Cost of Honda Car Insurance (2025)

Honda drivers pay an average of $143 per month for car insurance, but your rate will depend on many factors, including the type of Honda you have.

Jessica Martel
Written byJessica Martel
Jessica Martel
Jessica Martel

Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.

Jessica has been a contributor at Insurify since July 2023.

Ashley Cox
Edited byAshley Cox
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Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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*Quotes generated for Insurify users within the last 10 days. Last updated on May 5, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 5, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Honda is one of the most popular car makes in America, according to a recent Insurify study. Affordability and reliability may explain why Americans favor the Honda brand, along with its relatively affordable cost to insure.

The average cost of full-coverage car insurance for a Honda is $187, compared to the national average of $195 for all makes and models.

Here’s what you should know about finding car insurance for your Honda.

Quick Facts
  • High theft rates might help explain why the Civic is more expensive to insure than most other Honda models.

  • Liability-only insurance for a Honda costs an average of $99 per month, compared to the overall national average of $105 for all vehicle makes and models.

  • The Odyssey is one of the cheapest Honda models to insure, and the Prologue is one of the most expensive models to insure.

Cost of Honda insurance by model

Factors that can affect the cost of insurance for Honda models include size, trim level, safety features, and model year — new vehicles are typically more expensive.[1] How the vehicle is powered can also influence cost. Hybrid models are more expensive on average than models with an internal combustion engine (ICE).

Check out average monthly liability-only and full-coverage costs for some popular Honda models in the table below.

Honda Model
sort ascsort desc
Average Quote: Full Coverage
sort ascsort desc
Average Quote: Liability Only
sort ascsort desc
Accord$201$107
Civic$200$106
CR-V$158$84
HR-V$188$100
Odyssey$153$81
Passport$181$96
Pilot$169$90
Prologue$268$142
Ridgeline$162$86
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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Cheapest Honda insurance by model

The type of Honda you drive can affect how much you pay for car insurance coverage. In the sections that follow, you can see average monthly quotes from different insurers.

  • The Honda Accord took the top spot as America’s most popular vehicle in a recent Insurify study, but it’s one of the most expensive Honda models to insure, with an average monthly premium of $154.

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$103$49
    GEICO$122$57
    State Farm$123$58
    Allstate$136$64
    Progressive$158$103
    American Family$159$73
    Nationwide$189$90
    Travelers$199$95
    Farmers$242$114
    Liberty Mutual$259$180
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The Honda Civic is affordable and ranked as the third most popular vehicle in America, according to a recent Insurify study. Unfortunately, the Civic is also one of the most popular cars for thieves. Higher rates of theft might help explain why the Civic is one of the most expensive Honda models to insure.

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$102$49
    GEICO$121$56
    State Farm$122$57
    Allstate$136$64
    Progressive$157$102
    American Family$158$73
    Nationwide$188$90
    Travelers$198$95
    Farmers$241$114
    Liberty Mutual$258$179
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The Honda CR-V is one of the cheapest Honda models to insure, with only the Honda Odyssey costing less. Sports cars and luxury vehicles usually cost more to insure because they’re involved in more accidents and thefts and are more expensive to repair.

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$81$39
    GEICO$95$44
    State Farm$96$45
    Allstate$107$50
    Progressive$124$81
    American Family$125$58
    Nationwide$148$71
    Travelers$156$75
    Farmers$190$90
    Liberty Mutual$203$142
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The cost of insurance is higher for the Honda HR-V than for the similar CR-V model. Monthly full-coverage insurance for the HR-V is $188 compared to $158 for the CR-V. And the HR-V’s monthly liability-only coverage is $100 compared to $84 for the CR-V.

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$96$46
    GEICO$114$53
    State Farm$115$54
    Allstate$127$60
    Progressive$148$96
    American Family$149$69
    Nationwide$176$84
    Travelers$186$89
    Farmers$226$107
    Liberty Mutual$242$168
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Compared to other Honda models, full coverage and liability-only coverage cost less for the Odyssey.

