4.8out of 3,000+ reviews

Cheap Auto Insurance Quotes in Papillion, NE (August 2022)

Secure. Free. Easy-to-use.
Advertising disclosures
auto insurance

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Olivia Oksenhorn

By: Olivia Oksenhorn

Edited by Tanveen Vohra | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Car Insurance in Papillion, NE

The average cost of Nebraska car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Papillion, NE to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Papillion is $162 per month, or $1944 annually.
  • Car insurance in Papillion is $7 more than the average cost of car insurance in Nebraska.
  • The cheapest car insurance provider in Papillion on average is Stillwater, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Progressive
$33
Allstate
$56
State Farm
$58
Travelers
$100
Nationwide
$108

Cheapest Car Insurance in Papillion, NE

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in PapillionQuotes
Progressive$33 /mo
Allstate$56 /mo
State Farm$58 /mo
Travelers$100 /mo
Nationwide$108 /mo

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required

Average Car Insurance Cost

Nebraska Cities
Omaha$133/mo
Lincoln$92/mo
Bellevue$124/mo
Grand Island$102/mo
Papillion$103/mo
Nebraska$111/mo
Lincoln
$92
Grand Island
$102
Papillion
$103
Average for NE
$111
Bellevue
$124
Omaha
$133
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Nebraska

All motor vehicles operated or parked on Nebraska roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Nebraska[1] are:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Nebraska is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $25,000 per person for uninsured/underinsured motorists
  • $50,000 per accident for uninsured/underinsured motorists

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. While this level of coverage is required in Nebraska, drivers can increase their minimums by writing to their provider.

Find local Papillion agents

  • Olson Insurance, Inc.

    609 Olson Dr,
    Ste 1, Papillion, NE 68046-7609
  • P&C Insurance Specialists, LLC 

    1205 Golden Gate Dr,
    Papillion, NE 68046-2837
  • TST Insurance 

    955 N Adams St #7,
    PAPILLION, NE 68046-3063
  • Kirk Goodnight - State Farm Insurance Agent in Papillion, NE

    11336 S 96th St #105,
    Papillion, NE 68046
  • Thad Hamilton - State Farm Insurance Agent

    213 S Washington St #1,
    Papillion, NE 68046
  • Ken Summerfield American Family Insurance

    945 N Adams St,
    Papillion, NE 68046,
  • Doug Hailey - State Farm Insurance Agent

    607 Pinnacle Dr # E,
    Papillion, NE 68046
  • Justin Fuhriman: Allstate Insurance

    1246 Golden Gate Dr Ste F,
    Papillion, NE 68046
  • Matt Yost Insurance Agency Inc

    609 Olson Dr #5,
    Papillion, NE 68046
  • Smith Davis Insurance (formerly Baehler Insurance)

    120 W 2nd St,
    Papillion, NE 68046
View more

FAQs - Papillion, NE Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required
  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Olivia Oksenhorn
Olivia Oksenhorn
Linkedin

Insurance Writer

Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.

Learn More

Sources

  1. Nebraska Unicameral Legislature. "State Minimum Car Insurance Requirements." Accessed May 28, 2022