Best Car Insurance in Massachusetts (2026)
Travelers Insurance, Liberty Mutual, and Allstate are among the best auto insurance companies in Massachusetts.
Secure. Free. Easy-to-use.
4.7 / 518K reviews
)
Writer: Emily Guy BirkenInsurance and Personal Finance Writer
Writer: Emily Guy BirkenInsurance and Personal Finance Writer
Qualifications:
Plutus Award winner
Over 12 years writing about insurance and personal finance
Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.
)
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
)
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Qualifications:
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Best car insurance companies in Massachusetts
Getting car insurance in Massachusetts can feel overwhelming if you don’t know which auto insurance companies offer the best coverage. It’s important to shop around and compare quotes, discounts, and customer reviews.
Below, you’ll find Insurify’s top picks for the best auto insurance in Massachusetts. To create this list of the best insurance companies, Insurify analyzed 120+ insurers operating in the Bay State.
Liberty Mutual: Best overall
| User Reviews | 3.4 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $125/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $181/mo |
3.4
A solid option in MassachusettsBased on 4,541 verified driver reviews and ratings
Liberty Mutual's score | Industry average | |
|---|---|---|
| Coverage options | 3.6 | 3.2 |
| Customer service | 3.5 | 3.6 |
| Discounts | 3.3 | 2.9 |
| Policy transparency | 3.4 | 3.1 |
| Value | 3.0 | 2.9 |
How drivers feel about Liberty Mutual
Drivers appreciate the ease of making payments and the company’s helpful customer service. But they dislike the frequent and unexplained rate increases, and some report difficulties in communication and claim handling.
Based on analysis of verified reviews collected by Insurify
Best in Massachusetts for
Showing 5 reviews from Massachusetts driversSee all 2,057 Liberty Mutual reviews
Verified Review
Reviewed in Massachusetts on February 18, 2026
They are pretty good. They have decent prices. They are helpful with claims but don't always respond right away.
Verified Review
Reviewed in Massachusetts on February 7, 2026
Liberty advertises that you pay only for what you want. My wife has dementia and cannot drive. She is on my policy, and they have told me because she was listed, she would have to remain, and I have to pay for that.
Verified Review
Reviewed in Massachusetts on January 4, 2026
My experience with Liberty Mutual is mostly good. I like the flexibility of being able to pay and find my forms online. I didn’t find auto glass replacement to be easy with Liberty Mutual. The company they recommended didn’t have our windshield, so I had to find another company myself. I wish the original prices they quoted me did not go up so much. Each year, the price increases beyond what I’m happy with. That being said, when I price other companies, there are none that are cheaper. So I’m staying with Liberty Mutual.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
626
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
4.28
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company
With headquarters in Boston, Liberty Mutual is a 114-year-old insurance company that understands auto insurance in Massachusetts. Plus, JD Power ranks Liberty Mutual far above average in its U.S. Auto Claims Satisfaction Study.
Liberty Mutual offers ample discounts, including discounts for bundling, good students, military members, students away at school, claims-free and violation-free drivers, and multi-car discounts. Drivers can also access accident forgiveness insurance as one of Liberty Mutual’s optional coverages.
Pros
Many available discounts
Accident forgiveness available
Ranks highly in the JD Power U.S. Auto Claims Satisfaction Study
Cons
Very low customer review rating with the Better Business Bureau (BBB)
Higher-than-average number of complaints with the National Association of Insurance Commissioners (NAIC)
More expensive premiums than competitors
Travelers: Best for optional coverages
| User Reviews | 4.6 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $193/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $275/mo |
4.6
Best choice in MassachusettsBased on 1,895 verified driver reviews and ratings
Travelers's score | Industry average | |
|---|---|---|
| Coverage options | 4.6 | 3.2 |
| Customer service | 4.6 | 3.6 |
| Discounts | 4.3 | 2.9 |
| Policy transparency | 4.6 | 3.1 |
| Value | 4.3 | 2.9 |
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
Based on analysis of verified reviews collected by Insurify
Best in Massachusetts for
Showing 11 reviews from Massachusetts driversSee all 688 Travelers reviews
Verified Review
Reviewed in Massachusetts on September 18, 2026
Good, but too expensive for an older model car (almost 20 years old). No discounts for having no accidents or citations.
Verified Review
Reviewed in Massachusetts on September 7, 2026
Travelers is affordable and addresses issues quickly.
Verified Review
Reviewed in Massachusetts on June 30, 2026
Most reasonable compared to other providers; I have called many to compare.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
623
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
As a no-fault state, Massachusetts requires drivers to carry personal injury protection (PIP) and bodily injury caused by uninsured auto coverage, in addition to the more typical bodily injury liability and property damage liability.
