Car Insurance
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Erie Insurance vs Mercury Car Insurance
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Last Updated: January 2022
Ratings
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Erie Insurance
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Mercury
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Erie Insurance VS Mercury
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User Ratings
| Options | Erie Insurance  | Mercury |
|---|---|---|
| Rating/Reviews | 224 reviews | 1,419 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | Erie Insurance | Mercury |
|---|---|---|
| Local Agent | Among the best | The rest |
| Overall Satisfaction | Among the best | The rest |
| Policy Offerings | Better than most | The rest |
| Pricing | Among the best | The rest |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | Erie Insurance | Mercury |
|---|---|---|
| Claim Servicing | Better than most | The rest |
| Estimation Process | Among the best | About average |
| First Notice of Loss (FNOL) | Better than most | The rest |
| Overall Satisfaction | Better than most | The rest |
| Rental Experience | Among the best | The rest |
| Repair Process | Among the best | About average |
| Settlement | Better than most | About average |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | Erie Insurance | Mercury |
|---|---|---|
| California | -- | 795 pt The rest |
| Florida | -- | 808 pt The rest |
| Mid-Atlantic | 854 pt Among the best | -- |
| North Central | 845 pt Among the best | -- |
Mobile App Ratings ℹ
| Region | Erie Insurance | Mercury |
|---|---|---|
| Android | 4 Reviews | 161 Reviews |
Financial Ratings
| Options | Erie Insurance | Mercury |
|---|---|---|
| A.M. Best | A+ | A |
| Fitch | -- | A |
| Moody's | -- | A2 |
| Standard & Poor's | A | -- |
Auto Insurance Quotes
For Married Drivers
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $74 |
| Chicago | $48 | $106 |
| Philadelphia | $45 | -- |
| Phoenix | -- | $96 |
| Santa Monica | -- | $67 |
For Single Drivers
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $81 |
| Chicago | $48 | $152 |
| Philadelphia | $52 | -- |
| Phoenix | -- | $93 |
| Santa Monica | -- | $122 |
For Male Drivers
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $77 |
| Chicago | $44 | $146 |
| Philadelphia | $47 | -- |
| Phoenix | -- | $94 |
| Santa Monica | -- | $116 |
For Female Drivers
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $78 |
| Chicago | $52 | $113 |
| Philadelphia | $50 | -- |
| Phoenix | -- | $95 |
| Santa Monica | -- | $72 |
For Drivers with Speeding Ticket
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $102 |
| Chicago | $58 | $174 |
| Philadelphia | $56 | -- |
| Phoenix | -- | $114 |
| Santa Monica | -- | $134 |
For Drivers with No Speeding Ticket
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $72 |
| Chicago | $46 | $119 |
| Philadelphia | $47 | -- |
| Phoenix | -- | $91 |
| Santa Monica | -- | $86 |
For Drivers Age Between 18-40
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $81 |
| Chicago | $49 | $150 |
| Philadelphia | $53 | -- |
| Phoenix | -- | $92 |
| Santa Monica | -- | $136 |
For Drivers Age Between 40-65
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $70 |
| Chicago | $45 | $103 |
| Philadelphia | $41 | -- |
| Phoenix | -- | $90 |
| Santa Monica | -- | $60 |
For Drivers Age of 65+
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $93 |
| Chicago | $57 | $147 |
| Philadelphia | $58 | -- |
| Phoenix | -- | $123 |
| Santa Monica | -- | $67 |
For Drivers with Average Credit
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $86 |
