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Cheap DUI Car Insurance in Idaho (With Quotes)

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Joe Dyton

By: Joe Dyton

Edited by John Leach | Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Best DUI Insurance Companies in Idaho (2022)

For drivers with a DUI or DWI offense in Idaho, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Idaho. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Idaho.

CarrierAvg. Monthly Cost
Metropolitan Property and Casualty Insurance Company$87
Liberty Mutual$89
Travelers$92
Safeco Insurance$99
Dairyland Insurance$115
The General$166
American Family Insurance$178

DUI Car Insurance Costs in Idaho

In Idaho, a DUI or DWI offense will on average have drivers paying $244 per month and $2,928 per year for their car insurance rates.

Compared to drivers with a clean driving record, that is on average an 77% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.

Avg. Monthly Cost - No Violation
$138
Avg. Monthly Cost - After DUI
$244
$106 ▴
76.81% ▴
Monthly Impact of DUI on Rates
Percent Bad DUI Impact Rates

Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

How Much Does a DUI Impact Car Insurance Rates in Idaho?

A DUI charge will negatively impact various parts of your life, including your finances, relationships, driving record, and maybe even your job status. Your car insurance rates are no exception.

A clean driving record is a good first step toward a low car insurance rate. Idaho drivers without a DUI pay on average $106.18 less a month for their car insurance than those with one. That lapse in judgment could increase your car insurance rates almost 77 percent, to $244.18 per month. Your car insurance rate is likely to increase over time; don't add to the damage with an avoidable mistake like getting a DUI.

No Violation - Avg. Monthly Rate After DUI - Avg. Monthly Rate Average Percent Increase After DUI
$138$24476.81%

What Are the Average Car Insurance Prices After a DUI in Idaho?

Your individual circumstances will determine your car insurance rates after a DUI. However, many drivers in Idaho with a DUI on their record pay $244.18 a month to maintain their coverage. This makes Idaho the 48th most expensive state to get a DUI in from a car insurance standpoint.

Taking time to compare car insurance rates is one the best decisions you can make after you've been charged with a DUI in Idaho. Look at more than just car insurance when shopping; be sure to see what other products the company offers, too. You may be able to bundle your car and home insurance policies and get a discount.

Idaho After DUI Avg. Monthly Rate Most Expensive State for DUI (1-50)
$24448th

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How Long Is the Lookback Period for a DUI in Idaho?

A lookback period is how long a DUI remains on a driver's record. The state of Idaho has a 10-year lookback period for DUIs. This means if you were to be charged with a second DUI within 10 years of the first, it would be deemed a second offense and lead to a more severe penalty. A subsequent DUI after 10 years would be viewed as a first offense and would come with a less harsh punishment. Hopefully, you learned your lesson from your first DUI and the lookback period won't come into play.

Your car insurance rates will likely be high enough after your DUI violation. Maintaining a clean driving record going forward will keep them from increasing any further. Insurance companies in Idaho can view DUIs from the past 10 years.

Idaho DUI Penalties

Your age, license type, driving record and other circumstances will determine the penalties associated with your DUI in Idaho. However, first-time offenders could receive up to six months in jail (up to a year if their BAC is.20 or higher), face a fine up to $1,000 (up to $2,000 if BAC is.20 or higher), and have their license suspended for 90–120 days. Idaho drivers could also be required to have an ignition interlock device in their vehicle. This device prevents a vehicle from starting unless someone breathes into it with alcohol-free breath.
DUI penalties in Idaho for drivers under the age of 21 are severe, too. First-time offenders are fined up to $1,000, and their driver's license is suspended for one year. The offender can request restricted driving privileges after the suspension is finished. First-time underage DUI offenders also have to undergo an alcohol consultation.

Top Auto Insurance Companies

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Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies

FAQs - Idaho Car Insurance

  • There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

  • Auto insurance costs will vary between locations and insurance carriers, depending on the county Idaho. Insurify analyzed the latest data for the five most populous cities in Idaho to find you the cheapest quotes in each of these metropolitan areas.

  • The way to find the carrier with the best auto insurance ratings in Idaho and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

  • During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Joe Dyton
Joe Dyton

Insurance Writer

Joe Dyton has been a professional writer since 1999. He's been writing about the auto insurance industry for 15 years and was an in-house marketing copywriter for GEICO for a decade. Learn more about Joe at joedyton.com.

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