Cheap Auto Insurance Quotes in Iowa City, IA (2023)

Car Insurance in Iowa City, IA

Drivers in Iowa city and in other cities around the state should buy a car insurance policy if they want to stay safe and legal on the road. Although Iowa is one of the cheaper states in terms of auto insurance rates, with premiums costing drivers an average of $158 per month, cheaper insurance coverage is out there. Use Insurify to get the best rates for you today!

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• Cheap Car Insurance Iowa

• Compare Car Insurance

Cheapest Car Insurance in Iowa City, IA

Everyone wants cheap car insurance, and luckily for Iowa City residents, there are affordable options available. Although the following insurance companies have the cheapest car insurance quotes in Iowa City on average, it’s always a good idea to shop around and compare quotes so you can make sure you’re getting the best rates based on your circumstances.

Best Car Insurance in Iowa City, IA

While cheap car insurance is a priority, it’s also important to make sure you have an insurance company that can offer good customer service and reliably pay claims. We analyzed factors that reflect quality, reliability, and health of an insurance company to calculate its Insurify Composite Score and rank car insurance providers.

See More: Best Car Insurance Companies

Average Car Insurance Cost

Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Iowa

Iowa City Car Insurance Rates by Driver Age

Age plays a big role in determining your auto insurance rates. Younger drivers, who are less experienced behind the wheel and more likely to get into accidents, tend to see the highest rates. Older drivers, on the other hand, see lower costs. Keep in mind that these averages are for the state of Iowa and rates may be different in Iowa City.

Iowa City Car Insurance Rates by Driving and Accident History

One of the many factors that will determine your car insurance rates is your driving record. Drivers with DUIs, car accidents, and other traffic violations in their past will see higher rates than drivers with clean records. Here’s what you can expect to pay on average in Iowa City based on your driving history.

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• High-risk Car Insurance Iowa

• DUI Car Insurance Iowa

Iowa City Car Insurance Rates by Credit Tier

Your credit score will also affect your car insurance rates. On average, drivers with a good credit score will typically pay less for auto insurance than drivers with a bad credit score because drivers with poor credit account for a higher percentage of paid claims. The following is what you can expect to pay on average in Iowa City based on your credit score.

See More: Bad Credit Car Insurance Iowa

Find local Iowa City agents

Iowa City DMV Information

Iowa City is home to one office that offers DMV services. Iowa city residents will have to make an appointment to visit the Iowa City Driver’s License Station, but the office does offer driver’s license and ID card renewal online for convenience. The Iowa City Driver’s License Station is located at:

Eastdale Mall
1700 South First Avenue
Iowa City, Iowa  52240
(319) 338-5294

Public Transportation in Iowa City

While most residents of Iowa City drive to get around, Iowa City offers transit options for residents who don’t want to drive from point A to point B. The transit department of Iowa City offers multiple bus routes, all of which can be found on their website.

If you don’t want to drive but would prefer not to ride the bus, Uber and Lyft are both available in Iowa City.

How to get the cheapest car insurance in Iowa City

The best way to get the best and cheapest car insurance in Iowa city is to compare quotes. Because every insurance company values factors like your age and your credit score a bit differently, your rates will be different than any other Iowa City driver. With Insurify , you can compare quotes and find your best rate in a matter of minutes.

At Insurify , we make it easy. Just enter a bit of information about yourself and in under five minutes we’ll show you the best rates personalized to you. We’ll provide quotes from the insurance giants such as Nationwide, GEICO, and State Farm insurance along with quotes from local insurance agencies so you can rest easy knowing you’ve found the best possible rate.

For more detailed Iowa city level guides, check out these below.

• Average Cost of Car Insurance Rates in Iowa

• DUI Car Insurance Rates in Iowa

• High-Risk Driver Car Insurance Rates in Iowa

• Iowa Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in Iowa

• SR-22 Insurance in Iowa

Green Driving in Iowa City IA

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint.

Environment Iowa, based in Des Moines, advocates on behalf of the most pressing environmental issues in the state. Their priorities include progressive moves toward solar energy, clean water, and saving dwindling bee populations. The state of Iowa offers many green driver incentives, including federal tax credits and discounts through some car insurance carriers.

Insurify's Greenest Cities ¶ Iowa City ¶ 0% % of Hybrids / Electrics