| Chicago | $54 | $134 |
| Philadelphia | $53 | -- |
| Phoenix | -- | $103 |
| Santa Monica | -- | $83 |
For Drivers with Fair Credit
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $84 |
| Chicago | $58 | $111 |
| Philadelphia | $54 | -- |
| Phoenix | -- | $102 |
| Santa Monica | -- | $79 |
For Drivers with Good Credit
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $74 |
| Chicago | $42 | $123 |
| Philadelphia | $42 | -- |
| Phoenix | -- | $99 |
| Santa Monica | -- | $67 |
For Drivers with Excellent Credit
| City | Erie Insurance | Mercury |
|---|---|---|
| Austin | -- | $67 |
| Chicago | $39 | $149 |
| Philadelphia | $45 | -- |
| Phoenix | -- | $75 |
| Santa Monica | -- | $147 |
Quotes & Discounts
| Discount type | Erie Insurance | Mercury |
|---|---|---|
| Multiple Vehicle | Up to 15% | Up to 26% |
| Prepay | Up to 7% | -- |
| Anti-Theft Device | Up to 5% | Up to 5% |
| Anti-lock Brake | Up to 5% | -- |
| Accident Forgiveness | Varies | -- |
| Defensive Driver | Varies | -- |
| Feature 15 | Varies | -- |
| Good Driver | Varies | Up to 18% |
| Low Mileage | Varies | Varies |
| Multiple Policy | Varies | Up to 10% |
| Passive Restraint | Varies | Up to 5% |
| Senior Adult | Varies | Varies |
| Student Away at School | Varies | Up to 10% |
| Youth Driving | Varies | -- |
| Youth Loyalty | Varies | -- |
| Federal Employee | -- | Varies |
| Good Credit | -- | Up to 73% |
| Good Student | -- | Up to 10% |
| Occasional driver | -- | Varies |
| Organization | -- | Varies |
| Paid in full | -- | Varies |
| Professional organization | -- | Varies |
| Public Safety Professional | -- | Varies |
| VIN Etching | -- | Varies |
Payment Methods
| Discount type | Erie Insurance | Mercury |
|---|---|---|
| Automatic Online Payment ℹ |  | -- |
| Bank Payment/Direct Deposit | | -- |
| Credit Card Payment | | -- |
| Debit Card Payments | | -- |
| In Person Payment ℹ | | -- |
| Mail Payment ℹ | | |
| Online Payment ℹ | | |
| Person 2 Person Payment | | |
| Phone Payment ℹ | | |
| Prepayment ℹ | | -- |
Features and Services
| Features and Services | Erie Insurance | Mercury |
|---|---|---|
| 24/7 service | -- | |
| Diminishing deductible | | -- |
| Online account management | | |
| Policy bundling discounts | | -- |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | Erie Insurance | Mercury |
|---|---|---|
| Accident Forgiveness ℹ | | -- |
| Better Car Replacement ℹ | | -- |
| Comprehensive Claim Forgiveness ℹ | -- | |
| Emergency Assistance Coverage ℹ | | -- |
| Emergency Lockout Coverage ℹ | | -- |
| Glass Coverage | | -- |
| New Car Replacement Coverage ℹ | | -- |
| Personal Auto Plus ℹ | | -- |
| Pet Coverage ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | |
| Vanishing Deductible ℹ | | -- |
Insurance by State
Online Quoting by State
- Erie Insurance
- Mercury
- Both
Uber and Lyft driver insurance
- Erie Insurance
- Mercury
- Both
SR-22 Insurance by State
- Erie Insurance
- Mercury
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Compare Insurance Products
| Product | Erie Insurance | Mercury |
|---|---|---|
 ATV Insurance | | -- |
 Car Insurance | | |
 Boat Insurance | | -- |
 Business Insurance | | |
 Commercial Insurance | -- | |
 Condo Insurance | | |
 Home Insurance | | |
 Identity Theft Insurance | | -- |
 Life Insurance | | -- |
 Mobile Home Insurance | | -- |
 Motorcycle Insurance | | -- |
 Renters Insurance | | |
 Umbrella Insurance | | |
User Reviews
- Erie Insurance Reviews
- Mercury Reviews
3.7
224 Reviews
5 Stars
53 %
4 Stars
11 %
3 Stars
8 %
2 Stars
6 %
1 Star
22 %
Most Positive Review
By Olga
Most Critical Review
By Myra
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
