Cheap Auto Insurance Quotes in Iowa City, IA (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Car Insurance in Iowa City, IA

The average cost of Iowa car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Iowa City, IA to find you the cheapest quotes in the area.

Cheapest Car Insurance in Iowa City, IA

Here are the cheapest carriers in Iowa City for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Companies	Quotes
Progressive	$28 _/mo
State Farm	$32 _/mo
Allstate	$39 _/mo
Nationwide	$74 _/mo
Liberty Mutual	$137 _/mo

Average Car Insurance Cost

Iowa Cities
Des Moines	$70_/mo
Cedar Rapids	$64_/mo
Davenport	$92_/mo
Sioux City	$85_/mo
Iowa City	$83_/mo
Iowa	$79_/mo

Click here to learn about car insurance quotes and save on your current policy.

Iowa City, IA Driving Facts

Minimum Car Insurance Requirements in IA

Iowa drivers are held to different standards than most of the nation's motorists: there is no specific law mandating that they purchase Iowa car insurance. However, if an Iowa driver gets into an accident, or gets a license suspended or revoked, they must demonstrate proof of financial responsibility to the state's Department of Transportation.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Iowa City stacks up for the state of Iowa:

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Cities with Most
DUIs Rank

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Cities with Most
Moving Violations Rank

Chevrolet Impala

FAQs - Iowa City, IA Car Insurance

How does where I live affect my car insurance rates?

Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.

How can I get the cheapest car insurance in my area?

If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

Who offers the cheapest car insurance in my area?

Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.

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Cheap Auto Insurance Quotes in Iowa City, IA (2021)

Car Insurance in Iowa City, IA

Cheapest Car Insurance in Iowa City, IA

$28 _/mo

$32 _/mo

$39 _/mo

$74 _/mo

$137 _/mo

Average Car Insurance Cost

$70_/mo

$64_/mo

$92_/mo

$85_/mo

$83_/mo

$79_/mo

Iowa City, IA Driving Facts

Minimum Car Insurance Requirements in IA

Insurify Rankings

FAQs - Iowa City, IA Car Insurance

How does where I live affect my car insurance rates?

How can I get the cheapest car insurance in my area?

Who offers the cheapest car insurance in my area?

Blog

Compare Car Insurance Companies

Car Insurance By City

Car Insurance By State

Cheap Auto Insurance Quotes in Iowa City, IA (2021)

Car Insurance in Iowa City, IA

Cheapest Car Insurance in Iowa City, IA

$28 /mo

$32 /mo

$39 /mo

$74 /mo

$137 /mo

Average Car Insurance Cost

$70/mo

$64/mo

$92/mo

$85/mo

$83/mo

$79/mo

Iowa City, IA Driving Facts

Minimum Car Insurance Requirements in IA

Insurify Rankings

FAQs - Iowa City, IA Car Insurance

How does where I live affect my car insurance rates?

How can I get the cheapest car insurance in my area?

Who offers the cheapest car insurance in my area?

Blog

Compare Car Insurance Companies

Car Insurance By City

Car Insurance By State

$28 _/mo

$32 _/mo

$39 _/mo

$74 _/mo

$137 _/mo

$70_/mo

$64_/mo

$92_/mo

$85_/mo

$83_/mo

$79_/mo