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$78$37
    GEICO$92$43
    State Farm$93$44
    Allstate$103$48
    Progressive$120$78
    American Family$121$56
    Nationwide$143$68
    Travelers$151$72
    Farmers$184$87
    Liberty Mutual$196$137
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Car insurance costs for the Honda Passport are in the middle of the pack compared to other Honda models on this list. See how much it costs to insure this midsize SUV with some popular insurers in the table below.

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$92$44
    GEICO$109$51
    State Farm$110$52
    Allstate$122$57
    Progressive$142$92
    American Family$143$66
    Nationwide$169$81
    Travelers$179$86
    Farmers$217$103
    Liberty Mutual$233$162
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • As a midsize SUV, the Pilot is larger than the Passport but has a lower insurance cost. The monthly cost of full-coverage car insurance is $169, and liability-only coverage is $90. Like many other Honda models, the Pilot is listed as a Top Safety Pick by the Insurance Institute for Highway Safety (IIHS).[2]

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$86$41
    GEICO$102$47
    State Farm$103$48
    Allstate$114$54
    Progressive$133$86
    American Family$133$61
    Nationwide$158$76
    Travelers$167$80
    Farmers$203$96
    Liberty Mutual$217$151
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • This midsize electric SUV is the most expensive Honda to insure of the models Insurify researched. Insurance for electric cars can cost more because of the higher MSRPs and repair costs for these vehicles.

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$137$66
    GEICO$162$75
    State Farm$163$77
    Allstate$181$85
    Progressive$211$137
    American Family$212$98
    Nationwide$251$120
    Travelers$265$127
    Farmers$322$152
    Liberty Mutual$345$240
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • The Ridgeline is Honda’s pickup truck. The cost to insure a Ridgeline falls in the middle of the other Honda models. The cost of liability insurance is often higher for large trucks because they can cause more significant damage in an accident, but the Ridgeline is considered a midsize pickup, so this might help keep the cost down.

    Insurance Company
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    USAA$82$40
    GEICO$98$45
    State Farm$98$46
    Allstate$109$51
    Progressive$127$82
    American Family$128$59
    Nationwide$152$72
    Travelers$160$77
    Farmers$194$92
    Liberty Mutual$208$145
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Best companies for Honda car insurance

Three of the best car insurance companies for Honda car insurance include USAA, State Farm, and GEICO. The best insurance company for you will depend on your unique insurance needs and budget. It’s important to compare quotes from multiple insurance companies before making a decision.

Best for active military members, veterans, and their families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$47/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$98/mo
4.9
Best choiceBased on 2,016 verified guest reviews and ratings
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,160)

Richard

May 4, 2025

Verified Review

Always had great service

Great service

Alberta

May 2, 2025

Verified Review

I have been with USAA for over 20 years and they have always met my needs. I recommend them to anyone who needs their services.

I have been with USAA for over 20 years and they have always met my needs. I recommend them to anyone who needs their services.

Stephen

May 2, 2025

Verified Review

My experience with USAA

Generally good, however, lately premiums have gone up.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA exclusively serves current and former members of the military and their immediate families and is still the seventh-largest insurance company in the U.S. by market share. USAA offers banking, investing, and retirement services in addition to numerous insurance products, including auto, homeowners, renters, and more. 

Auto policyholders can qualify for discounts for bundling, insuring multiple vehicles, and living on a military base. AM Best gives USAA an A++ (Superior) financial strength rating, and the insurer ranked best in most regions in J.D. Power’s 2024 U.S. Auto Insurance Study.