Travelers can provide Massachusetts drivers with the compulsory coverage they need, as well as some of the less common optional coverages like gap insurance, roadside assistance, rental car coverage, accident forgiveness, and new car replacement.
Pros
Many available discounts
New car replacement if you total a new car in the first five years
AM Best financial strength rating of A++ (Superior)
Cons
Very low customer review rating with the BBB
Higher-than-average number of complaints with the NAIC
More expensive premiums than competitors
Allstate: Best for bundling
| User Reviews | 3.8 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $91/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $159/mo |
3.8
A solid option in MassachusettsBased on 12,661 verified driver reviews and ratings
Allstate's score | Industry average | |
|---|---|---|
| Coverage options | 3.8 | 3.2 |
| Customer service | 3.9 | 3.6 |
| Discounts | 3.8 | 2.9 |
| Policy transparency | 3.7 | 3.1 |
| Value | 3.3 | 2.9 |
How drivers feel about Allstate
Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.
Based on analysis of verified reviews collected by Insurify
Best in Massachusetts for
Showing 11 reviews from Massachusetts driversSee all 4,781 Allstate reviews
Verified Review
Reviewed in Massachusetts on October 6, 2026
Friendly reps.
Verified Review
Reviewed in Massachusetts on September 17, 2026
Well, I paid for a whole year for our cars in advance, but because I took one car off the road and put another car on, I now owe $36, and they said they would cancel my insurance over it. Because of the $36, you tell me how that’s a good insurance company.
Verified Review
Reviewed in Massachusetts on April 23, 2026
I have excellent car insurance with Allstate.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
646
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.02
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-
Why we picked this company
Bundling is one of the best ways Allstate customers can save, since purchasing your home and auto insurance with this insurer saves an average of 20%. Allstate offers many additional ways to save money, including discounts for anti-lock brakes, anti-theft devices, multiple policies, safe driving, good grades, and automatic payments.
Pros
Wide variety of available discounts
Above-average JD Power customer satisfaction rating in New England
Highly rated mobile app
Cons
Higher-than-average number of complaints with the NAIC
Customer loyalty discount not available
Very low customer review rating on Trustpilot
GEICO: Best for people with an incident on their driving record
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $85/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $121/mo |
4.0
Best choice in MassachusettsBased on 21,316 verified driver reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.0 | 3.2 |
| Customer service | 4.1 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 4.0 | 3.1 |
| Value | 3.9 | 2.9 |
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Based on analysis of verified reviews collected by Insurify
Best in Massachusetts for
Showing 39 reviews from Massachusetts driversSee all 8,303 GEICO reviews
Verified Purchase
Reviewed in Massachusetts on September 22, 2026
So far, so good. Very helpful when signing on.
Verified Purchase
Reviewed in Massachusetts on September 22, 2026
Terrific so far, but I’m anxiously awaiting what it will be like when it’s time for renewal.
Verified Purchase
Reviewed in Massachusetts on September 21, 2026
Great! The only thing I’m sad about is that I did it all online. It went so well and I saved money, so I referred my coworker. He went in person to a local agent and got a gift bag with goodies and a little gecko. I’m so jealous I didn’t get the little GEICO gecko as well. Other than that, I’m very pleased.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
638
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Massachusetts has a high percentage of drivers with an accident on their driving record, according to Insurify data. A total of 7% of Bay State drivers have been in an accident, while 3% have a speeding ticket and 0.5% have a driving while intoxicated (DWI) conviction. GEICO offers competitive premiums for high-risk drivers, as well as a number of discounts.
Pros
Many available discounts
Award-winning app and website
Accident forgiveness available
Cons
Fewer optional coverages than some competitors
No rideshare or new car replacement coverage
Very low customer review rating on Trustpilot
USAA: Best for military members
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $84/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $120/mo |
4.9
Best choice in MassachusettsBased on 4,443 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.9 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best in Massachusetts for
Showing 10 reviews from Massachusetts driversSee all 1,729 USAA reviews
Verified Review
Reviewed in Massachusetts on September 21, 2026
Amazing.
Verified Review
Reviewed in Massachusetts on September 6, 2026
I was with AAA until I learned that USAA canceled my policy on August 24. I don’t recall ever giving them the right to do that. However, I was told that I had two accidents listed on my MVR, which caused my premium to increase from $132 to $289 per month. That’s more than I could ever imagine. I’m a senior citizen on a fixed income, and this is really going to make things very hard for me financially.
