AAA vs Allstate Car Insurance

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4.8 Rating

2,700 Reviews

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Ratings

Insurify Composite Score

AAA
85
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Insurify Composite Score

Allstate
85
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Insurify Composite Score

AAA VS Allstate
85
85
What is this?
User Ratings
OptionsAAA Allstate
Rating/Reviews
411 reviews
1,114 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAAA Allstate
Call Center RepresentativeThe restAbout average
Insurer WebsiteThe restThe rest
Local AgentBetter than mostAbout average
Overall SatisfactionAbout averageThe rest
Policy OfferingsAbout averageThe rest
PricingAbout averageThe rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAAA Allstate
Claim ServicingAbout averageAbout average
Estimation ProcessThe restBetter than most
First Notice of Loss (FNOL)The restAbout average
Overall SatisfactionAbout averageAbout average
Rental ExperienceAbout averageAbout average
Repair ProcessBetter than mostBetter than most
SettlementAbout averageAbout average
J.D. Power Ratings by Region (out of 1000)
RegionAAA Allstate
California840 pt
Better than most
820 pt
About average
Central833 pt
Better than most
822 pt
About average
Florida--837 pt
Better than most
Mid-Atlantic--837 pt
About average
New England--834 pt
Better than most
New York--824 pt
About average
North Central808 pt
The rest
823 pt
About average
Northwest--798 pt
The rest
Southeast--830 pt
About average
Southwest--815 pt
About average
Texas821 pt
About average
835 pt
Better than most
Mobile App Ratings
RegionAAA Allstate
Android
24,330 Reviews
12,515 Reviews
iOS
737 Reviews
56,800 Reviews
Financial Ratings
OptionsAAA Allstate
A.M. BestAA+
Fitch--A+
Moody's--Aa3
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityAAA Allstate
Austin--$37
Chicago--$111
Philadelphia--$133
Phoenix--$105
Santa Monica--$116

For Single Drivers

CityAAA Allstate
Austin--$42
Chicago--$128
Philadelphia--$136
Phoenix--$129
Santa Monica--$255

For Male Drivers

CityAAA Allstate
Austin--$39
Chicago--$124
Philadelphia--$129
Phoenix--$129
Santa Monica--$252

For Female Drivers

CityAAA Allstate
Austin--$39
Chicago--$116
Philadelphia--$139
Phoenix--$105
Santa Monica--$120

For Drivers with Speeding Ticket

CityAAA Allstate
Austin--$44
Chicago--$175
Philadelphia--$144
Phoenix--$163
Santa Monica--$341

For Drivers with No Speeding Ticket

CityAAA Allstate
Austin--$38
Chicago--$108
Philadelphia--$133
Phoenix--$107
Santa Monica--$153

For Drivers Age Between 18-40

CityAAA Allstate
Austin--$41
Chicago--$130
Philadelphia--$130
Phoenix--$134
Santa Monica--$290

For Drivers Age Between 40-65

CityAAA Allstate
Austin--$37
Chicago--$102
Philadelphia--$121
Phoenix--$94
Santa Monica--$104

For Drivers Age of 65+

CityAAA Allstate
Austin--$41
Chicago--$146
Philadelphia--$193
Phoenix--$141
Santa Monica--$101

For Drivers with Average Credit

CityAAA Allstate
Austin--$41
Chicago--$122
Philadelphia--$149
Phoenix--$114
Santa Monica--$153

For Drivers with Fair Credit

CityAAA Allstate
Austin--$38
Chicago--$125
Philadelphia--$154
Phoenix--$117
Santa Monica--$133

For Drivers with Good Credit

CityAAA Allstate
Austin--$38
Chicago--$107
Philadelphia--$120
Phoenix--$103
Santa Monica--$129

For Drivers with Excellent Credit

CityAAA Allstate
Austin--$41
Chicago--$125
Philadelphia--$114
Phoenix--$134
Santa Monica--$328

Quotes & Discounts

Discount typeAAA Allstate
Farm VehicleUp to 59%Up to 10%
Student Away at SchoolUp to 30%Up to 5%
teenSMARTUp to 24%Up to 35%
Good DriverUp to 20%Up to 10%
Anti-Theft DeviceUp to 17%Up to 10%
Good StudentUp to 14.5%Up to 10%
Multiple VehicleUp to 12.5%Up to 10%
Multiple PolicyUp to 11.8%Up to 10%
Advance shopperUp to 10%--
Good CreditUp to 10%--
New CarUp to 10%Up to 15%
Paid in fullUp to 7.8%Up to 10%
Current insuranceUp to 5%--
LoyaltyUp to 5%--
Affinity groupVaries--
Anti-lock BrakeVariesUp to 10%
Driving trainingVariesVaries
Home OwnerVaries--
Low MileageVariesUp to 10%
Original OwnerVaries--
Accident Forgiveness--Up to 30%
Deductible--Varies
Defensive Driver--Up to 20%
Discount Finder--Varies
E-billing--Up to 10%
EV/Hybrid--Up to 10%
Early Quote--Up to 10%
Family--Varies
Paperless documents--Varies
Passive Restraint--Up to 10%
Preferred payment--Up to 5%
Prepay--Up to 10%
Senior Adult--Up to 5%
Utility Vehicle--Varies

Payment Methods

Discount typeAAA Allstate
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
--yes
Prepayment
--yes

Features and Services

Features and ServicesAAA Allstate
24/7 serviceyesyes
Accident forgiveness--yes
Enhanced towing & substitute coverageyesyes
Loyalty rewards program--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAAA Allstate
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yesyes
Antique or Collector Car Insurance
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yesyes
First Aid Reimbursement
yes--
Gap Insurance
yes--
Glass Coverage yes--
Loss of Use Coverage
--yes
Mechanical Breakdown Insurance
yesyes
New Car Replacement Coverage
yesyes
No Fault Coverage
--yes
Pet Coverage
yes--
Preferred Repair Services
yesyes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Sound System Coverage
--yes
Umbrella Policy
yesyes

Uber and Lyft driver insurance

  • AAA
  • Allstate
  • Both

Compare Insurance Products

ProductAAA Allstate
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyesyes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes

User Reviews

  • AAA Reviews
  • Allstate Reviews
3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
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Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.