The largest discounts from Westfield Insurance are: Good Credit Discount, Passive Restraint Discount, Student Away at School Discount
Discount Type | Discount % |
---|---|
Good Credit Discount | up to 47% |
Passive Restraint Discount | up to 30% |
Student Away at School Discount | up to 25% |
Multiple Vehicle Discount | up to 22% |
Multiple Policy Discount | up to 20% |
Anti-Theft Device Discount | up to 15% |
TeenSmart Discount | up to 15% |
Defensive Driver Discount | up to 10% |
Good Student Discount | up to 7% |
Anti-lock Brake Discount | up to 5% |
Company Car Discount | Varies |
Continuous Coverage Discount | Varies |
Loyalty Discount | Varies |
Good Driver Discount | Varies |
Westfield has been offering its customer exceptional service for over 160 years. Their insurance agents are available to help you file a claim 24 hours a day, 7 days a week over the phone or via email.
Westfield customers can also contact roadside assistance 24 hours a day, 7 days a week over the phone.
Westfield provides personal, basic protection as well as additional insurance coverages for cars, trucks, motorcycles, and RV’s.
Available coverages and discounts may vary by state, but will most likely include:
Bodily injury liability
Property damage liability
Roadside assistance: Available 24/7 anywhere in the U.S. and Puerto Rico
Loan/lease coverage: Covers out-of-pocket expense between your car’s actual cash value and the remaining lease or loan amount, in the event your vehicle is totaled.
Extended non-owned liability:
Electronic equipment coverage
Westfield customers who bundle their auto and home insurance policies are eligible for the Wespak policy which provides broader coverage than a standard auto insurance policy. Under this policy, customer will also have additional coverage options such as:
Loan/lease coverage
Trip interruption coverage
Replacement cost coverage
Westfield Insurance offers a variety of motorcycle insurance options for year round and seasonal riders.
Available coverages and discounts may vary by state, but will most likely include:
Medical Payments
Loan/Lease Gap Protection: In the event of a total loss, it pays the difference between the book value of your motorcycle and the amount still owed on your lease or loan.
Towing & Labor
Uninsured Motorists Property Damage: Available for licensed motorcycles that don't carry collision coverage
Increased Motorcycle Custom Parts or Equipment: Covers motorcycle custom parts or equipment.
Safety Riding Apparel: Covers safety apparel, like helmets, damaged in an accident.
Westfield offers a variety of home, renters, and condominium insurance policies to meet your specific situational needs.
Available coverages and discounts may vary by state, but will most likely include:
Wespak®: A combination policy that offers broad protection for your home and auto. Conveniently has one policy, one deductible, and one bill.
Wespak Estate®: Combines home and auto insurance. Designed for customers with high value homes and assets. Includes equipment breakdown coverage. Includes:
Replacement cost coverage for your dwelling
Higher water backup limits
Home equipment breakdown coverage
Identity theft coverage with identity theft resolution and identity travel assistance services
Agreed value options for vehicles
Ability to choose a cash-out option in the event of a total loss
Roadside assistance coverage
Estatepak®: Offers the home insurance coverage of the Wespak Estate, but without the car insurance portion for those who don’t own a car or wish to insure it with a different insurance company.
Apartments and Condos: Personal property and liability to protect your belongings.
Umbrella Policy: Provides more liability protection than your auto or home insurance policies.
Westfield offers boat insurance as a stand alone or an added policy to their homeowners or Wespak customers. Westfield may only insure boats up to 50 feet in length.
Available coverages and discounts may vary by state, but will most likely include:
Personal property and unattached equipment, including fishing equipment
Cost to recover property in the event of sinking/stranding
Up to $500 towing/emergency assistance
Up to $50,000 for any newly acquired replacement or additional boat, motor or trailer
Boat owner liability and medical expense
Fuel spill liability protection
Up to $2,500 for auxiliary watercraft
Additional Westfield boat insurance coverages include:
Increased limits for personal property, unattached equipment and auxiliary watercraft
Coverage extension for up to 15 miles from shore in coastal waters
Up to $500,000 for bodily injury to a covered person caused by the owner or operator of an uninsured boat.
Watercraft Enhancement Endorsement (for boats 26 feet or over)
Westfield offers a variety of insurance products for small, mid-sized, and large businesses.
Small businesses include offices, apartments, retail stores, wholesalers, contractors, hotels, and restaurants.
