Cheap Auto Insurance Quotes in Kahului, HI (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Aloha State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million


Been Here Before?

Get Back to My Quotes

Car Insurance in Kahului, HI

The average cost of Hawaii car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Kahului, HI to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
AllstateProgressiveState Farm
Monthly $

Cheapest Car Insurance in Kahului, HI

Here are the cheapest carriers in Kahului for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
HawaiiHonoluluPearl CityHiloWaipahuKahului
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Kahului, HI Driving Facts


Minimum Car Insurance Requirements in HI

The state of Hawaii requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Hawaii are:

  • $20,000 bodily injury liability per person
  • $40,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Hawaii state law requires are $20,000 for the injury or death of a single person involved in a car accident and $40,000 for the injury or death of multiple persons. Insurance providers list this coverage at 20/40, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $40,000 are your responsibility.

The minimum property damage liability insurance requirements in Hawaii are:

  • $10,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Hawaii requires $10,000 for the minimum. You’ll see the collective state minimum listed at 20/40/10. The 10 refers to the property damage liability. Once again, any damages above the $10,000 are your responsibility.

The minimum personal injury protection (PIP) insurance requirements in Hawaii are:

  • $10,000 personal injury protection (PIP) per person per accident

Hawaii is a no-fault state, so Personal Injury Protection (also called no-fault insurance) is mandatory coverage for all drivers. Hawaii PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The minimum coverage limits Hawaii state law requires is $10,000 per person per accident.

Find local Kahului agents

Farmers Insurance
101 Pakaula St, Kahului, HI 96732
Matthew Cerizo: Allstate Insurance
350 Hoohana St Ste C1, Kahului, HI 96732
HMSA Center @ Kahului (Maui)
'70 Ho''okele St Suite 1220, Kahului, HI 96732'
Paul MacDonald - State Farm Insurance Agent
74 Lono Ave #206a, Kahului, HI 96732
Daniel Dennis: Allstate Insurance
169 Maa St Ste 100, Kahului, HI 96732
Pyramid Insurance - Maui
270 Dairy Rd #150, Kahului, HI 96732
Hawaii Insurance Consultants
101 Pakaula St, Kahului, HI 96732
Mark Rich - State Farm Insurance Agent
444 Hana Hwy Ste 212, Kahului, HI 96732
Atlas Insurance Agency
285 W Kaahumanu Ave #215, Kahului, HI 96732
Theresa Hegarty, Insurance Broker
151 E Wakea Ave, Kahului, HI 96732

Insurify Insights: How Kahului Drivers Measure Up

Toyota Tacoma
Most Popular Car in
Kahului, HI
suspended licenses
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Kahului drivers measure up to their fellow Hawaii motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Kahului

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Kahului is the Toyota Tacoma.

DUI/DWIs Kahului

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Kahului drivers rank -- in the number of DUI’s per driver across all cities in Hawaii.

  • Rank within state: #--
  • Percent of drivers in Kahului with a DUI: %
  • Drivers in Kahului, HI with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Kahului

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Hawaii, Kahului drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Kahului with a speeding ticket: %
  • Drivers in Kahului, HI with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.