Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
Mark FriedlanderDirector, Corporate Communications, Triple-I
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Cheapest recent rates
Drivers using Insurify have found quotes as cheap as $37/mo for liability only and $41/mo for full coverage.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 18, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 18, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 18, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 18, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Insurify is a licensed insurance agency in all 50 states and Washington, D.C., and partners with top companies like Allstate, GEICO, Liberty Mutual, and Progressive.
Comparing car insurance quotes when your policy is ready to renew can save you about 30%.
Even if you’re happy with your current car insurance and premium, comparing is still a good idea, especially if you’ve experienced recent life changes like getting married or adding another driver to your policy.
Insurify’s team of expert insurance editors and data analysts examined the average monthly rates of every major national and regional insurance company for every state and different driver profiles. This article will help you better understand how to compare car insurance quotes to find the best policy for your needs at the best price available to you.
How to compare car insurance rates without getting spammed
Comparison shopping car insurance with Insurify gives you access to quotes from top national and regional insurance companies. The process is easy, and we can deliver your personalized quotes in minutes.
Get prequalified. Answer a few simple questions to help us understand your driver profile and insurance needs.
Compare real-time quotes. Our proprietary technology analyzes your information to deliver multiple personalized, highly accurate, real-time quotes from top insurers.
Close on a policy in minutes. Buy your insurance policy entirely online, through our website or app, or talk to one of our agents to bind your policy in minutes.
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Why it’s important to compare car insurance
Multiple factors affect your car insurance rate, including your age, location, driving record, level of education, and the kind of car you drive. Each insurance company weighs these factors differently, so similar drivers may get very different prices for the same coverage types and limits.
The premium can vary by hundreds of dollars, depending on the insurance company. For example, young drivers typically pay more for car insurance than other age groups.
Car insurance rates also vary widely by insurer — even for the same type of driver. For example, full-coverage insurance from State Farm averages $119 per month, while the same coverage from Liberty Mutual costs about $258. But Auto-Owners offers full coverage for just $73 per month.
It’s a good idea to compare personalized quotes every six months, as the marketplace changes quickly. Be sure that all the quotes have the same types of coverage for an apples-to-apples comparison. Here’s a look at average monthly rates from top companies Insurify partners with.
Car Insurance Rates by Company
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Our car insurance premium actually went down at renewal, when I was expecting it to go up. I still compared rates from other insurance companies. I didn’t find a lower rate. But it only cost me a few minutes to get peace of mind that staying with my current company really was a good deal.
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Everyone wants to find reliable car insurance coverage at the cheapest rate. But the quality, reputation, and financial strength of the insurance company are also important in the event of a claim. The Insurify Quality Score evaluates insurance companies on these factors, as well as price.
Recent quotes for other Insurify users
Insurify’s drivers have found rates ranging from $48/mo. to $111/mo. in the last few days
*Quotes generated for Insurify users within the last 10 days. Last updated on November 18, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 18, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 18, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 18, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Three ways to compare car insurance quotes
You have multiple options for comparing car insurance rates. You can turn to a digital agency, a comparison site, a lead-generation website, or work directly with insurance companies. Each option has advantages and disadvantages.
Here’s how Insurify’s digital agency stacks up to other comparison-shopping platforms and buying directly from car insurance companies.