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Insurify's insurance experts guide you through the basics of car insurance insurance.

How Long Does an Accident Affect Your Car Insurance Rates?

How Long Does an Accident Affect Your Car Insurance Rates?

An accident can affect your car insurance rates for three to five years and sometimes more, depending on a few factors.
Cincinnati Auto Insurance: User Reviews and Quotes (2026)

Cincinnati Auto Insurance: User Reviews and Quotes

Cincinnati Insurance boasts high financial and customer ratings, plus a variety of coverage options. But its rates aren’t the cheapest available.
Too Much Tech Can Be a Turnoff for Drivers, New Study Finds

Too Much Tech Can Be a Turnoff for Drivers, New Study Finds

J.D. Power report evaluates driver satisfaction, while scrutiny grows around risks of driver-controlled tech.
Hidden Costs of Car Ownership: Drivers Spend $5,851 Per Year on Upkeep

Hidden Costs of Car Ownership: Drivers Spend $5,851 Per Year on Upkeep

The highest hidden cost of car ownership is car insurance, with an average annual cost of $2,237 for full coverage.
Average Car Insurance Rates as of August 2026 | Insurify

Average Car Insurance Rates as of August 2026

The overall national average cost of car insurance held steady at $143 per month in July.
Survey: 88% of Americans Have Made Sacrifices to Deal With High Gas Prices; 24% Cut Back On Car Insurance

Survey: 88% of Americans Have Made Sacrifices to Deal With High Gas Prices; 24% Cut Back On Car Insurance

Amid rising inflation, 79% of Americans are concerned about the cost of living, and nearly half say car insurance is unaffordable.
Illinois Puts the Brakes on Unchecked Home, Auto Insurance Rate Hikes

Illinois Puts the Brakes on Unchecked Home, Auto Insurance Rate Hikes

New laws give state regulators authority to review and reject rate changes, require insurers to notify policyholders of rate increases
What Is Medical Payments Coverage?

What Is Medical Payments Coverage?

Medical payments coverage (MedPay) pays for medical bills for you and your passengers after an accident-related injury.
What Is a Car Insurance Deductible?

What Is a Car Insurance Deductible?

A deductible is your share of covered costs when you file a car insurance claim.
Car Insurance Costs Climb in the First Half of 2026: Insurify Projects Increases in 32 States by Year’s End

Car Insurance Costs Climb in the First Half of 2026: Insurify Projects Increases in 32 States by Year’s End

Drivers benefited from a 6% drop in premiums last year, but Insurify projects rates will finish 2026 up 1%, a 7-percentage-point swing. Insurify projects drivers will pay $2,242 annually for full coverage by the end of 2026.
Supersize Pickups, Muscle Cars, and Small Cars Are Deadliest Vehicles, New Report Shows

Supersize Pickups, Muscle Cars, and Small Cars Are Deadliest Vehicles, New Report Shows

Small cars have higher rates of driver deaths, while vehicles with powerful engines have higher rates of other-driver deaths.
Last Holdout: Will California Finally Let Auto Insurers Employ Telematics?

Last Holdout: Will California Finally Let Auto Insurers Employ Telematics?

The battle for real-time tracking of driver data is playing out in the California legislature.
Ford Recalling 500M+ Broncos for Potential Fire Risk

Ford Recalling 500M+ Broncos for Potential Fire Risk

Faulty wiring harness in engine compartment could lead to fire in 2021–2026 Broncos.
Non-Owner Car Insurance in Michigan (2026)

Non-Owner Car Insurance in Michigan

Michigan drivers who don’t own a car but drive someone else’s car or need to maintain an SR-22 can buy non-owner car insurance.
Classic Car Insurance in New York (2026)

Classic Car Insurance in New York

Classic car insurance in New York usually costs less than standard coverage. But it comes with strict rules about how you use, store, and value your classic vehicle.
Is New York a No-Fault State for Auto Insurance?

Is New York a No-Fault State for Auto Insurance?

New York is a no-fault car insurance state. That means each driver involved in an accident files a claim with their own insurer, regardless of fault.
Car Insurance 101: Glossary of Terms

Car Insurance 101: Glossary of Terms

Understanding relevant car insurance terms is essential to choosing a good car insurance policy.
Why Are Hedge Funds Financing Insurance Lawsuits?

Why Are Hedge Funds Financing Insurance Lawsuits?

States move to restrict third-party litigation funding, citing ballooning judgments and spiking insurance costs.