Cheap Auto Insurance Quotes in Bessemer, AL (2021)

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Car Insurance in Bessemer, AL

The average cost of Alabama car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Bessemer, AL to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$88
$99
$133
$178
$179
State FarmAllstateTravelersThe GeneralDirect Auto
Monthly $

Cheapest Car Insurance in Bessemer, AL

Here are the cheapest carriers in Bessemer for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$141
$152
$135
$134
$129
$154
AlabamaBirminghamMontgomeryMobileHuntsvilleBessemer
Monthly $

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Bessemer, AL Driving Facts

alabama

Minimum Car Insurance Requirements in AL

Alabama's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Bessemer agents

Holt Insurance Agency
1423 Fourth Avenue North, Bessemer, AL 35020-5676
Corkren Insurance LLC
700 Academy Dr #112, Bessemer, AL 35022
Master Quote
1120 19th St N, Bessemer, AL 35020
Holt Insurance Agency Inc
1423 4th Ave N, Bessemer, AL 35020
Nationwide Insurance: Calvin E Lewter
417 4th Ave N, Bessemer, AL 35020
PAC Insurance Agency, Inc.
421 19th St N, Bessemer, AL 35020
Alabama Insurance
1400 9th Ave N, Bessemer, AL 35020
Alfa Insurance
2904 Morgan Rd Ste. 108, Bessemer, AL 35022
Owens Insurance Group
417 4th Ave N, Bessemer, AL 35020
Freeway Insurance
760 Academy Dr Suite 100, Bessemer, AL 35022

Insurify Insights: How Bessemer Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Bessemer, AL
suspended licenses
#19
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Bessemer drivers measure up to their fellow Alabama motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Bessemer

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Bessemer drivers rank 17 in the number of car accidents per driver across all cities in Alabama.

  • Rank within state: #17
  • Percent of drivers in Bessemer with an accident: 10.56%
  • Drivers in Bessemer, AL with an accident in their driving history paid on average 69.1% more than drivers with a clean record

Speeding Bessemer

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Alabama, Bessemer drivers rank 24 in the number of speeding infractions per driver.

  • Rank within state: #24
  • Percent of drivers in Bessemer with a speeding ticket: 9.63%
  • Drivers in Bessemer, AL with a speeding ticket in their driving history paid on average 50% more than drivers with a clean record

DUI/DWIs Bessemer

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Bessemer drivers rank 24 in the number of DUI’s per driver across all cities in Alabama.

  • Rank within state: #24
  • Percent of drivers in Bessemer with a DUI: 0.93%
  • Drivers in Bessemer, AL with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Bessemer

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Bessemer is the Nissan Altima.

Rude Bessemer

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Alabama, Bessemer drivers rank 5 in rude driving infractions.

  • Rank within state: #5
  • Percent of drivers in Bessemer with a reckless driving violation: 1.97%
  • Drivers in Bessemer, AL with a reckless driving violation in their driving history paid on average 80.34% more than drivers with a clean record.

Safest Drivers Bessemer

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Bessemer drivers rank 3 in clean driving records across all cities in Alabama.

  • Rank within state: #3
  • Percent of drivers in Bessemer with clean record: 80.74%

Failure to Yield the Right of Way Bessemer

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Bessemer drivers rank 10 in failure to yield violations per driver across all cities in Alabama.

  • Rank within state: #10
  • Percent of drivers in Bessemer with a failure to yield violation: 0.12%
  • Drivers in Bessemer, AL with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Bessemer

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Alabama, Bessemer drivers rank 12 in the number of reckless driving offenses per driver.

  • Rank within state: #12
  • Percent of drivers in Bessemer with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Bessemer

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Bessemer drivers rank 32 in hybrid and electric vehicle ownership across all cities in Alabama.

  • Rank within state: #32
  • Percent of drivers in Bessemer with a hybrid/electric vehicle: 0.17%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.