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Insurify's insurance experts guide you through the basics of car insurance insurance.

How Long Do Insurers Have to Investigate a Claim in California?

How Long Do Insurers Have to Investigate a Claim in California?

California requires insurers to accept or deny your claim no more than 40 calendar days of receiving proof of claim. But in some situations they can extend investigations beyond that.
Your Auto Insurer Knows You’re Thinking of Quitting: The Rise of Midterm Churn Prediction

Your Auto Insurer Knows You’re Thinking of Quitting: The Rise of Midterm Churn Prediction

With more drivers switching, insurers turn to AI to analyze policy changes that may signal a customer is comparing quotes.
Average Car Insurance Rates as of June 2026 | Insurify

Average Car Insurance Rates as of June 2026

The overall national average cost of car insurance held steady at $142 per month in May.
Is California a No-Fault State for Auto Insurance?

Is California a No-Fault State for Auto Insurance?

California is an at-fault state, meaning a driver who causes an accident is also responsible for the damages.
Can You Drive in California With a Foreign License?

Can You Drive in California With a Foreign License?

You can drive in California with a foreign license during a temporary visit. But if you plan to stay, you’ll need a California driver’s license.
How to Find Cheap Commercial Auto Insurance

How to Find Cheap Commercial Auto Insurance

Understanding the factors that influence rates, shopping around, and maximizing discounts are just a few key ways to save on commercial auto coverage.
What Is a Diminished Value Claim?

What Is a Diminished Value Claim?

After an accident, a diminished value claim can help you recoup your car’s loss in value from the at-fault driver’s insurance company.
Best Car Insurance Comparison Sites of 2026

Best Car Insurance Comparison Sites of 2026

We spent hours testing well-known car insurance comparison websites to find ones that serve real-time, personalized quotes.
The EV Premium Penalty: Insuring an EV Is 42% More Expensive Than a Gas Car, but Newer Models Are Closing the Cost Gap

The EV Premium Penalty: Insuring an EV Is 42% More Expensive Than a Gas Car, but Newer Models Are Closing the Cost Gap

The insurance cost gap shrinks to 18% when comparing newer EV models and newer gas-powered cars.
Digital Disconnect: More Insurance Customers Buy Online, but Like It Less

Digital Disconnect: More Insurance Customers Buy Online, but Like It Less

Insurance shoppers buy nearly half of all auto and home policies online, new study finds. But insurers still fall short of customer expectations for a positive digital experience.
Closing the Gig Gap: The Push for Specialized Insurance in the App-Based Economy

Closing the Gig Gap: The Push for Specialized Insurance in the App-Based Economy

With millions of freelancers and contractors facing hidden coverage voids, new insurance models and app-integrated policies are finally offering the protection gig workers need.
Clean Look, Costly Flaws: Why AI-Generated Legal Arguments Are Failing in Insurance Court

Clean Look, Costly Flaws: Why AI-Generated Legal Arguments Are Failing in Insurance Court

AI is appearing in insurance court cases, but the results have been rocky so far.
Do Parking Tickets Affect Your Car Insurance Rates?

Do Parking Tickets Affect Your Car Insurance Rates?

Parking tickets don’t directly affect your rates, but consequences from unpaid fines can.
The Iran War Has Shocked Gas Prices. Here’s What That Means for Car Insurance

The Iran War Has Shocked Gas Prices. Here’s What That Means for Car Insurance

The average car insurance premium could actually get cheaper by the end of 2026 if Americans drive less due to high gas prices.
Citation vs. Ticket: What’s the Difference?

Citation vs. Ticket: What’s the Difference?

A citation and a ticket are essentially the same thing. Find out how a citation can affect your insurance rates.
Are Extended Car Warranties Worth It?

Are Extended Car Warranties Worth It?

For some people, an extended warranty can provide peace of mind and protection against costly repairs, while for others it may be an unnecessary expense.
Drivers With Bad Credit Pay 40% More for Car Insurance — And Think They’re Getting a Good Deal

Drivers With Bad Credit Pay 40% More for Car Insurance — And Think They’re Getting a Good Deal

Poor credit is one of the most common ways drivers can end up overpaying for car insurance. But drivers also overly rely on loyalty for discounts and struggle to shop for coverage strategically.
What to Compare Beyond Price in Car Insurance

What to Compare Beyond Price in Car Insurance

It’s important to compare coverages, deductibles, limits, and discounts as well as price when shopping for car insurance.