Car Insurance Knowledge

Insurify's insurance experts guide you through the basics of car insurance insurance.

Accident With a Borrowed Car in New York: What Happens?

Accident With a Borrowed Car in New York: What Happens?

What happens after an accident with a borrowed car depends on whether you gave the driver permission, who caused the accident, and more.
By Ben Luthi|November 13, 2025
The Zebra Review: Legit or Just a Lead Generator? (2026)

The Zebra Review: Legit or Just a Lead Generator?

The Zebra isn’t a lead generator, and it’s easy to compare companies using the platform, but you don’t get quotes on the site.
By Elizabeth Rivelli|November 13, 2025
What to Do After an Accident With an Uninsured Driver in Florida

What to Do After an Accident With an Uninsured Driver in Florida

If the person at fault in an accident has no insurance in Florida, some options include filing a personal injury lawsuit or a property damage claim.
By Jess Ullrich|November 13, 2025
Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

Insurify’s AI Report: 86% of Americans Would Trust AI to Help Them Buy Car Insurance

And more than two-thirds of drivers (68%) would let AI secure them a policy with a new insurer if doing so could save them $1,000 annually, according to Insurify’s inaugural AI Insurance Report.
By Matt Brannon|November 12, 2025
Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again

Americans Back on the Road — And It’s Starting to Feel Like Pre-pandemic Again

The way Americans drive is shifting to reflect new lives, work patterns, and ongoing relationships with technology.
By Doug Bailey|November 3, 2025
Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear

Are auto thieves in retreat? Car thefts in the U.S. are dropping rapidly, but the reasons remain unclear

New data from the National Insurance Crime Bureau show a significant decline in car thefts across the country.
By Doug Bailey|October 30, 2025
State Farm to Start Selling New Home, Auto, and Other Policies in Massachusetts

State Farm to Start Selling New Home, Auto, and Other Policies in Massachusetts

Largely absent from the commonwealth for nearly 20 years, the insurer plans to begin new sales by early 2027.
By Katie Powers|October 27, 2025
What Is an Insurance Credit Score?

What Is an Insurance Credit Score?

Your insurance credit score often affects how much you pay for car insurance.
By Aly J. Yale|October 24, 2025
Car Insurance Rates by ZIP Code (2026)

Car Insurance Rates by ZIP Code

Where you live influences car insurance rate factors like accident rates, population density, crime levels, and weather risks.
By Julia Taliesin|October 15, 2025
How to Renew Your Car Insurance

How to Renew Your Car Insurance

When your car insurance is up for renewal, review your current policy, compare quotes, look for discounts, and finalize your renewal or lock in new coverage.
By Anna Baluch|October 15, 2025
California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints

California Moves Against Tesla Insurance Over Thousands of Policyholder Complaints

EV-maker’s insurance arm could lose permission to sell policies in the state that buys the most Teslas.
By Evelyn Pimplaskar|October 14, 2025
Average Car Insurance Rates as of October 2025 | Insurify

Average Car Insurance Rates as of October 2025

The overall national average cost of car insurance fell again in September to $142 per month.
By Chris Schafer|October 9, 2025
More Drivers Using Do Not Disturb Phone Feature, Research Shows

More Drivers Using Do Not Disturb Phone Feature, Research Shows

71% are aware of DNDWD, but just 29% use it regularly, according to Cambridge Mobile Telematics report.
By Evelyn Pimplaskar|October 9, 2025
Rideshare Accident Statistics and Driver Trends in 2025

Rideshare Accident Statistics and Driver Trends in 2025

Rideshare drivers generally have fewer fatal crashes than the average driver, though data reports that they still face higher premiums.
By Jennifer Connolly|October 6, 2025
Not So Merry: Dangerous Driving Spikes on Holiday Highways

Not So Merry: Dangerous Driving Spikes on Holiday Highways

Speeding increases by 68% on Thanksgiving compared to typical Thursdays, an analysis found.
By Julia Taliesin|September 29, 2025
Pretected Car Insurance Review: Consumer Reviews, Quotes (2026)

Pretected Car Insurance Review: Consumer Reviews, Quotes

Pretected, an online comparison tool, connects you to insurers for auto, home, health, and life coverage — but it doesn’t provide real-time quotes.
By Carley Clark|September 25, 2025
Correction: NC Drivers Face 5% Insurance Increase

Correction: NC Drivers Face 5% Insurance Increase

The state insurance commissioner and rate bureau reached settlement in June
By Chris Schafer|September 25, 2025
Average Car Insurance Rates as of September 2025 | Insurify

Average Car Insurance Rates as of September 2025

The overall national average cost of car insurance fell again in August to $143 per month.
By Chris Schafer|September 25, 2025