4.8out of 3,000+ reviews

Farmers vs Travelers Car Insurance

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auto insurance

Last Updated February 1, 2022

Ratings

Insurify Composite Score

Farmers
85
What is this?

Insurify Composite Score

Travelers
80
What is this?

Insurify Composite Score

Farmers VS Travelers
85
80
What is this?
User Ratings
OptionsFarmers Travelers
Rating/Reviews
506 reviews
395 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsFarmers Travelers
Call Center Representative--About average
Insurer WebsiteAbout averageAbout average
Local AgentAbout averageAbout average
Overall SatisfactionAbout averageAbout average
Policy OfferingsAbout averageAbout average
PricingAbout averageThe rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsFarmers Travelers
Claim ServicingAbout averageAbout average
Estimation ProcessAbout averageAbout average
First Notice of Loss (FNOL)About averageAbout average
Overall SatisfactionAbout averageAbout average
Rental ExperienceAbout averageAbout average
Repair ProcessThe restThe rest
SettlementAbout averageAbout average
J.D. Power Ratings by Region (out of 1000)
RegionFarmers Travelers
California795 pt
The rest
--
Central821 pt
About average
814 pt
The rest
Florida820 pt
About average
810 pt
The rest
Mid-Atlantic814 pt
The rest
820 pt
The rest
New England--804 pt
The rest
New York--821 pt
About average
North Central808 pt
The rest
805 pt
The rest
Northwest785 pt
The rest
--
Southeast--822 pt
About average
Southwest797 pt
The rest
809 pt
The rest
Texas822 pt
About average
--
Mobile App Ratings
RegionFarmers Travelers
Android
2,565 Reviews
146 Reviews
iOS
538 Reviews
49 Reviews
Financial Ratings
OptionsFarmers Travelers
A.M. BestAA++
FitchA+AA
Moody'sA2Aa2
Standard & Poor'sAAA

Auto Insurance Quotes

For Married Drivers

CityFarmers Travelers
Chicago$124$78
Philadelphia--$99
Phoenix$126$81
Santa Monica$120--

For Single Drivers

CityFarmers Travelers
Chicago$117$78
Philadelphia--$125
Phoenix$120$86
Santa Monica$263--

For Male Drivers

CityFarmers Travelers
Chicago$129$76
Philadelphia--$117
Phoenix$129$85
Santa Monica$269--

For Female Drivers

CityFarmers Travelers
Chicago$112$79
Philadelphia--$108
Phoenix$117$82
Santa Monica$114--

For Drivers with Speeding Ticket

CityFarmers Travelers
Chicago$163$100
Philadelphia--$179
Phoenix$157$114
Santa Monica$302--

For Drivers with No Speeding Ticket

CityFarmers Travelers
Chicago$111$73
Philadelphia--$103
Phoenix$116$77
Santa Monica$168--

For Drivers Age Between 18-40

CityFarmers Travelers
Chicago$120$78
Philadelphia--$122
Phoenix$123$89
Santa Monica$303--

For Drivers Age Between 40-65

CityFarmers Travelers
Chicago$115$72
Philadelphia--$90
Phoenix$118$74
Santa Monica$104--

For Drivers Age of 65+

CityFarmers Travelers
Chicago$142$98
Philadelphia--$156
Phoenix$143$98
Santa Monica$101--

For Drivers with Average Credit

CityFarmers Travelers
Chicago$116$85
Philadelphia--$123
Phoenix$123$91
Santa Monica$149--

For Drivers with Fair Credit

CityFarmers Travelers
Chicago$132$89
Philadelphia--$120
Phoenix$134$95
Santa Monica$134--

For Drivers with Good Credit

CityFarmers Travelers
Chicago$126$71
Philadelphia--$91
Phoenix$128$74
Santa Monica$140--

For Drivers with Excellent Credit

CityFarmers Travelers
Chicago$108$66
Philadelphia--$114
Phoenix$108$73
Santa Monica$343--

