Best Car Insurance Apps (2025)
State Farm and GEICO offer policyholders the highest-rated mobile apps.
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Written byJulia Taliesin
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Julia Taliesin is an insurance content writer at Insurify. She began her career as a journalist, covering local government and business in Somerville, Mass.
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Edited byEvelyn Pimplaskar
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10+ years in insurance and personal finance content
30+ years in media, PR, and content creation
Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.
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Reviewed byMark Friedlander
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Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Updated
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Table of contents
Most major national and regional car insurance companies now offer mobile apps, many of which let policyholders file claims, manage their accounts, and access roadside assistance from their smartphones. A good insurance app has become a must-have for customers, so insurers are putting more resources into providing seamless mobile experiences.
State Farm and GEICO offer the highest-rated mobile apps, earning near-perfect scores in the Apple App Store and Google Play Store. Learn more about the best car insurance mobile apps available.
Quick Facts
State Farm, GEICO, Liberty Mutual, Progressive, and Farmers all tie for the best App Store and Google Play ratings.
Root is a newer car insurance app that bases your premium almost entirely on how you drive.
Insurify, Jerry, and Way are our top picks for insurance-comparison mobile apps.
Top-rated car insurance apps
Finding the best car insurance company is key to getting the best coverage at the right price. And choosing an insurer with a user-friendly mobile app can help you manage your policy on the go. These insurers have top-rated apps that customers can use to view their documents or file claims.
Insurer App  | App Store Rating | Google Play Rating |
|---|---|---|
| State Farm | 4.8 | 4.6 |
| GEICO | 4.8 | 4.6 |
| Liberty Mutual | 4.8 | 4.6 |
| Progressive | 4.8 | 4.6 |
| Farmers | 4.8 | 4.6 |
| Root | 4.7 | 3.3 |
Disclaimer: Rating scores updated in November 2024.
1. State Farm: Best for customer service
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $117/mo |
4.1
Best choiceBased on 11,238 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,036)
Janelle
June 25, 2025
Verified Review
Why I left, found something $100 cheaper
You're overpaying.
James
June 24, 2025
Verified Review
Above Average
Fantastic but not cheap.
Kristin
June 24, 2025
Verified Review
The State is not always great on the Farm
I often feel like I’m doing all the work when it comes to filing a claim and working out details.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm offers one of the highest-scoring mobile apps. Customers can use it to manage their accounts, request roadside assistance, file claims, access auto insurance ID cards, and upload photos and documents during the claims process.
The insurer recently added its Drive Safe & Save telematics program to the general app, so enrolled customers no longer have to download a separate app to record trips and access driving feedback.[1] Steer Clear, a telematics program for drivers younger than 25, still requires a separate app. It also has high ratings of 4.7 in the App Store and 4.5 in the Google Play Store.
Pros
Reviews praise the user-friendly features and great customer service
Easy to upload photos and documents during the claims process
Cons
Drivers enrolled in State Farm’s Steer Clear program must download a separate app
Some user reviews report frustration with frequent app updates and a buggy login process
How drivers feel about State Farm’s app
State Farm’s app has overwhelmingly positive reviews from more than 1 million ratings. Drivers like the easy roadside assistance feature, responsive service, and helpful premium payment reminders. Reviews often reference agents by name, expressing gratitude for swift, helpful support.
Some drivers expressed alarm at how many permissions the Drive Safe & Save program requires and frustration with the app updates that mean it won’t work on older phones and operating systems. But overall, drivers appreciate the app’s functionality and convenience.
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2. GEICO: Best for vehicle service features
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $121/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $149/mo |
4.0
Best choiceBased on 11,970 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,426)
Arthur
June 23, 2025
Verified Review
Looking for a Better Rate
We are looking for a better rate as GEICO has raised our rates twice now. But they are a good insurance company.
Stephen
June 18, 2025
Verified Review
Insurance premiums are too high
My experience with Geico has been good, but my premiums are very high due to claims.
Ana
June 17, 2025
Verified Review
Thought it was going to be lengthy but it wasn't. Comparing rates was very easy.
Take the time to compare rates. It is worth it.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
The GEICO mobile app is one of the most feature-rich auto insurance apps available. The Easy Photo Estimate feature offers an estimate of your vehicle’s repairs after you submit a photo of your car’s damage.[2] Vehicle Care, powered with CARFAX, tracks your vehicle’s service history, notes open recalls, and helps you create a maintenance schedule.
