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Cheap DUI Car Insurance in Idaho (With Quotes)
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Best DUI Insurance Companies in Idaho (2022)
For drivers with a DUI or DWI offense in Idaho, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Idaho. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Idaho.
| Carrier | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Metropolitan Property and Casualty Insurance Company | $87 |
| Liberty Mutual | $89 |
| Travelers | $92 |
| Safeco Insurance | $99 |
| Dairyland Insurance | $115 |
| The General | $166 |
| American Family Insurance | $178 |
DUI Car Insurance Costs in Idaho
In Idaho, a DUI or DWI offense will on average have drivers paying $244 per month and $2,928 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 77% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
How Much Does a DUI Impact Car Insurance Rates in Idaho?
A DUI charge will negatively impact various parts of your life, including your finances, relationships, driving record, and maybe even your job status. Your car insurance rates are no exception.
A clean driving record is a good first step toward a low car insurance rate. Idaho drivers without a DUI pay on average $106.18 less a month for their car insurance than those with one. That lapse in judgment could increase your car insurance rates almost 77 percent, to $244.18 per month. Your car insurance rate is likely to increase over time; don't add to the damage with an avoidable mistake like getting a DUI.
| No Violation - Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. | After DUI - Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. | Average Percent Increase After DUI |
|---|---|---|
| $138 | $244 | 76.81% |
What Are the Average Car Insurance Prices After a DUI in Idaho?
Your individual circumstances will determine your car insurance rates after a DUI. However, many drivers in Idaho with a DUI on their record pay $244.18 a month to maintain their coverage. This makes Idaho the 48th most expensive state to get a DUI in from a car insurance standpoint.
Taking time to compare car insurance rates is one the best decisions you can make after you've been charged with a DUI in Idaho. Look at more than just car insurance when shopping; be sure to see what other products the company offers, too. You may be able to bundle your car and home insurance policies and get a discount.
| Idaho After DUI Avg. Monthly Rate The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. | Most Expensive State for DUI (1-50) |
|---|---|
| $244 | 48th |
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How Long Is the Lookback Period for a DUI in Idaho?
A lookback period is how long a DUI remains on a driver's record. The state of Idaho has a 10-year lookback period for DUIs. This means if you were to be charged with a second DUI within 10 years of the first, it would be deemed a second offense and lead to a more severe penalty. A subsequent DUI after 10 years would be viewed as a first offense and would come with a less harsh punishment. Hopefully, you learned your lesson from your first DUI and the lookback period won't come into play.
Your car insurance rates will likely be high enough after your DUI violation. Maintaining a clean driving record going forward will keep them from increasing any further. Insurance companies in Idaho can view DUIs from the past 10 years.
Idaho DUI Penalties
Your age, license type, driving record and other circumstances will determine the penalties associated with your DUI in Idaho. However, first-time offenders could receive up to six months in jail (up to a year if their BAC is.20 or higher), face a fine up to $1,000 (up to $2,000 if BAC is.20 or higher), and have their license suspended for 90–120 days. Idaho drivers could also be required to have an ignition interlock device in their vehicle. This device prevents a vehicle from starting unless someone breathes into it with alcohol-free breath.
DUI penalties in Idaho for drivers under the age of 21 are severe, too. First-time offenders are fined up to $1,000, and their driver's license is suspended for one year. The offender can request restricted driving privileges after the suspension is finished. First-time underage DUI offenders also have to undergo an alcohol consultation.
Compare Top Auto Insurance Companies
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FAQs - Idaho Car Insurance
There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.
Auto insurance costs will vary between locations and insurance carriers, depending on the county Idaho. Insurify analyzed the latest data for the five most populous cities in Idaho to find you the cheapest quotes in each of these metropolitan areas.
The way to find the carrier with the best auto insurance ratings in Idaho and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.
During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
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