Quotes & Discounts

Discount typeFarmers Travelers
Multiple PolicyUp to 10%Up to 13%
EV/HybridUp to 5%--
Affinity groupVaries--
Anti-Theft DeviceVaries--
Anti-lock BrakeVaries--
Claims Free RenewalVaries--
Daytime Running LightsVaries--
Defensive DriverVariesUp to 8%
Driving HabitsVaries--
Driving trainingVariesUp to 8%
E-billingVaries--
Early QuoteVariesUp to 10%
Electronic Stability ControlVaries--
FamilyVaries--
Good DriverVaries--
Good PayerVariesUp to 15%
Good StudentVariesUp to 8%
Home OwnerVariesUp to 5%
LoyaltyVaries--
Mature driverVaries--
MilitaryVaries--
Multiple VehicleVariesUp to 8%
On Your OwnVaries--
OrganizationVaries--
Paid in fullVariesUp to 7.5%
Paperless documentsVaries--
Passive RestraintVaries--
Preferred paymentVariesUp to 3%
PrepayVaries--
Professional organizationVaries--
Provider SwitchVaries--
Senior AdultVaries--
Student Away at SchoolVariesUp to 7%
VIN EtchingVaries--
Youth DrivingVaries--
teenSMARTVaries--
Continuous Coverage--Up to 15%
Hybrid/Electric Vehicle--Up to 10%
Low Mileage--Varies
New Car--Up to 10%
No lapse in coverage--Varies
Safe Driver--Up to 23%

Payment Methods

Discount typeFarmers Travelers
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
In Person Payment
yes--
Mail Payment
yesyes
Mobile App Payments
yesyes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Phone Payment
yesyes

Features and Services

Features and ServicesFarmers Travelers
24/7 service--yes
Accident forgivenessyesyes
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesFarmers Travelers
Accident Forgiveness
yesyes
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
yes--
Emergency Lockout Coverage
yes--
Gap Insurance
--yes
Glass Coverage yes--
Incident Forgiveness
yes--
Loss of Use Coverage
yes--
New Car Replacement Coverage
yesyes
No Fault Coverage
yes--
Original Equipment Manufacturer Coverage
yes--
Personal/Upgraded Item Coverage
yes--
Rental Reimbursement
yesyes
Ridesharing Coverage
yesyes
Roadside Assistance
yesyes
Small Claim Forgiveness
yesyes
Umbrella Policy
yesyes
Vanishing Deductible
yes--

Insurance by State

Uber and Lyft driver insurance

  • Farmers
  • Travelers
  • Both

SR‌-22 Insurance by State

  • Farmers
  • Travelers
  • Both

Compare Insurance Products

ProductFarmers Travelers
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insuranceyes--
Classic Car InsuranceClassic Car Insuranceyes--
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insuranceyesyes
Cyber Liability InsuranceCyber Liability Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Earthquake InsuranceEarthquake Insuranceyes--
Flood InsuranceFlood Insuranceyes--
Home InsuranceHome Insuranceyesyes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insuranceyes--
Mobile Home InsuranceMobile Home Insuranceyes--
Motorcycle InsuranceMotorcycle Insuranceyes--
Pet InsurancePet Insuranceyes--
Recreational InsuranceRecreational Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
Ridesharing InsuranceRidesharing Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes
Wedding and Event InsuranceWedding and Event Insurance--yes

User Reviews

  • Farmers Reviews
  • Travelers Reviews
3.4
5 Stars
37 %
4 Stars
17 %
3 Stars
15 %
2 Stars
8 %
1 Star
24 %

Most Positive Review

By Joe
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.

Most Critical Review

By Chesney
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs

All Reviews

Showing 1 - 10 out of 506 Reviews
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Read reviews that mention

Terence A.Fomba
Please I wish to enquire if I can pay insurance using my name on my brother's car and drive with my international drivers licenses?
Sharon
Good agent
Jagtar
David
Farmers suck. If you are not at fault in an accident. You are on your own. They do nothing. We had to contact their insurance and all kind of rental car arrangements. They did nothing and they sucked.
David
We were in a car accident. The car was hit while my wife and I went for a walk in the park. The gentleman who hit the car was good enough to wait for us to return from our walk. He worked for the city of Maggie Valley. Farmers did nothing for us. We had to contact everyone because the party is as at fault.
Mirtha
Very expensive
Brenda
They were expensive.
Chris
Rates and coverage
Anis
Professional
Michael
They were always on top of everything I had to do with them. They were always quick to resolve issues and handle my claims. I felt secure with them as my insurance carrier
Showing 1 - 10 out of 506 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.