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17+ years in insurance and personal finance writing
In-depth knowledge of home and real estate topics
Angela is an insurance and personal finance expert who uses her experience to create content that helps readers understand important and complex topics.
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Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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Table of contents
Table of contents
Nissan is a popular car brand known for its great gas mileage, reliability, and safety. Popular models include the Altima sedan, Rogue SUV, and budget-friendly Versa. Insurance rates vary by model and other factors, but Nissan insurance averages $106 per month for liability coverage and $218 per month for full coverage, Insurify data shows.
Keep reading to learn about Nissan’s most popular model options and how much they cost to insure.
Many Nissans have 5-star NHTSA safety ratings, but newer models haven’t scored as well in IIHS safety tests.
Auto insurance rates are about average for most Nissan models.
Nissan vehicles aren’t typically targeted for theft and don’t appear on the list of the 10 most stolen cars.[1]
Cost of Nissan insurance by model
The average cost of a Nissan insurance policy varies by model since insurers consider safety features, vehicle age, vehicle type, driving record, and model information when setting rates.[2] The table below shows the average monthly quote based on the car model.
Nissan Model | Average Monthly Quote |
---|---|
Altima | $238 |
Frontier | $191 |
Kicks | $215 |
LEAF | $224 |
Pathfinder | $203 |
Rogue | $199 |
Sentra | $233 |
Versa | $218 |
Cheapest Nissan insurance by model
A Nissan might be a good option for people shopping on a budget, thanks to relatively low MSRPs and insurance rates. The company offers a wide range of vehicles, including sedans, SUVs, and an electric model. Insurance rates vary by model but also between insurance companies. Shop around for coverage to find the best rate.
Here’s a closer look at some top Nissan models and how much drivers pay, on average, for car insurance.
Nissan Altima
The Nissan Altima is one of the bestselling models and has a 5-star NHTSA safety rating, but it didn’t fare so well with the Insurance Institute for Highway Safety (IIHS). It gets good gas mileage, at 32 mpg, and comes with standard features like blind-spot alert, remote start, a collision warning system, and traction control. Altimas have a starting MSRP of $25,730.
Insurance Company | Average Quote: Full Coverage |
---|---|
USAA | $111 |
State Farm | $128 |
GEICO | $133 |
Allstate | $155 |
Progressive | $163 |
American Family | $194 |
Nationwide | $207 |
Travelers | $220 |
Liberty Mutual | $223 |
Farmers | $277 |
The General | $278 |
Nissan Rogue
The Nissan Rogue SUV fits five passengers and starts at $28,420, making it a little more expensive than other models. It has a comparable gas mileage to the Altima, at 33 mpg, and a 5-star NHTSA safety rating. But like the Altima, the latest Rogue didn’t earn a top IIHS safety score.
Blind-spot detection, a collision-avoidance system, a driver-attention assist monitor, slip control, and remote keyless entry come standard. But remote start is an optional add-on for the Rogue.
Insurance Company | Average Quote: Full Coverage |
---|---|
USAA | $93 |
State Farm | $107 |
GEICO | $110 |
Allstate | $129 |
Progressive | $135 |
American Family | $161 |
Nationwide | $173 |
Travelers | $184 |
Liberty Mutual | $186 |
Farmers | $231 |
The General | $232 |
Nissan Sentra
The Nissan Sentra is a solid budget-friendly option, with an MSRP of $20,890. The gas mileage is similar to other Nissans, at 34 mpg, and it includes many of the same standard safety features as the Altima, like remote keyless entry and a push-button engine start. The Sentra doesn’t have a remote engine start.
Insurance Company | Average Quote: Full Coverage |
---|---|
USAA | $109 |
State Farm | $125 |
GEICO | $129 |
Allstate | $151 |
Progressive | $159 |
American Family | $189 |
Nationwide | $202 |
Travelers | $215 |
Liberty Mutual | $217 |
Farmers | $271 |
The General | $272 |
Nissan Frontier
For pickup truck lovers, the Nissan Frontier offers multiple cab options, with a starting MSRP of $29,770 for the crew cab. At 21 mpg, it doesn’t have excellent gas mileage, but it has more horsepower than other Nissan models.