Pros
  • High customer satisfaction

  • Low premiums

  • SafePilot program rewards good driving with a discount of up to 30%

Cons
  • Only available to active-duty military, veterans, military spouses, or children of service members or veterans

  • No 24/7 customer phone support

  • Customer reviews are mixed for service and claims processing

Best for customer satisfaction: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$117/mo
4.2
Best choiceBased on 10,903 verified guest reviews and ratings
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,929)

Georgia

May 5, 2025

Verified Review

I am a long-time customer. They could have given me more discounts as I don't drive the car much, maybe 1000 or fewer miles a year. I hope they will do so in the next 6 months.

I am a long-time customer. They could have given me more discounts as I don't drive the car much, maybe 1000 or fewer miles a year. I hope they will do so in the next 6 months.

Carolyn

May 5, 2025

Verified Review

We must think they are good... we have been with them for 50 years! They do not insure dwellings over 20 years old, and that is why I am looking. Nothing wrong with them. Just renewed my car insurance with them this week.

We must think they are good... we have been with them for 50 years! They do not insure dwellings over 20 years old, and that is why I am looking. Nothing wrong with them. Just renewed my car insurance with them this week.

Randall

May 5, 2025

Verified Review

Valued

I've had great service on two claims. It went very smoothly.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm is the largest U.S. auto insurer by market share and has operated for more than 100 years. Available in all 50 states, State Farm stands out for its customer service, extensive discounts, and optional coverages. The insurer has above-average customer satisfaction ratings in most regions, according to J.D. Power’s 2024 U.S. Auto Insurance Study.

Safe drivers can enjoy many State Farm discounts, including ones for young motorists who complete an approved driver training course, for having a vehicle with certain safety equipment, and for going three years or longer without violations or at-fault accidents.

Pros
  • High rates of customer satisfaction

  • Rideshare insurance available

  • Savings for bundling auto with home, renters, condo, or life insurance

Cons
  • No gap insurance offering

  • May not be the cheapest choice for drivers with violations

  • Accident forgiveness limited to longtime customers with clean driving records

Best for drivers older than 25: GEICO

User Reviews
4.1
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$148/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$178/mo
4.1
Best choiceBased on 11,722 verified guest reviews and ratings
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,355)

Wilson

May 5, 2025

Verified Review

After 11 years with the company they punish

After 11 years with the company, they punish customers for reporting a claim, but they never paid for the claim because I paid with my own money. Even when I paid, they still used the report to increase my premiums. That's why I canceled my 11-year auto insurance and my house policy too.

Laurie

May 5, 2025

Verified Review

My Geico Experience

It was affordable for me.

Randy

May 5, 2025

Verified Review

I just canceled because State Farm is $38 a month less expensive for auto and $5 less for renters. You guys should be aware of this.

I just canceled because State Farm is $38 a month less expensive for auto and $5 less for renters. You guys should be aware of this.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO, a subsidiary of the Berkshire Hathaway Group, is the third-largest U.S. insurer by market share. In addition to auto insurance, GEICO sells homeowners, renters, flood, travel, life, and business insurance, among other products. 

The insurer offers numerous car insurance discounts to help drivers save. For example, drivers who are accident-free for five years could earn 22% off premiums, and good students could earn 15% off. GEICO’s National Association of Insurance Commissioners complaint index score is below average, meaning it receives fewer consumer complaints than average.

Pros
  • Good rates for good drivers, seniors, and young drivers

  • Accident forgiveness available

  • A+ (Superior) financial strength rating from AM Best

Cons
  • High rates for drivers with certain violations, like DUIs

  • No rideshare or new car replacement coverage available

  • Lower customer satisfaction scores from J.D. Power

Average cost of Honda insurance by state

Your location is one factor that affects how much you pay for car insurance.[3] In the chart below, you can see how much Honda insurance costs in different states across all models.

