|Call Center Representative||Among the best|
|Insurer Website||About average|
|Overall Satisfaction||About average|
|Policy Offerings||About average|
|Claim Servicing||About average|
|Estimation Process||About average|
|First Notice of Loss (FNOL)||About average|
|Overall Satisfaction||About average|
|Rental Experience||About average|
|Repair Process||The rest|
|North Central||799||The rest|
|Mobile App (iOS)|
|Mobile App (Android)|
The largest discounts from Esurance are: Good Driver, Passive Restraint, Anti-Theft Device
|Discount Type||Discount %|
|Good Driver||up to 40%|
|Passive Restraint||up to 33%|
|Anti-Theft Device||up to 25%|
|Accident Free||up to 25%|
|Multiple Policy||up to 15%|
|Alumni||up to 15%|
|Defensive Driver||up to 10%|
|Good Student||up to 10%|
|Prepay||up to 10%|
|Paid in full||up to 10%|
|Anti-lock Brake||up to 5%|
|Multiple Vehicle||up to 5%|
|Organization||up to 5%|
|Provider Switch||up to 5%|
|Roadside Assistance||up to 5%|
|Starting your auto quote online||up to 5%|
|Driving Habits||up to 5%|
|Signing documents when you buy online||Varies|
Esurance has covered policyholders for over 20 years. Their insurance agents are available for customer support 24 hours a day, 7 days a week, 365 days a year. Esurance's mobile app makes it easy for customers to manage your policy, make payments, and file a claim. Filing can also be done online or over the phone. In certain states, customers can provide photo claims and video appraisals in the event of an accident. But Esurance’s technological innovation doesn’t stop there. Esurance offers DriveSafe, a mobile app that monitors teens' driving habits and smartphone usage; RepairView, which lets customers monitor their car’s repair process online; the What If Calculator, which allows customers to estimate premiums in the case of hypothetical claims or tickets; and Fuelcaster, which allows customers to find the best deal on gas in your area.
Learn more about Esurance Life Insurance
Esurance offers a wide variety of car insurance options focused on liability, vehicle-based, and medical coverages so that you can build a policy that suits your needs and budget.
Esurance provides insurance coverage for a variety of bikes including motorcycles, scooters, mopeds, street-sport bikes, high-performance bikes, limited-production and custom bikes, cruisers, touring and sport-touring bikes, vintage bikes, motocross bikes, off-road/dual-purpose bikes, and ATVs.
Generally, an Esurance motorcycle policy will include the following coverages:
There are many reasons people ride all-terrain vehicles (ATV), so Esurance provides a variety of coverage options and limits to suit your riding needs. Coverages for ATVs include:
Esurance offers boat and watercraft insurance through a partner insurance carrier in order to provide coverage for you jet skis, WaveRunners™, sailboats, dinghy runabouts (when insured with another primary boat), cabin cruisers, pontoons, fishing boats, and family runabouts.
Customize your Esurance boat policy with the following coverages:
Depending on what state you live in, Esurance can't insure extremely large, expensive, or powerful boats, houseboats, amphibious land boats, hovercrafts, airboats, homemade boats, motorless boats, boats that fail to meet U.S. Coast Guard regulations, boats with wooden hulls, and boats owned by more than two people.
Your RV is so much more than a car, so it needs more than an auto insurance policy to protect it. Esurance offers a variety of insurance coverage options to suit your specific camper or motorhome needs and uses including:
Optional RV insurance coverages:
Esurance will only insure motorhomes, camper, and RVs that include permanently installed cooking appliances, bathroom, refrigeration, self-contained heating and air conditioning, drinkable water supply, and a 110-125 volt electric system.
Esurance offers snowmobile insurance under the umbrella of their motorcycle insurance policies. You can customize your snowmobile coverage based on your experience level, so you can get affordable rates whether you're speeding through the snow every weekend or only a few times a year.
