Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Legal Storm Brews Over Insurers’ ‘Binding Restrictions’

Legal Storm Brews Over Insurers’ ‘Binding Restrictions’

Lawsuit challenges insurers’ practice of halting new policy sales during bad-weather warning periods.
By Doug Bailey|December 15, 2025
The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions

The AI Fraud Onslaught: Synthetic Voice Attacks Cost Insurers and Customers Billions

Inexpensive AI tools drove fake voice fraud incidents up 475% last year, and experts say it will get worse.
By Doug Bailey|December 15, 2025
10 Cheapest Cars to Insure in 2026

10 Cheapest Cars to Insure in 2026

The Dodge Caravan tops Insurify’s list of the cheapest cars to insure in 2025, thanks to its modest repair costs, family-friendly design, and solid safety scores.
By Doug Bailey|December 12, 2025
Savvy Insurance Review: Legit or Just a Lead Generator? (2026)

Savvy Insurance Review: Legit or Just a Lead Generator?

Savvy is an easy-to-use comparison tool that doesn’t sell your information, but we didn’t get any real quotes.
By Erin Gobler|December 10, 2025
Subaru and Hyundai Models Are the Cheapest 2024/2025 Vehicles to Insure

Subaru and Hyundai Models Are the Cheapest 2024/2025 Vehicles to Insure

Drivers with a 2024/2025 Subaru Outback pay almost $1,000 less per year than the national average.
By Julia Taliesin|December 9, 2025
Average Car Insurance Rates as of December 2025 | Insurify

Average Car Insurance Rates as of December 2025

The overall national average cost of car insurance was $140 in November.
By Chris Schafer|December 9, 2025
The Little Cost-Shaving That Affects Auto Policyholders Big Time

The Little Cost-Shaving That Affects Auto Policyholders Big Time

Insurers routinely use data company’s market-value reports to lowball totaled vehicle settlements, lawsuits allege.
By Doug Bailey|December 8, 2025
California lawsuit accuses insurer of charging but not covering ride-sharing customers

California lawsuit accuses insurer of charging but not covering ride-sharing customers

Alleged “bait and switch” could leave riders with less coverage than they paid for
By Doug Bailey|December 8, 2025
5 Ways AI Can Help You Keep Your 2026 Financial Resolutions

5 Ways AI Can Help You Keep Your 2026 Financial Resolutions

Doubt you’ll be able to follow through on your 2026 financial goals? AI could be the tool that gives you a shot at success.
By Evelyn Pimplaskar|December 4, 2025
What Is a Car Insurance Grace Period?

What Is a Car Insurance Grace Period?

A car insurance grace period allows you to keep your coverage for a short time after a missed payment. But you should make up the missed payment right away to avoid cancellation.
By Athena Valentine Lent|December 3, 2025
The Teen Tax: Young Drivers Add 90% More to Parents’ Car Insurance Costs

The Teen Tax: Young Drivers Add 90% More to Parents’ Car Insurance Costs

But parents can save an average of $1,079 by adding their teen driver to their own policy rather than buying a separate one.
By Julia Taliesin|December 2, 2025
Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Personality vs. Policy: Insurers Bet Big on Mascots to Drive Sales

Memorable advertisements keep companies top of mind for consumers, but do they help shoppers understand policy options?
By Doug Bailey|November 25, 2025
Progressive to Refund Nearly $1 Billion to Florida Drivers in 2026

Progressive to Refund Nearly $1 Billion to Florida Drivers in 2026

Insurance reform in 2023 helped pave the way for auto insurance rate decreases and refunds in Florida.
By Katie Powers|November 25, 2025
State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback

State Farm Suffers Credit Downgrade, Despite Signs of Financial Comeback

The downgrade could translate into rising costs for policyholders.
By Doug Bailey|November 25, 2025
Average Car Insurance Rates as of November 2025 | Insurify

Average Car Insurance Rates as of November 2025

The overall national average cost of car insurance was $141 in October.
By Chris Schafer|November 24, 2025
Nationwide SmartRide Review: How It Works, Savings, and Whether It’s Worth It

Nationwide SmartRide Review: How It Works, Savings, and Whether It’s Worth It

J.D. Power ranks Nationwide SmartRide as the best usage-based insurance, offering safe drivers discounts of up to 40%.
By Sarah Archambault|November 21, 2025
GEICO DriveEasy Review: How It Works, Savings, and Whether It’s Worth It

GEICO DriveEasy Review: How It Works, Savings, and Whether It’s Worth It

GEICO DriveEasy works best as a reward system for safe drivers rather than a tool to help risky drivers improve. But trip detection errors and potential rate increases can frustrate some users.
By Amy Beardsley|November 21, 2025
USAA SafePilot Review: How It Works, Savings, and Whether It’s Worth It

USAA SafePilot Review: How It Works, Savings, and Whether It’s Worth It

The SafePilot program may be a good option for safe, low-mileage drivers who don’t mind having their driving habits tracked. But it won’t be right for everyone.
By Jamie Johnson|November 21, 2025