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Cheap Auto Insurance Quotes in Eden Prairie, MN (2022)
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Updated August 31, 2022
Car Insurance in Eden Prairie, MN
The average cost of Minnesota car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Eden Prairie, MN to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Eden Prairie is $163 per month, or $1956 annually.
Car insurance in Eden Prairie is $16 more than the average cost of car insurance in Minnesota.
The cheapest car insurance provider in Eden Prairie on average is Stillwater, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
Progressive$60
Allstate$119
Travelers$139
American Family$171
See More:
Cheapest Car Insurance in Eden Prairie, MN
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Eden Prairie | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Progressive | $60 /mo |
| Allstate | $119 /mo |
| Travelers | $139 /mo |
| American Family | $171 /mo |
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Average Car Insurance Cost
| Minnesota Cities | |
|---|---|
| Minneapolis | $157/mo |
| Rochester | $119/mo |
| Duluth | $127/mo |
| Burnsville | $126/mo |
| Eden Prairie | $122/mo |
| Minnesota | $130/mo |
Rochester$119
Eden Prairie$122
Burnsville$126
Duluth$127
Average for MN$130
Minneapolis$157
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Minnesota
All motor vehicles operated or parked on Minnesota roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Minnesota[1] are:
$30,000 per person for bodily injury
$60,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Minnesota is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.
$10,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
$40,000 per accident for PIP
Personal injury protection coverage, also referred to as PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.
$25,000 per person for uninsured/underinsured motorist bodily injury
$50,000 per accident for uninsured/underinsured motorist bodily injury
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Massachusetts, drivers are required to purchase this coverage for bodily injuries.
Find local Eden Prairie agents
Michael Gordon Insurance Agency
8925 Aztec Dr Ste 2,
Eden Prairie, MN 55347-0246Rick Johnson Insurance Agency, Inc.
8925 Aztec Dr Ste 2,
Eden Prairie, MN 55347-1955Handberg Agency, Inc.
17870 Cobblestone Way,
Eden Prairie, MN 55347-2140Bremer Insurance Agencies, Inc.
11800 Singletree Lane,
Eden Prairie, MN 55344Unity Insurance Agency, LLC
PO Box 44035,
Eden Prairie, MN 55344Christensen Group, Inc.
9855 W 78Th St Ste 100,
Eden Prairie, MN 55344-8004RJR Insurance Agency, Inc.
10050 Crosstown Cir Ste 105,
Eden Prairie, MN 55344-3349J A Price Agency, Inc
6640 Shady Oak Road #500,
Eden Prairie, MN 55344-1133McCray Insurance Agency
8981 Aztec Dr,
Eden Prairie, MN 55347-1916Midwest Bankers Insurance Services, Inc.
8050 Washington Ave,
Eden Prairie, MN 55344
For more detailed Minnesota city level guides, check out these below.
FAQs - Eden Prairie, MN Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Sources
- Minnesota Department of Commerce. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