Drivers enrolled in GEICO’s DriveEasy telematics program need to download the separate GEICO DriveEasy Pro app. The mobile app tracks your driving performance and provides scores and feedback. It has mixed reviews, with 3.7 stars in the App Store and 3.4 stars in the Google Play Store, but GEICO’s DriveEasy program ranks third overall for customer satisfaction with J.D. Power.
Pros
Quick access to insurance ID cards, including storage in your Apple Wallet
Use the app to quickly request roadside assistance
Cons
Drivers enrolled in GEICO’s DriveEasy telematics program need to download a separate app
Some recent reviews complain of long loading and processing times
How drivers feel about GEICO’s app
Based on GEICO’s more than 4 million app reviews, drivers appreciate the app’s comprehensive features and convenient interface. App users like having everything from payments to claims filing available in one place, as well as the option to postpone a scheduled payment.
But some drivers report frustration with the DriveEasy app recording phone handling even when drivers have their phones mounted or stowed away. Many users praise the app’s easy-to-navigate features and recent updates.
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3. Liberty Mutual: Best for claims satisfaction
| User Reviews | 3.6 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $178/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $246/mo |
3.6
A solid optionBased on 3,019 verified guest reviews and ratings
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
New and financed vehicles
Accident forgiveness
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
AI-generated from the text of verified reviews collected by Insurify
Best For
Numerous discounts
New and financed vehicles
Accident forgiveness
Reviews (1,732)
Jan
June 25, 2025
Verified Review
Regular increases without notice
No one answers the phone when I call. They increase my premium every few months without notice. I want to cancel but can't get an answer on the phone. Definitely do not recommend.
Leonard
June 21, 2025
Verified Review
Excellent
My experience with Liberty Mutual has been excellent. I would recommend them to anyone!
Lonnie
June 14, 2025
Verified Review
I don’t like the high prices for just liability
I think Liberty is way too expensive for me, a 71-year-old man with a great driving record!
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
612NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
4.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Liberty Mutual claims its app is the easiest way to pay your bills, update billing information, manage ongoing claims, store your insurance ID card, and view policy details. You can also use the app to request roadside assistance, update your payment schedule, and enroll in auto pay. The Express Estimate feature offers repair estimates in minutes based on photos policyholders upload.
Drivers enrolled in Liberty Mutual’s RightTrack telematics program can track driving performance and receive scores right in the Liberty Mutual mobile app — no need for a separate app. And the insurer claims driving an hour per day for a month will use just 18 MB of data in total.
Pros
Customers can access the RightTrack telematics program without downloading an additional app
The app offers efficient data usage
Cons
RightTrack enrollees must download the app to receive their 10% discount
The app may use up battery quickly, depending on your phone
How drivers feel about Liberty Mutual’s app
Most Liberty Mutual app reviewers report an easy, useful app experience. Users say paying bills and filing claims through the app is easy, and many describe exceptional customer service.
Some reviewers report annoying app freezes and technical errors but say once they call for support, they have a good customer service experience. Certain RightTrack telematics policyholders express concern about data tracking and sharing. Overall, many drivers find the app easy to navigate and say it saves time.
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4. Progressive: Best for easy policy management
| JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 622 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $105/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $169/mo |
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Competitive rates
Easy buying process
Telematics program
Reviews (6,907)
Eddy
June 25, 2025
Verified Review
Look Before You Leap
The grass isn’t always greener on the other side. I was with a different company and decided to see if I could get my insurance premiums down without losing coverage. I got a quote from Progressive that was roughly $50 per month cheaper, and now 6 months later after the renewal, my insurance premiums are $20 per month higher than what I originally had. It's wrong to bait and switch premiums to get you only to increase them at renewal.
Marlene
June 25, 2025
Verified Review
Unhappy with Their Quote and Then Changing It in 30 Days
They quoted me one price, then doubled it.
Deborah
June 24, 2025
Verified Review
Progressive disappointment
Watch out for a premium increase without notice. The app shows a cost, so don’t be surprised when that’s actually only for six months and the annual cost doubles.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
622NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
The Progressive app lets drivers view coverages and policy details, pay bills, view and save ID cards, report claims, request roadside assistance, get in touch with their agent, take and submit photos of requested documents, and receive quotes for other Progressive insurance products.[3]
Though it used to require a separate app, Progressive’s Snapshot telematics program is now part of the insurer’s standard mobile app. The feature shows your recent trips, logs your full driving history, provides driving performance details, and offers tips to improve driving habits.