While snowmobile insurance isn’t legally required in every state, it’s highly recommended that you have the following coverages:
Esurance has partnered with Hagerty to provide classic car insurance that covers more than just vintage vehicles. You can get protection for your modified, limited edition cars, classic trucks, vintage motorcycles, exotics, and even military vehicles.
Esurance and Hagerty provide standard coverage like liability, collision, and comprehensive, but they also offer numerous additional, specialty coverages including:
Esurance provides commercial auto insurance through a partnership with Commercial Insurance.NET to provide coverage for a variety of work vehicles. Esurance can provide commercial auto insurance for regular cars and SUVs, pickup trucks, utility vans, bucket trucks, catering trucks, refrigerator trucks, stake bed trucks, light and medium weight dump trucks, and box trucks.
Your personal car insurance policy will not protect vehicles you use for business purposes. Luckily, a commercial auto policy through Esurance can provide:
Additional commercial auto coverages include:
Protect your home and everything in it with an Esurance homeowners policy. A standard home insurance policy (also known as an HO-3 policy) can cover you from losses caused by fires or lightning, windstorms, hail, explosions, riots, aircrafts, vehicles, smoke, theft or vandalism, falling objects, weight of ice, snow, or sleet, and freezing of plumbing or other household systems.
A home insurance policy with Esurance typically offers:
Optional homeowners coverages include:
Esurance offers a variety of condo insurance coverage options so you can protect what your condo association’s insurance doesn’t. Your condo association insurance will typically cover structures outside of your unit such as the walls, ceilings, and common areas.
Also known as an HO-6 policy, your personal condo insurance is meant to cover things specific to your unit including:
An Esurance renters insurance policy will provide protection for your personal belongings whether you’re renting a house, apartment, or condo. Your landlord’s insurance will not cover your personal belongings, but rather the building’s exterior structure. So, it’s up to you to protect your belongings and valuables with:
Additional renters insurance coverage options include:
A standard home insurance policy doesn’t cover flood damage so it’s important to have a separate insurance policy through Esurance and the National Flood Insurance Program.
Flood insurance will only cover damages directly related to a flood. If that is the case, your insurance will provide coverage for:
Esurance offers umbrella insurance, which acts as a secondary liability policy if you should exceed your home and auto insurance liability limits after you’re sued for an at-fault accident.
A personal umbrella policy through Esurance will provide:
Your policy can also cover:
In order to qualify for an Esurance umbrella insurance policy you must first have:
Esurance offers a variety of health insurance plans through their trusted partners. In general, your health insurance will help cover:
Esurance offers a variety of life insurance policies meant to support your family in the event of your accidental death. Esurance makes term life insurance affordable and flexible for young, healthy families by letting them choose their policy term (1 to 30 years). They also offer whole and universal life policies.
With the help of their trusted partners, Esurance will typically help you cover funeral expenses, your children's colelge tuition, and mortgage payments.
Esurance has partnered with Petplan to provide customers with pet insurance to reimburse the cost of veterinary bills up to $22,000.
Veterinary treatments that are typically covered include:
Esurance and their trusted insurance partners provide cell phone insurance which covers smartphones (regardless of when they were purchased) from things such as:
Esurance has partnered with BizInsure to offer customers major coverage types that protect you and your business after an accident, including:
Dennis Quaid? Is that you?
Headquartered in San Francisco, California, Esurance was founded in 1998. Esurance is currently a subsidiary of the insurance provider Allstate and holds a J.D. Power and Associates rating of 3 out of 5 for overall customer satisfaction.
Esurance specializes in auto insurance and other forms of property and casualty coverage, including motorcycle insurance, ATV insurance, boat insurance, RV insurance, homeowners insurance, condo insurance, renters insurance, and pet insurance. Esurance customers can even purchase health or life insurance coverage through one of Esurance's underwriting partners.
Esurance boasts an A.M. Best rating of "A+," denoting superior financial strength and ability to pay out claims.
For more information, visit www.esurance.com.
You can cancel your policy by contacting customer service at 800-378-7262.
|Insurify Composite Score||94|
|Number of discounts||19|
|Number of reviews||4728|
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.