Mapfre Car Insurance
Overview
At MAPFRE Insurance, formerly known as Commerce Insurance, we build relationships based on trust. We're committed to providing high quality products and valuable services, as well as exceptional customer experiences. That's MAPFRE... People who take care of people.
Discounts
MAPFRE offers a variety of specific auto insurance discounts to their customers so be sure you’re taking advantage of all the savings you’re eligible for by contacting your current MAPFRE agent or unlocking them on Insurify! You could save with a:
| Discount Type | Discount % |
|---|---|
| Multiple Policy Discount | up to 20% |
| Loyalty Discount | up to 4% |
| Senior Adult Discount | up to 25% |
| Low Mileage Discount | up to 12% |
| Anti-Theft Device Discount | up to 36% |
| Multiple Vehicle Discount | up to 8% |
| Defensive Driver Discount | up to 10% |
| Good Student Discount | up to 10% |
| Student Away at School Discount | up to 15% |
| Prepay Discount | up to 5% |
| Eco-nomy Car Discount | up to 3% |
| Early Quote Discount | Varies |
| Anti-lock Brake Discount | Varies |
| Passive Restraint Discount | Varies |
| E-billing Discount | Varies |
| Home Owner Discount | Varies |
| Paid in full discount | Varies |
| TeenSmart Discount | Varies |
| Paperless documents discount | Varies |
| Good Driver Discount | Varies |
| Organization Discount | Varies |
| Advance shopper discount | Varies |
| Welcome Back Credit Discount | Varies |
Features and Services
MAPFRE has been offering its customers exceptional service for over 40 years. MAPFRE provides bilingual claim handling service 24 hours, 7 days a week. Customers will enjoy specific features such as accident forgiveness, vanishing deductible credits, and a DriveAdvisor program for teen drivers that monitors their driving habits online. MAPFRE users will be able to access their policy online. MAPFRE is the only carrier endorsed by AAA Massachusetts and therefore can offer special benefits to its members including pet injury coverage, loss of wages, glass repair coverage, digital media device replacement, and much more. Other states can take advantage of a variety of additional coverages
Accident forgiveness
Diminishing deductible
Online account management
New drivers program
Optional Coverage
| Coverage Type | Description |
|---|---|
| New Car Replacement Coverage | If your brand new vehicle gets totaled, you car will be replaced with a brand new vehicle. |
| Vanishing Deductible | Your deductible reduces for every year of safe driving, typically by $100. |
| Accident Forgiveness | Your rates won't automatically increase after an accident even if you're at fault. |
| Glass Coverage | |
| Umbrella Policy | Adds protection against liability claims/judgements when your auto insurnce liability limits have been reached. |
| Sound System Coverage | Covers the cost of replacing a stolen/damaged audio and/or video equiptment |
| Driver's Program | Programs offered by carriers like Car EZ Program, DriveAdvisor® Program, & ePICS Program |
Payment Methods
| Payment Type | Description |
|---|---|
| Automatic Online Payments | Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry. |
| Prepayment | Don't want to worry about making monthly payments? Why not just pay your premiums in advanced, who knows, you might get a thank you discount from your provider. |
| Multi-payment Installment Plans | Want to budget your payments over time? This option allows you to pay your premiums in scheduled installments rather than all at once. |
| Mail Payment | The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die! |
| Bank Payment/Direct Deposit | |
| Credit Card Payment | |
| Debit Card Payments | |
| Electronic Check | Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT). |
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Phone Payment -IVR | Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone. |
Automobile Insurance