Pros
Saves IDs for easy access — including offline storage for when you’re on the road and lack internet connection
Customers can access the Snapshot telematics program without downloading an additional app
Cons
Reviews say the app often directs users to complete tasks on the website
Some users report a buggy app experience
How drivers feel about Progressive’s app
Progressive app users like the user-friendly and easy-to-navigate layout. While many approved of the feature that lets users add their insurance ID to their Apple Wallet, others had trouble even finding the ID card.
The app’s more than 560,000 reviews lean positive, with many reviewers expressing appreciation for the app’s convenient mobile payment and intuitive features. Some drivers report a more buggy experience though and say they’ve had trouble with the auto-pay feature, battery drain, and the app not loading.
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5. Farmers: Best for straightforward experience
| User Reviews | 3.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $109/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $228/mo |
3.9
A solid optionBased on 2,213 verified guest reviews and ratings
How drivers feel about Farmers
Customers appreciate the helpful agents and good initial quotes but dislike the consistent rate increases and lack of senior discounts. Some also reported issues with claim handling and communication.
AI-generated from the text of verified reviews collected by Insurify
Best For
Bundling discounts
Minimum coverage
Safe drivers
How drivers feel about Farmers
Customers appreciate the helpful agents and good initial quotes but dislike the consistent rate increases and lack of senior discounts. Some also reported issues with claim handling and communication.
AI-generated from the text of verified reviews collected by Insurify
Best For
Bundling discounts
Minimum coverage
Safe drivers
Reviews (1,174)
Charles
June 8, 2025
Verified Review
Too much
Great name. Way too expensive. Continually increasing rates. Can no longer afford.
Mark
June 2, 2025
Verified Review
Okay, but looking for cheaper insurance
Good experience, but the rates are very high.
Jeretta
June 2, 2025
Verified Review
I cannot pay these rates on my disability income
My payments went up for no reason. Nothing has changed. I'm a 63-year-old with a clean driving record for over 30 years. There's no reason to pay almost $200 a month.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
619NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
3.28A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
AWhy we picked this company
Farmers policyholders can use the app to pay bills, manage payment options, view policy documents, file claims, request roadside assistance, connect with agents, receive quotes on other insurance products, and more.
Drivers enrolled in the insurer’s Signal telematics program must download a separate app to track their driving behavior and receive feedback. If you can enroll in Signal, you may also be able to access CrashAssist, an optional feature that detects if you’ve been in a crash and notifies authorities for help. The Signal by Farmers app has 4.8 stars in the App Store and 4.1 stars in the Google Play Store.
Pros
Offline access lets you view policy information without an internet connection
Recent reviews praise the app’s easy navigation and intuitive features
Cons
Drivers can’t update their billing address or store multiple addresses in the app
Not all policyholders can access CrashAssist in the Signal telematics app
How drivers feel about Farmers’ app
Farmers’ app reviewers say the app is easy to use and understand. Its recent ratings are consistently high, with drivers describing simple claims and bill payment processes.
Some drivers report that the app is slower after updating and requires too many mandatory updates that take up phone storage. Others also express frustration that the app doesn’t immediately reflect policy updates, and they say the website is more helpful. Most users appreciate the convenience, though, and say it’s better than waiting to talk to someone on the phone.
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6. Root: Best for safe drivers
| User Reviews | 3.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 7.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $90/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $140/mo |
3.2
A solid optionBased on 821 verified guest reviews and ratings
How drivers feel about Root
Drivers appreciate the easy sign-up process and initial affordability but dislike the significant rate increases over time and difficulty reaching customer service.
AI-generated from the text of verified reviews collected by Insurify
Best For
Usage-based insurance
Safe drivers
Cheap rates
How drivers feel about Root
Drivers appreciate the easy sign-up process and initial affordability but dislike the significant rate increases over time and difficulty reaching customer service.
AI-generated from the text of verified reviews collected by Insurify
Best For
Usage-based insurance
Safe drivers
Cheap rates
Reviews (441)
Michelle
June 11, 2025
Verified Review
Very easy process
It was really easy to use.