Available coverages and discounts may vary by state, but will most likely include:
Property
Liability
Business Auto
Workers' Compensation
Umbrella
Surety Bonds
Loss Control
Risk Assessment and more
Westfield offers additional business insurance options including:
Equipment Breakdown
Data Compromise
Employment Practices Liability
Workers' Compensation
Westfield insurance also offers signature insurance policy packages for specialized industries including:
Contractors:
Automatic status for select additional insureds
Employee tools coverage
Incidental medical malpractice
Knowledge and notice of occurrence
Waiver of subrogation
Distributors:
Damage to your computers, belonging to others, property while being transported by carriers you hire
Service charges from the fire department
Trailers you own that are not permanently attached to your vehicles
Water damage you are legally liable for
Health Care:
Automatic external defibrillator
Communicable diseases
Medical hazardous waste and radioactive clean up
Mobile medical equipment
Personal effects owned by you, your officers, your partners or members, your managers, your employees, your directors or trustees, your staff, doctors, nurses, medical faculty members, interns, student nurses, admitted patients, or residents
Medical Office
Medical Diagnostic Lab
Outpatient Care Center
Hospitality
Golf:
Damage to your customers' cars
Damage caused by an errant golf ball
Golf carts, grounds maintenance equipment, lawn mowers, etc.
Putting greens, fairways, tee boxes and rough
Food contamination
Lost master key and key card coverage
Hotel:
Customer inconvenience remuneration expense
Coverage for your guests' property
Delivery errors and omissions
Service errors and omissions
Equipment breakdown coverage (if eligible)
Credit card invoices
Lost master key and key card coverage
Employee injuries
Restaurant:
Automatic seasonal increase in coverage, for your restaurant's busiest times of the year
Coverage for the fine arts that help make your atmosphere so inviting to diners
Food contamination and spoilage
Fire extinguisher system recharge, so they are always ready to go
Equipment breakdown coverage (if eligible) for larger kitchen equipment
Credit card invoices
Employee injuries
Interruption of computer operations
Service errors and omissions
Property outside your restaurant, such as signs
Repairs to glass on cars parked at your restaurant
Damage to cars you hire for service
Manufacturing:
Contingent transit
Manufacturers consequential loss assumption
Employee tools coverage
Pollutant cleanup and removal
Salespersons samples
Manufacturers selling price (finished stock only)
Patterns, molds or dies
Extra expense
Real Estate:
Additional Expense to Regain Customers
Business Income – Extended Period of Indemnity
Business Income – Tenant Move Back Expense
Real Estate Tax Assessment
Utility Services with Overhead Lines
Westfield Insurance offers a variety of farm, horse farm, commercial agribusiness, and vineyard/winery insurance.
Westfield Insurance currently serves a large range of farm businesses including animal aquaculture, beef cattle ranching, crop harvesting, and many more.
Available coverages and discounts may vary by state, but will most likely include:
Farm Property Coverages: Includes property coverages for your dwelling and household personal property, farm personal property including barns, stables, silos, equipment, and other structures
Farm Liability Coverage: Protects you from injury and property damage, medical payments, advertising injury and farm pollution.
Comfort Coverage:
Ordinance or law
Borrowed farm machinery
Livestock insurance
Private power and light poles
TV antennas, towers and satellite dishes
Property Optional Coverage:Increase the amount of property coverage your farm insurance program provides with:
High value home endorsement
Expanded replacement cost for dwellings
Coverage for special causes of loss on household personal property
Backup of sewers, sump pumps and drains
Scheduled and unscheduled farm personal property
Borrowed farm machinery - additional limits
Coverage for farm personal property during peak season
Reproductive materials coverage
Spoilage coverage
Suffocation of poultry and livestock
Outbuilding coverage available on a blanket basis
Replacement coverage on barns, outbuildings and confinement structures
Farm earnings and extra expense
Earthquake
Expanded property coverage endorsement
Equine expanded coverage endorsement
Recreational vehicles
Theft of building materials
Liability Optional Coverages: Extend your liability coverage to include exposures specific to your farm, including:
Custom farming
Business activities
Animal care, custody and control
Equine activities
Recreational vehicles
Employers liability
Westfield Insurance was founded in Westfield Center, Ohio in 1848 and provides personal, commercial, and surety insurance across the United States.
Westfield Insurance products are offered through Ohio Farmers Insurance Company, Westfield Insurance Company, Westfield National Insurance Company, American Select Insurance Company, and Old Guard Insurance.
Westfield Insurance offers all of their insurance line products in Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania, Tennessee, West Virginia, Wisconsin.
Westfield is one of the nation’s 50 largest property and casualty insurance groups with more than 900 independent insurance agencies which means you will always get unbiased, local insurance advice.
They have over $1.8 billion in net written premiums.
I have been with them for almost a year and they kept there word on saying my insurance would not go up for a whole year and it hasn't! Only insurance company that called me back right away when I needed anything
Its not affordable. Too much with home owners. Especially when house is not worth the amount your insured for. 457.00 per month with car insurance is not working for my budget. Michigan Insurance was only 700 yearly for home owners insurance. May work for some but been looking for cheaper rates and makes more sense with the value of my home.
January 31, 2018