drivers rank 7 in clean driving records across all cities in Iowa.

    • Rank within state: #7
    • Percent of drivers in Burlington with clean record: 73.5%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Burlington drivers rank 19 in hybrid and electric vehicle ownership across all cities in Iowa.

    • Rank within state: #19
    • Percent of drivers in Burlington with a hybrid/electric vehicle: 0.36%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Tanveen Vohra
Tanveen Vohra
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Editorial Manager

Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.

Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others.

Learn More

Sources

  1. Iowa Insurance Division. "State Minimum Car Insurance Requirements." Accessed May 28, 2022