Cheap Auto Insurance Quotes in Gadsden, AL (2021)

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Car Insurance in Gadsden, AL

The average cost of Alabama car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Gadsden, AL to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$88
$106
$124
$159
$164
AllstateGEICOTravelersNationwideThe General
Monthly $

Cheapest Car Insurance in Gadsden, AL

Here are the cheapest carriers in Gadsden for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$139
$152
$135
$134
$129
$145
AlabamaBirminghamMontgomeryMobileHuntsvilleGadsden
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Gadsden, AL Driving Facts

alabama

Minimum Car Insurance Requirements in AL

Alabama's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Gadsden agents

Cobbs, Allen & Hall, Inc. - Gadsden
400 Broad St, Suite 105, Gadsden, AL 35901-4223
Aligned Insurance, LLC
130 West Grand Ave, Gadsden, AL 35901-3761
Insurance Facilities, Inc.
309 Broad St, Gadsden, AL 35901-3715
Insurance Solutions Group of Gadsden
418 Chestnut St, Gadsden, AL 35901-4238
Shannon, Banks & Smith Inc.
200 Chestnut St., Suite B, Gadsden, AL 35901-4235
Ford Insurance Agency
1957 Rainbow Drive, Gadsden, AL 35901
Kerry Wilson Insurance Agency
434 Broad St, Gadsden, AL 35901-3744
Gadsden Insurance Services
800 S 4th St, Gadsden, AL 35901
Alabama Insurance Agency: Rodocker Agency
1611 Rainbow Dr, Gadsden, AL 35901
Randy Jones & Associates Insurance Agency
301 S 5th St, Gadsden, AL 35901

Insurify Insights: How Gadsden Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Gadsden, AL
suspended licenses
#32
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Gadsden drivers measure up to their fellow Alabama motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Gadsden

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Gadsden drivers rank 18 in the number of car accidents per driver across all cities in Alabama.

  • Rank within state: #18
  • Percent of drivers in Gadsden with an accident: 10.1%
  • Drivers in Gadsden, AL with an accident in their driving history paid on average 38.3% more than drivers with a clean record

Speeding Gadsden

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Alabama, Gadsden drivers rank 31 in the number of speeding infractions per driver.

  • Rank within state: #31
  • Percent of drivers in Gadsden with a speeding ticket: 8.67%
  • Drivers in Gadsden, AL with a speeding ticket in their driving history paid on average 19.15% more than drivers with a clean record

DUI/DWIs Gadsden

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Gadsden drivers rank 22 in the number of DUI’s per driver across all cities in Alabama.

  • Rank within state: #22
  • Percent of drivers in Gadsden with a DUI: 0.95%
  • Drivers in Gadsden, AL with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Gadsden

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Gadsden is the Nissan Altima.

Rude Gadsden

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Alabama, Gadsden drivers rank 8 in rude driving infractions.

  • Rank within state: #8
  • Percent of drivers in Gadsden with a reckless driving violation: 1.66%
  • Drivers in Gadsden, AL with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Gadsden

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Gadsden drivers rank 2 in clean driving records across all cities in Alabama.

  • Rank within state: #2
  • Percent of drivers in Gadsden with clean record: 81.71%

Failure to Yield the Right of Way Gadsden

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Gadsden drivers rank 13 in failure to yield violations per driver across all cities in Alabama.

  • Rank within state: #13
  • Percent of drivers in Gadsden with a failure to yield violation: --%
  • Drivers in Gadsden, AL with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Gadsden

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Alabama, Gadsden drivers rank 13 in the number of reckless driving offenses per driver.

  • Rank within state: #13
  • Percent of drivers in Gadsden with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Gadsden

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Gadsden drivers rank 33 in hybrid and electric vehicle ownership across all cities in Alabama.

  • Rank within state: #33
  • Percent of drivers in Gadsden with a hybrid/electric vehicle: 0.17%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.