The accident listed as “minor” was appealed, and I was found not guilty. The “major” accident was caused by an uninsured driver. It’s my hope that a way can be found to lower my rate.
Also, while I was shopping around before USAA, I was told that this policy will lapse on September 11. Could someone please let me know if that is true as soon as possible? Thank you.
Verified Review
Reviewed in Massachusetts on July 20, 2026
Not sure why, but I’m going to be 71 years old in August and have an excellent driving record. It’s costing me $174.00 each month for insurance for my 2008 Ford Fusion.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
741
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
More than 276,000 military veterans reside in Massachusetts, as well as nearly 3,700 active-duty military members and more than 14,000 reservists.[1] USAA exclusively serves active-duty military members, veterans, and their families, making it a good fit for thousands of Bay State drivers. The insurer prides itself on excellent customer service and special coverages and discounts tailored to military families.
Pros
AM Best financial strength rating of A++ (Superior)
Highly rated mobile app
Offers SafePilot telematics program to help lower rates
Cons
Available only to the military community
Very low customer review rating on Trustpilot
Higher-than-average number of complaints with the NAIC
How we chose the best car insurance companies in Massachusetts
Our editorial team analyzed regional and national auto insurance companies that sell policies in Massachusetts to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
Average cost of car insurance in Massachusetts
The average cost of car insurance in Massachusetts is $103 per month for liability-only coverage. This includes four types of mandatory coverage: bodily injury to others coverage, PIP, bodily injury caused by uninsured auto coverage, and damage to someone else’s property. This is slightly higher than the national average for liability coverage, in part because Massachusetts requires more mandatory coverage than other states.[2]
Full-coverage car insurance, which typically adds collision and comprehensive coverage, costs an average of $137 per month in the Bay State, which is significantly lower than the national average for full-coverage insurance.
Massachusetts is a no-fault state, which may help explain why liability coverage is slightly more expensive than the national average and full coverage is lower. Under Massachusetts’ no-fault law, each person’s PIP coverage will pay for their own medical expenses, lost wages, and replacement services, no matter who causes an accident.
Additionally, only 8% of Massachusetts drivers are uninsured, according to the Insurance Research Council. This high rate of insurance compliance may also help lower the cost of collision and comprehensive coverage.
Find Cheap Car Insurance in Massachusetts
Liability quotes start at $50/mo.
Excellent
4.7 out of 5 based on 17,848 reviews
Secure. Free. Easy-to-use.
How to get the best car insurance in Massachusetts
To make sure you’re getting the right car insurance for your needs in Massachusetts, consider the following strategies:
Understand the compulsory coverage requirements
Massachusetts requires all drivers to carry a minimum of $25,000 per person and $50,000 per accident in bodily injury to others coverage and bodily injury caused by other auto coverage, $8,000 in PIP, and $30,000 in property damage to others coverage.
Know your rights
Massachusetts law prohibits insurance companies from using gender, marital status, or credit history in the underwriting or rating process.
Remember that Massachusetts is a no-fault state
Under no-fault rules, each person’s insurance pays for their own damages, regardless of fault. In Massachusetts, the no-fault rule applies solely to PIP or medical coverage. If you don’t also have robust health insurance, you may want to purchase more than the minimum required PIP coverage.
Best car insurance in Massachusetts FAQs
If you’re looking for the best car insurance companies in Massachusetts, the answers to the following questions can help.
Is GEICO or Progressive better in Massachusetts?
GEICO charges lower average rates in the Bay State compared to Progressive, according to Insurify data. But every driver is different, so you should compare rates, discounts, and coverage options from multiple companies to find the right insurer for you.
What is the cheapest full-coverage car insurance in Massachusetts?
State Farm has the lowest full-coverage car insurance rates in Massachusetts, according to Insurify data. Rates average $71 per month.
Is Massachusetts a no-fault state?
Yes. Under Massachusetts law, each person’s insurance pays for their own medical expenses via PIP coverage, regardless of fault.
How does PIP work in Massachusetts?
If you, your passengers, anyone in your household, or someone you let borrow your car is injured in an accident, your PIP coverage will pay for the resulting medical expenses, up to 75% of lost wages, and replacement services up to a limit of $8,000. Your PIP will cover your expenses no matter who’s at fault in the accident.[3]
Sources
- U.S. Department of Veterans Affairs. "Massachusetts."
- Mass.gov. "Basics of Auto Insurance."
- Mass.gov. "Personal Injury Protection (PIP)."
Related articles
)
Gap Insurance in Massachusetts
If your car sustains severe damage and is a total loss, gap insurance can step in to protect your finances.
