Cheap Auto Insurance Quotes in Meridian, ID (2021)

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Car Insurance in Meridian, ID

The average cost of Idaho car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Meridian, ID to find you the cheapest quotes in the area.

$66
$77
$162
$163
$177
State FarmProgressiveAmerican FamilyLiberty MutualThe General

Cheapest Car Insurance in Meridian

Here are the cheapest carriers in Meridian for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$114
$112
$121
$108
$99
$129
IdahoBoiseNampaIdaho FallsPocatelloMeridian

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Meridian, ID Driving Facts

idaho

Minimum Car Insurance Requirements in ID

Every state is unique when it comes to car insurance requirementsThe requirements in Idaho are only slightly higher than the national averageMinimum coverage in Idaho includes:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Optional coverage includes $25,000/$50,000 uninsured and underinsured motorist coverage. However, to waive that coverage Idaho drivers must do so in writing (according to Idaho Insurance Code §41-2502)

Insurify Insights: How Meridian Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Meridian, ID
suspended licenses
#5
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Meridian drivers measure up to their fellow Idaho motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Meridian

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Meridian drivers rank 18 in the number of car accidents per driver across all cities in Idaho.

  • Rank within state: #18
  • Percent of drivers in Meridian with an accident: 10.12%
  • Drivers in Meridian, ID with an accident in their driving history paid on average 18.57% more than drivers with a clean record

Speeding Meridian

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Idaho, Meridian drivers rank 1 in the number of speeding infractions per driver.

  • Rank within state: #1
  • Percent of drivers in Meridian with a speeding ticket: 14.58%
  • Drivers in Meridian, ID with a speeding ticket in their driving history paid on average 8.57% more than drivers with a clean record

DUI/DWIs Meridian

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Meridian drivers rank 9 in the number of DUI’s per driver across all cities in Idaho.

  • Rank within state: #9
  • Percent of drivers in Meridian with a DUI: 2.53%
  • Drivers in Meridian, ID with a DUI in their driving history paid on average -95% more than drivers with a clean record

Most Popular Vehicle Meridian

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Meridian is the Ford F-Series Pickup.

Rude Meridian

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Idaho, Meridian drivers rank 7 in rude driving infractions.

  • Rank within state: #7
  • Percent of drivers in Meridian with a reckless driving violation: 2.98%
  • Drivers in Meridian, ID with a reckless driving violation in their driving history paid on average 4.29% more than drivers with a clean record.

Safest Drivers Meridian

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Meridian drivers rank 4 in clean driving records across all cities in Idaho.

  • Rank within state: #4
  • Percent of drivers in Meridian with clean record: 75.89%

Failure to Yield the Right of Way Meridian

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Meridian drivers rank 4 in failure to yield violations per driver across all cities in Idaho.

  • Rank within state: #4
  • Percent of drivers in Meridian with a failure to yield violation: 0.89%
  • Drivers in Meridian, ID with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Meridian

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Idaho, Meridian drivers rank 4 in the number of reckless driving offenses per driver.

  • Rank within state: #4
  • Percent of drivers in Meridian with a reckless driving offense: 0.3%

Hybrid/Electric Vehicle Ownership Meridian

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Meridian drivers rank 1 in hybrid and electric vehicle ownership across all cities in Idaho.

  • Rank within state: #1
  • Percent of drivers in Meridian with a hybrid/electric vehicle: 1.14%

Green Driving in Meridian, ID

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

Idaho has well-documented air pollution issues. Among the most pressing concerns in the state are the smoke levels that are obscuring the Foothills region, which is said to have contributed to a rise in pulmonary disease. The state of Idaho offers many green driver incentives, including federal tax credits and discounts through some car insurance carriers.

Greenes Cities

Meridian

Greenes Cities
% of Hybrids / Electrics
1%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.