Full-Coverage Rates by State

State
sort ascsort desc
Average Monthly Quote: Full Coverage
sort ascsort desc
Alabama$136
Arizona$167
Arkansas$246
California$231
Colorado$211
Connecticut$321
Delaware$236
Florida$220
Georgia$239
Idaho$120
Illinois$163
Indiana$138
Iowa$116
Kansas$158
Kentucky$208
Louisiana$212
Maine$144
Maryland$325
Massachusetts$171
Michigan$265
Minnesota$187
Mississippi$199
Missouri$185
Montana$159
Nebraska$168
Nevada$269
New Hampshire$108
New Jersey$171
New Mexico$152
New York$451
North Carolina$90
North Dakota$132
Ohio$124
Oklahoma$171
Oregon$154
Pennsylvania$166
Rhode Island$141
South Carolina$258
South Dakota$124
Tennessee$143
Texas$226
Utah$175
Vermont$145
Virginia$184
Washington$153
District of Columbia$329
West Virginia$150
Wisconsin$127
Wyoming$114

Source: Alaska and Hawaii omitted due to insufficient data.

How to ensure you have enough coverage on your Honda

You may need to carry several different types of insurance coverage for your Honda. Some of the most common coverages that can meet your needs include:

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Bodily injury liability

    Bodily injury liability coverage is mandatory in most states and covers medical bills and other associated expenses of people injured in an accident you cause.

  • illustration card https://a.storyblok.com/f/162273/x/db598219e3/damage-from-aircraft.svg

    Property damage liability

    Property damage liability is mandatory in nearly every state and covers the cost of repairing or replacing someone else’s damaged property in an accident you cause.

  • illustration card https://a.storyblok.com/f/162273/150x150/0ee044afbd/car-and-driving-96x96-orange_039-car-accident.svg

    Collision coverage

    No states legally mandate collision coverage, though drivers who lease their vehicles may need to carry it. Collision insurance pays to repair or replace your vehicle if it’s damaged in an accident, no matter who’s at fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage pays to repair or replace your vehicle if anything other than a car accident damages it, such as theft, vandalism, or bad weather.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Personal injury protection (PIP)

    Depending on your state, this kind of coverage may be mandatory. PIP pays for your medical bills and associated expenses if you’re hurt in an accident, no matter who caused it.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Required in some states, uninsured/underinsured motorist coverage will pay for your medical bills and associated expenses if you get injured in an accident that an uninsured or underinsured driver causes.

Honda car insurance FAQs

Finding the right auto insurance as a Honda driver will depend on your particular circumstances, including what specific model you drive, your driving history, your location, your credit history, and your age. Here are some of the most commonly asked questions about Honda insurance.

  • Some of the cheapest Honda insurance quotes come from USAA, GEICO, and State Farm, according to Insurify data. The cost of insurance can vary greatly depending on factors such as your age, gender, location, and driving record. When looking for the cheapest Honda insurance, compare multiple companies, considering rates, fees, and if they offer any discounts, such as home and auto bundling and good student discounts.

  • Full-coverage car insurance for Hondas costs $187 per month, which is similar to the national average of $195. The average cost of liability-only insurance for a Honda is $99 per month, which is also on par with the national average of $105. How expensive a Honda is to insure will vary based on the vehicle model, as well as your age, gender, marital status, location, and driving record.

  • The average cost of a car insurance policy for a Honda Civic is $200 per month for full coverage and $106 per month for liability coverage. Your cost will depend on several factors, including your age, gender, marital status, location, and driving record. In some states, having good credit can also help you secure a lower rate. Civic drivers generally pay higher car insurance rates than people who drive other Honda models.

  • The cost of car insurance for a Honda Civic is higher than for other Honda models because it’s one of the most stolen cars in America. Insurers consider this a higher risk when determining your car insurance premium.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. National Association of Insurance Commissioners. "A Consumer's Guide to Auto Insurance."
  2. Insurance Institute for Highway Safety. "2025 Top Safety Picks."
  3. Insurance Information Institute. "What determines the price of an auto insurance policy?."
Jessica Martel
Jessica Martel

Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. She specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. She holds a Masters of Science degree in Cognitive Research Psychology.

Jessica has been a contributor at Insurify since July 2023.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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