Not all models have four-wheel drive, but forward-collision warning with automatic emergency braking is standard. IIHS safety testing for the 2024 Frontier hasn’t been completed, and the NHTSA has yet to test it.
Insurance Company | Average Quote: Full Coverage |
---|---|
USAA | $89 |
State Farm | $103 |
GEICO | $106 |
Allstate | $124 |
Progressive | $130 |
American Family | $155 |
Nationwide | $166 |
Travelers | $177 |
Liberty Mutual | $178 |
Farmers | $222 |
The General | $223 |
Nissan Pathfinder
The Nissan Pathfinder is another popular SUV option and has a starting MSRP of $35,810. This model is one of the more expensive options and doesn’t have excellent gas mileage, with just 23 mpg. This spacious option seats up to seven people and has two-wheel drive, unlike the Rogue.
The Pathfinder includes a blind-spot alert, a collision warning system, traction control, slip control, and driver-attention assist.
Insurance Company | Average Quote: Full Coverage |
---|---|
USAA | $95 |
State Farm | $109 |
GEICO | $113 |
Allstate | $132 |
Progressive | $138 |
American Family | $165 |
Nationwide | $176 |
Travelers | $188 |
Liberty Mutual | $189 |
Farmers | $236 |
The General | $237 |
Nissan Kicks
The Kicks is one of the more affordable SUVs, with a starting MSRP of $23,220. It has significantly better gas mileage than the Pathfinder, at 33 mpg, and it seats five people.
Unlike the other vehicles on this list, the Kicks doesn’t include driver-attention assist or slip control. But Bluetooth, cruise control, remote keyless entry, and push-button engine start come standard.
Insurance Company | Average Quote: Full Coverage |
---|---|
USAA | $100 |
State Farm | $115 |
GEICO | $119 |
Allstate | $139 |
Progressive | $146 |
American Family | $174 |
Nationwide | $186 |
Travelers | $199 |
Liberty Mutual | $201 |
Farmers | $250 |
The General | $251 |
Nissan Versa
The Nissan Versa is a cheaper sedan option. The Versa gets average gas mileage, at 30 mpg, and has fewer bells and whistles, resulting in a lower starting price of $18,330. This model doesn’t include a blind-spot alert, a collision warning system, or driver-attention assist.
It has a “Good” IIHS score for two crashworthiness tests and a 5-star safety rating from the NHTSA. If you’re looking for a budget-friendly vehicle, the starting price of this car might be its biggest selling point.
Insurance Company | Average Quote: Full Coverage |
---|---|
USAA | $102 |
State Farm | $117 |
GEICO | $121 |
Allstate | $142 |
Progressive | $149 |
American Family | $178 |
Nationwide | $190 |
Travelers | $202 |
Liberty Mutual | $204 |
Farmers | $254 |
The General | $255 |
Nissan LEAF
Eco-friendly drivers can find an affordable electric vehicle with the Nissan LEAF. The car gets 34 mpg and runs entirely on electricity, so drivers can see significant savings as they skip the gas station. The LEAF can average around 149 miles on a full battery. The five-seater requires eight hours to get a full charge.
Drivers may pay lower insurance premiums, as the car has five stars on crash ratings from the NHTSA. And the Nissan LEAF is one of the most affordable electric vehicles on the market, with a starting MSRP of $29,280.
Insurance Company | Average Quote: Full Coverage |
---|---|
USAA | $105 |
State Farm | $121 |
GEICO | $125 |
Allstate | $146 |
Progressive | $153 |
American Family | $182 |
Nationwide | $195 |
Travelers | $207 |
Liberty Mutual | $210 |
Farmers | $261 |
The General | $262 |
Best companies for Nissan car insurance
Choosing the right insurance company can take some time, but the right fit will help put your mind at ease when you’re on the road. Here are some of the best car insurance companies for Nissan drivers.
USAA: Best for military members
User Reviews | 4.9 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.4 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $48/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $99/mo |
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Cornelius
June 2, 2025
Good
Alberta
May 28, 2025
Excellent
Tracey
May 28, 2025
USAA Auto Insurance Review
USAA exclusively serves current and former members of the military and their immediate families and is still the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more. Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s Overall Customer Satisfaction Index.
