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Ratings

Insurify

Composite Score

Founders Ratings
ℹ

Brand	Ratings	User reviews
Insurify	1.4	48

J.D. Power Ratings by Region (out of 1000)

Company Name	Ratings
A.M. Best	A-

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Discounts

The largest discounts from Founders are: Multiple Policy Discount, Multiple Vehicle Discount, Provider Switch Discount

Loading Chart

Discount Type	Discount %
Multiple Policy Discount	Varies
Multiple Vehicle Discount	Varies
Provider Switch Discount	Varies
Home Owner Discount	Varies
Claims Free Renewal Discount	Varies

Payment methods

Automatic Online Payment
Credit Card Payment
Debit Card Payments
Electronic Check
Mail Payment
Online Payment
Cash Payment

Features and Services

Founders Insurance customers have the ability to manage their accounts online. Unlike many competitor insurance carriers, Founders offers 24/7 service and will take phone calls at any time of day or night.

24/7 service
Low prices for high risk drivers
Online account management

Optional Coverage

Accidental Death, Dismemberment, Disability
Legal Defense Costs Coverage

SR‌-22 Insurance by State

Founders Insurance Products

Car Insurance

Founders provides full coverage for both personal and commercial auto insurance. Features of their auto insurance program includes personalized coverage options, no credit check insurance, electronic SR-22 filings, and the acceptance of foreign and international licenses.

Founders also offers non-owner car insurance policies.

FAQs - Founders Car Insurance

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Company History

Founded in 1901 (then known as Mutual Fire Insurance Company), Founders Insurance Company has been providing coverage for over 100 years. Founders Insurance is currently headquartered in Des Plaines, Illinois, which is in the greater Chicago area.

Founders Insurance specializes in non-standard auto insurance for customers living in Illinois, Indiana, Ohio, and Wisconsin.

Founders Insurance is also unique in that it offers coverage for liquor liability and special events in eighteen states in the United States. According to its official website, Founders covers risk for the following venues in the liquor liability market:

Bars/taverns/nightclubs
Adult entertainment clubs
Restaurants/banquet halls
Private, fraternal, and social clubs
Liquor, convenience, and grocery stores
Golf courses/country clubs
Hotels/Motels
Bowling alleys
Distributors
Caterers
Pool halls
Sports venues

Founders also provides home insurance in certain states.

Learn more at www.foundersinsurance.com

Founders Reviews

1.4

48 Reviews

5 Stars

8 %

3 Stars

2 %

1 Star

90 %

Most Helpful Review

By Jimmy C

June 3, 2019

Terrible customer service. Filed a claim against their insured, who was 100% at fault in a car vs. motorcycle accident. No follow up, the adjuster showed up at the garage to get an estimate then refused to answer calls to authorize the work. I had to lay out the cost and file with my insurance company to get it fixed before the summer riding season was over. This company should not be allowed to conduct business with the blatant policy of ignoring people until they go away.

Most Critical Review

By Jeremy

March 5, 2018

To high

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Showing 1 - 10 out of 48 Reviews

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Bonnie Richardson

March 11, 2020

My daughter was in a car accident and we tried to call calling the insurance company they gave us an adjuster who was very rude and not courteous at all call back so I called back because they told me they could not give me another adjuster and I asked for a supervisors number I called repeatedly no answer I called back for another supervisor that was different than again I called no answer they haven't yet to return my phone call this is the worst insurance company I have ever seen and I've been around for 60 years

Jimmy C

June 3, 2019

Terrible customer service. Filed a claim against their insured, who was 100% at fault in a car vs. motorcycle accident. No follow up, the adjuster showed up at the garage to get an estimate then refused to answer calls to authorize the work. I had to lay out the cost and file with my insurance company to get it fixed before the summer riding season was over. This company should not be allowed to conduct business with the blatant policy of ignoring people until they go away.

John Trimmer

May 6, 2019

They cheat people out of claims. Beware of using them. The person that has their insurance hit our car and they are doing everything they can do not to pay they claim. So sad !

Lawanna R

April 15, 2019

Horrible Company!! I didn’t want to give this company a tip of a STAR!!

Ulises R

April 15, 2019

Poor company to deal with, never completed an accident investigation and did not fulfill the duties of coverage, very poor insurance and claim department. Do not recommended!!!!!!!!!!!

Jefferson F

March 20, 2019

Completely inefficient and rude. Lazy workers continually lie and and do not respond to calls. Would never recommend this company to anyone. They need to be shut done immediately.

AMiller

March 12, 2019

This is the worst insurance company I've ever had the displeasure of dealing with. I slid on black ice and hit the curb, they processed the claim as an at fault accident. The adjuster is no longer with the company and the new adjuster Janelle stated to me that regardless of the weather its my responsibility to keep my car on the road. Processed the claim as two separate claims and now I cant get any insurance anywhere

Gregorio R

March 1, 2019

Quite possible the worst insurance company in existence. Had an accident well over a month ago with the other driver being at fault. The driver at fault is insured through founders. They repeatedly ignored emails and phone calls, or would deliberately withhold information which prolonged the process of getting my vehicle fixed (vehicle is still not fixed, 5 weeks later) As a cab driver my employers will not allow me to work with a damaged vehicle so I have been unable to work since the accident. When they finally moved forward with requesting an estimate for damage repair they outright said they were not going to pay because the body shop was charging more than they believed the damage was worth. Now they are outright refusing to pay for wages lost for not being able to work due to the vehicle not meeting my employers standards thanks to their clients lack of attention behind the wheel, Their reason being that I should have had my insurance pay for the damages caused by their client. Will definitely be fighting this because my vehicle is not only property but also my livelihood, I came close to eviction due to their childish behavior.

Doris B

February 8, 2019

Since so many have complained about them, I thought I would write a nice review for a change. We had a car crash behind our property, and one car went into our fence. I contacted their insurance company, Founders, and was told to get an estimate, take pictures of the damage, and e-mail them. They said an adjuster would contact me. With in a week, they contacted me and asked where to sent the check. A week later in came in the mail. I was very pleased with the speed at which they settled my claim. Maybe if I had car damage instead of property damage, it would have been different. But I am very happy. (I cashed check immediately a month ago, and no problems.) Doris **

Magdalena p

January 24, 2019

Worse insurance EVER.. Had an accident not of our fault and other vehicle had no coverage so we went with our insurance. Been close 2 weeks no reply from them or help.. Oit of car since.. Wth DO NOT GO WITH THEM to safe at long end its more money. 1 start cuz I had to in order to send this warming

Founders Car Insurance Information

Insurify Composite Score	0
Number of discounts	5
Number of reviews	48
User Rating	1.4
A.M. Best	A-

Founders - Car Insurance

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