)
Car Insurance for High-Risk Drivers in Massachusetts
The cheapest auto insurer for Massachusetts high-risk drivers is USAA, with an average monthly liability premium of $104.
)
Rideshare Insurance in Massachusetts
You must get rideshare insurance in Massachusetts with specific coverage limits to drive for Uber or Lyft.
)
Massachusetts Car Insurance Requirements in 2026
Massachusetts is a no-fault state, so it requires drivers to have minimum amounts of bodily injury and property damage liability insurance, as well as personal injury protection and uninsured motorist coverage.
)
Cheap SR-22 Insurance in Massachusetts
If you have a suspended license, you might need to file an SR-22 form to get back on the road.
Non-Owner Car Insurance in Massachusetts
Non-owner car insurance in Massachusetts costs about one-third as much as buying a standard minimum-coverage policy, on average.
)
Massachusetts Windshield Replacement Guide
Massachusetts doesn’t require windshield coverage. But if you have comprehensive insurance, you can add an optional lower glass deductible to your policy.
Cheap Car Insurance for Low-Income Drivers in Massachusetts
State Farm has the cheapest liability car insurance in Massachusetts, with an average rate of $50 per month.
Cheap Full-Coverage Car Insurance in Massachusetts
Massachusetts drivers can find the cheapest full-coverage car insurance from State Farm, with an average rate of $71 per month.
Massachusetts Car Insurance Laws
You must carry four types of coverage in Massachusetts. Driving uninsured can result in fines, a license suspension, and even jail time.
Cheapest Car Insurance Quotes in Massachusetts
State Farm offers the cheapest liability insurance to Massachusetts drivers, averaging $50 per month.
How Much Is Car Insurance in Massachusetts?
Drivers in Massachusetts pay an average of $1,439 per year for car insurance.
Cheap Car Insurance Quotes in Boston (October 2026)
State Farm is the cheapest insurer in Boston, with an average monthly rate of $45. Heavy congestion and traffic influence Boston’s average rates.
)
Cheap Car Insurance Quotes in Brockton, Massachusetts (October 2026)
State Farm offers the best car insurance prices for Brockton drivers, averaging $84 per month for a liability policy. High rates of auto theft and vehicle accidents make Brockton one of Massachusetts’ most expensive cities for car insurance.
)
Cheapest Auto Insurance in Cambridge, Massachusetts
With monthly liability-only rates as low as $51, Midvale Home & Auto is the cheapest car insurance company in Cambridge.
Cheap Car Insurance Quotes in Fall River, Massachusetts (October 2026)
State Farm offers the cheapest rates for car insurance in Fall River, at $63 per month for liability-only coverage. Fall River has a high accident rate, which can lead to higher car insurance rates.
)
Cheap Car Insurance Quotes in Lowell, Massachusetts (October 2026)
Lowell drivers often find the cheapest rates with State Farm, with liability policies averaging $52 per month. The city’s midsize population and flood risk may contribute to above-average costs.
)
Best Cheap Auto Insurance in New Bedford, Massachusetts
Full coverage is relatively expensive in New Bedford. Finding the right car insurance company can save you hundreds of dollars each year on your policy.
)
Cheapest Auto Insurance in Quincy, Massachusetts
State Farm has the cheapest car insurance in Quincy, with a liability insurance rate of $50 per month.
)
Cheapest Auto Insurance in Somerville, Massachusetts
With a monthly liability-only rate of $45, State Farm is the cheapest car insurance company in Somerville.
)
Best Cheap Auto Insurance in Springfield, Massachusetts
GEICO has some of the cheapest car insurance in Springfield, but your exact premium will depend on a variety of personal factors.
)
Cheap Car Insurance Quotes in Worcester, Massachusetts (October 2026)
The cheapest car insurance company in Worcester is USAA, with an average liability rate of $104 per month. Worcester’s population density drives rates above the statewide average, according to Insurify data.
Writer: Emily Guy BirkenInsurance and Personal Finance Writer
Writer: Emily Guy BirkenInsurance and Personal Finance Writer
Qualifications:
Plutus Award winner
Over 12 years writing about insurance and personal finance
Emily is a Plutus Award-winning freelance writer and former educator who makes complex financial topics easy to understand. She specializes in the science behind money habits and has written for outlets like The Huffington Post, Business Insider, and The Washington Post.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Reviewer: Mark FriedlanderSenior Director, Media Relations, Insurance Information Institute
Qualifications:
Media relations director for Insurance Information Institute
20+ years in insurance and communications
Impartial, independent expert
As Senior Director, Media Relations, for Insurance Information Institute, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.