AAA

AAA - Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Ratings

Insurify

Composite Score
85
What is this?
U.S Auto Insurance Shopping Study (2018)
OptionsResults
Call Center RepresentativeThe rest
Insurer WebsiteThe rest
Local AgentBetter than most
Overall SatisfactionAbout average
Policy OfferingsAbout average
PricingAbout average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsResults
Claim ServicingAbout average
Estimation ProcessThe rest
First Notice of Loss (FNOL)The rest
Overall SatisfactionAbout average
Rental ExperienceAbout average
Repair ProcessBetter than most
SettlementAbout average
J.D. Power Ratings by Region (out of 1000)
RegionRatingsState Average
California840Better than most
Central833Better than most
North Central808The rest
Texas821About average
AAA Ratings
BrandRatingsUser reviews
Mobile App (iOS)
2.8
737
Mobile App (Android)
4.1
24,330
Insurify
3.8
411
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA

Discounts

The largest discounts from AAA are: Farm Vehicle, Student Away at School, teenSMART

Carrier Discounts
Discount %
59%
30%
24%
20%
17%
14%
12%
11%
10%
10%
10%
10%
7%
5%
5%
Farm VehicleStudent Away at SchoolteenSMARTGood DriverAnti-Theft DeviceGood StudentMultiple VehicleMultiple PolicyNew CarGood CreditAdvance shopperAdvance shopperPaid in fullLoyaltyCurrent insurance
Discount Group
Discount TypeDiscount %
Farm Vehicleup to 59%
Student Away at Schoolup to 30%
teenSMARTup to 24%
Good Driverup to 20%
Anti-Theft Deviceup to 17%
Good Studentup to 14.5%
Multiple Vehicleup to 12.5%
Multiple Policyup to 11.8%
New Carup to 10%
Good Creditup to 10%
Advance shopperup to 10%
Advance shopperup to 10%
Paid in fullup to 7.8%
Loyaltyup to 5%
Current insuranceup to 5%
Anti-lock BrakeVaries
Affinity groupVaries
Driving trainingVaries
Home OwnerVaries
Low MileageVaries
Original OwnerVaries

Payment methods

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    Automatic Online Payment
    Info
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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
    Info
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    Online Payment
    Info

Features and Services

AAA does more than just roadside service: it also offers auto, home, life, and other insurance products for active AAA members. Most AAA auto clubs operate full-service insurance agencies. Many AAA clubs also offer products from other insurance companies that are owned and operated for AAA members only.

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    24/7 service
  • benefit/mobile-app.svg
    Mobile app
  • benefit/roadside-assistance.svg
    Roadside assistance
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    Online account management
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    Enhanced towing & substitute coverage
  • benefit/policy-bundling.svg
    Policy bundling discounts

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

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    Mechanical Breakdown Insurance
    Info
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    Roadside Assistance
    Info
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    Accident Forgiveness
    Info
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    Pet Coverage
    Info
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    Rental Reimbursement
    Info
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    New Car Replacement Coverage
    Info
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    Gap Insurance
    Info
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    Accidental Death, Dismemberment, Disability
    Info
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    Umbrella Policy
    Info
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    First Aid Reimbursement
    Info
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    Emergency Assistance Coverage
    Info
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    Electronic Key & Lock Replacement
    Info
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    Emergency Lockout Coverage
    Info
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    Glass Coverage
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    Preferred Repair Services
    Info

AAA Insurance Products

Learn more about AAA Life Insurance

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Home Insurance
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Life Insurance
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Car Insurance

FAQs - AAA Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare AAA to GEICO

AAA vs GEICO

Company History

Known best for their maps, emergency roadside assistance services, and travel ratings, AAA is also national insurance provider.

The American Automobile Association was established in Chicago, Illinois back in 1902 by a union of nine motor clubs. Along with their many motorist services, AAA specializes in auto, home, and life insurance policies, as well as other insurance services, across the United States. AAA auto insurance is available to those with a AAA membership.

AAA currently holds a J.D. Power and Associates rating of 2 out of 5 for overall customer satisfaction.

AAA is headquartered in Heathrow, Florida.

How to cancel your AAA Car Insurance Policy

To cancel your policy, contact your local agent. You will receive a refund for any unused portion of your premium.

Cancellation Fee: $0

AAA Reviews

3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
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Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews

AAA Car Insurance Information

Insurify Composite Score85
Number of discounts21
Number of reviews411
User Rating3.8
A.M. BestA

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.