Xochitl
May 18, 2025
Verified Review
Bait and Switch
They attracted me with low monthly payments, but then the rate increased after the first month.
Jacob
May 9, 2025
Verified Review
I recommend Root for anyone who needs insurance.
Very good and cheap insurance.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NRNAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.93A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NRWhy we picked this company
Where some insurance companies have an app available for policy management or telematics programs, Root’s entire model is app-based. Root Insurance sets rates based mostly on how you drive, weighing other factors like age, ZIP code, and credit history much less than traditional insurers do.
Policyholders must download the app to maintain a Root policy and complete a “test-drive” to unlock a discount. Drivers have the option of completing a test-drive period before coverage starts to get the discount up front, or you can complete the test-drive after you start coverage, but you won’t get the discount until after you complete the test-drive. Root primarily looks at smooth braking, phone use, speed, and the time of day you’re driving to determine rates.[4]
Pros
Drivers can save up to 44% off their initial Root quote after the test-drive
Every auto policy includes roadside assistance
Cons
Users report Root canceling policies if their driving score drops due to unsafe driving
Root may not offer a quote to drivers it deems unsafe during the test-drive period
How drivers feel about Root’s app
Though Root hasn’t been around long, it already has more than 100,000 ratings and reviews. App developers also respond to nearly every review in the App Store and Google Play.
Some drivers report frustration that the app glitches or won’t update. Some users were also disappointed after receiving rate increases that Root based on its driving data collection. Others report a smooth app experience, however, and appreciate the swift roadside assistance and low rates.
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How Insurify evaluated car insurance apps
Insurify evaluated car insurance apps using ratings from the Apple App Store and Google Play Store, the number of reviews, and the insurance companies’ market share, according to the National Association of Insurance Commissioners.
We looked at the top insurance companies by market share and compared their Apple App Store and Google Play Store ratings, breaking ties with the number of reviews customers submitted. We also considered whether the insurer offered a telematics program within its main insurance app or if users have to download a separate telematics app.
Find Car Insurance Savings
Liability-only rates start as low as $20/mo.
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Highest-rated car insurance comparison apps
Getting auto insurance quotes from multiple insurers and comparing them side by side is one of the best ways to unlock savings. Several highly rated apps allow drivers looking for new insurance to access quotes from multiple insurers in minutes. The best comparison apps make it easy to find the ideal car insurance policy for your needs and budget.
Most car insurance comparison apps claim customers save hundreds of dollars on average after comparing quotes. Car insurance companies can raise your rates after renewal — even if you’re a loyal customer. That’s why Insurify recommends shopping for coverage every six to 12 months to look for cheaper rates.
Comparison Site App | App Store Rating | Google Play Rating |
|---|---|---|
| Insurify | 3.7 | 3.4 |
| Jerry | 4.6 | 4.2 |
| Way | 4.8 | 4.1 |
Insurify: Best for easy insurance comparison
Insurify’s mobile app makes it easy to start comparing car insurance quotes. Just fill out a short form, set your desired coverage limits, and access personalized quotes from more than 120 top car insurance companies. Whether you’re looking for a name-brand national insurer or a regional company, Insurify factors in available discounts to give you an accurate cost estimate.
Customers can even purchase an insurance policy right in the app — or speak to one of Insurify’s licensed insurance agents over the phone. And you don’t have to worry about Insurify misusing any of your data. Insurify doesn’t sell data to third parties, so you won’t get unwanted solicitations after comparing rates with the app.
Jerry: Best for vehicle management features
Jerry claims drivers can access quotes from up to 50 insurers in less than two minutes through its mobile app. Its PriceProtect feature factors in relevant discounts, connects you with agents, and offers automatic rate checks to avoid overpaying — all without long forms or unwanted phone calls.
The Jerry app offers some extra features that might appeal to certain customers, such as a GarageGuard program that offers price information from repair shops. You can also compare car loan options from a directory of top lenders — and potentially refinance your loan right in the app. Plus, its DataLock Guarantee protects your data.
Way: Best for added auto services
If you’re the kind of driver who likes everything in one place, the Way app is a great way to go. With its insurance-comparison service, Way claims drivers can shop from up to 300 companies in 30 seconds for free, pay online, and get car insurance instantly.