High customer satisfaction
Low premiums
SafePilot program rewards good driving with up to 30% discount
Only available to active-duty military, veterans, military spouses, or children of service members or veterans
No 24/7 customer phone support
Customer reviews are mixed for service and claims processing
State Farm: Best for customer satisfaction
User Reviews | 4.1 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $55/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $117/mo |
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Cassaundra
June 3, 2025
State Farm has turned out to be the best insurance for me. It covers everything I need for less than all the companies I have spoken to.
Shawna
May 30, 2025
No
James
May 29, 2025
Excellent
State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer ranked fifth for overall customer satisfaction in the 2023 J.D. Power U.S. Auto Claims Satisfaction Study. Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.
High rates of customer satisfaction
Rideshare insurance available
Savings for bundling auto with home, renters, condo, or life insurance
No gap insurance offering
May not be the cheapest choice for drivers with violations
Accident forgiveness limited to longtime customers with clean driving records
GEICO: Best for discounts
User Reviews | 4.0 |
---|---|
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9 /10 |
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $127/mo |
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $155/mo |
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Bonnie
June 2, 2025
Good. No issues
Annette
June 2, 2025
Better than what I recently changed to, going back
Richard
June 1, 2025
Price Increases
GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products. The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints than average.
Good rates for good drivers, seniors, and young drivers
Accident forgiveness available
A+ (Superior) financial strength rating from AM Best
High rates for drivers with certain violations, like DUIs
No rideshare or new car replacement coverage available
Lower customer satisfaction scores from J.D. Power
Nissan car insurance coverages
Liability-only insurance may not be enough coverage to protect you in a serious accident or incident — or from a driver with no insurance. Adding optional coverage can help cover costs if you need to file a claim:[3]
Collision coverage
Collision insurance pays for damages to your vehicle if you’re in a collision with another car or object. Insurance policies include this type of coverage as part of a full-coverage policy. Collision coverage doesn’t protect against damage from other incidents or natural disasters.
Comprehensive coverage
Comprehensive insurance protects against damage to your vehicle, including damage from vandalism, theft, fire, and natural disasters.
Uninsured/underinsured motorist coverage
Some drivers don’t have insurance (even though it’s legally required), or their policy may not cover enough to provide adequate compensation for damages. Uninsured/underinsured motorist coverage adds extra protection for you if the other driver doesn’t have enough insurance coverage.
Personal injury protection coverage
Personal injury protection (PIP) provides coverage for medical costs and lost wages. Some states require drivers to purchase a PIP policy with liability-only policies. Check with your state for its requirements.
Gap coverage
Gap insurance is an optional product that helps protect you from financial loss if you have a vehicle loan and your car gets totaled. A gap policy pays the difference between what you owe on your loan and your vehicle’s insurance payout.
Nissan insurance FAQs
If you’re considering a Nissan but still have questions about the cost of insurance, check out the additional information below.
Which company has the cheapest Nissan insurance?
Nissan insurance rates vary based on numerous factors, including safety features, driver history, location, and discount options. While your vehicle’s model can affect the cost of your insurance policy, you can help control the price with higher deductibles and different coverage amounts.
Are Nissans expensive to insure?
Insurance rates for Nissan vehicles are comparable to other brands and models. One factor affecting a model’s insurance rates is how often it’s stolen. According to the National Insurance Crime Bureau, Nissans aren’t even in the top 10 most stolen vehicles.
How much does it cost to insure a Nissan Frontier?
The cost to insure a Nissan Frontier averages $191 per month, Insurify data shows. But the rates you pay to insure your Frontier depend on your driving history, location, and coverage options. The highway safety ratings for the Nissan Frontier are lower in many areas, which could increase insurance costs.
Which Nissan model is the cheapest to insure?
The Nissan Frontier is one of the cheapest models to Insure, at an average of $191 per month, according to Insurify data.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- National Insurance Crime Bureau. "New Report: Imports Top List for America’s Most Stolen Vehicles."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Auto insurance basics—understanding your coverage."
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Angela Brown is a freelance writer with 17 years of professional writing and editing experience.
She specializes in finance, real estate, and insurance content. Angela uses her experience to
create easy-to-understand content that helps consumers understand tough topics better. When
she’s not working, she enjoys spending time with her family and planning vacations.
Angela has been a contributor at Insurify since October 2022.
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
Featured in