Way launched in 2015 as a parking reservation service and added auto insurance comparison, carwash subscription, and auto refinance features after receiving funding. Its other features include a map to find EV charging stations, roadside assistance (part of a Way+ membership), and a gas cash back program.
Compare Car Insurance Quotes in Minutes
Unlock savings and discounts when you compare rates through Insurify
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Our sample driver
We created a driver profile intended to appear the most insurable to quoting engines and then went through the quoting process for each site. Our sample profile was for a 50-year-old female driver residing in a suburban area and driving a paid-off 2019 Hyundai Elantra.
Our driver has a clean motor vehicle record and average credit, rents her home, is single, and has a current in-force policy. She got her license at 17, commutes 10 miles per day to work, and is a high school graduate.
Our sample policy
We sought full-coverage quotes for:
$50,000 per person and $100,000 per accident in bodily injury liability
$50,000 in property damage liability
$1,000 collision/comprehensive deductible
Our rating criteria
Insurify’s researchers considered each site’s available online ratings, the number of real quotes the site served for our sample driver, prices of provided quotes, and ease of use. We also looked at customer reviews and whether using the site might result in spam emails, phone calls, or text messages. To assess spam risks, we created a test email account and tracked the number of emails it received.
Risks associated with car insurance apps
Car insurance apps often require drivers to enter personal data, such as bank account information, contact details, and driver identification information. Drivers should read their company’s privacy policy closely to make sure adequate security practices are in place.
Drivers enrolling in an app-based telematics program could also see rate increases, not savings, if the app detects poor driving habits. Many app users report frustration with telematics programs being extremely sensitive to hard braking, for example, or sometimes scoring trips where the policyholder was the passenger.
Car insurance app FAQs
If you want more information about finding a tech-savvy insurer or using a mobile app to compare rates, check out the additional information below.
What is the best car insurance app?
The State Farm mobile app has the highest ratings in the App Store (4.8) and Google Play Store (4.6). Customers praise the app for making it easy to access important policy information, file claims, and request roadside assistance.
Which is the best app for buying car insurance?
Insurify and Jerry are two of the best apps for buying car insurance. Both apps allow users to compare quotes and purchase coverage in minutes. Jerry’s smooth and easy quoting process and ability to store digital insurance cards make it a noteworthy app. Insurify ranks among the best for the number of real-time quotes it serves up and the ability for users to complete their purchases in the app.
What is the best app for comparing car insurance rates?
Insurify is the best app for comparing car insurance rates. While many car insurance apps let users see only three or four rates side by side, Insurify lets users see at least six quotes at once. The amount of available quotes lets drivers find the best rate in just a few minutes.
How does an insurance app know if you’re driving?
Insurance apps track data from smartphone sensors measuring your location, speed, acceleration, orientation, and more to monitor your driving. When you’re driving, your phone’s motion differs from when you’re a passenger.
Root Insurance, for example, measures your data during a test-drive period until it’s confident about your phone patterns. GEICO’s DriveEasy app tracks your motion in real time, but if the app gets it wrong, you can change your “driving role” to passenger so the trip doesn’t factor into rate calculations.
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Sources
- App Store. "State Farm."
- GEICO. "Easy Photo Estimate: Insurance Made Easy."
- App Store. "Progressive."
- Root Insurance. "Your driving is the #1 factor in your rate."
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Julia TaliesinData Journalist
Julia Taliesin is a data journalist at Insurify. She began her career as a journalist, covering local government and business in Somerville, Mass. She reported multiple investigative stories about municipal finances and budget allocation, building development and inspection, and personnel. When the pandemic began she became a de facto public health reporter, writing daily and weekly reports using available data to quickly communicate rates of infection and city response.
She's worked for print and digital outlets, writing everything from quick-hit breaking news to long-form community features. More recently, Julia managed content strategy at a startup creating a social platform for licensed nurses, overseeing a team of nurse freelancers and editing interview transcripts and news articles for publication.
She holds a Bachelor's degree in communications from Simmons University, with a focus in journalism. Outside of work, Julia enjoys working on crafting projects, learning about homesteading, and singing in cover bands.
10+ years in insurance and personal finance content
30+ years in media, PR, and content creation
Evelyn leads Insurify’s content team. She’s passionate about creating empowering content to help people transform their financial lives and make sound insurance-buying decisions.
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Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.